Forty percent ______ stopped smoking in that company.

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Thisboxis______thatone.
ShopAssistant:WhatcanIhelpyou XiaoLi:56 ShopAssistant:Whatkindofcoatdoyoulikelongorshort XiaoLi:57 ShopAssistant:Ithinkthisonesuitsyouanditisveryshort.Doyoulikeit XiaoLi:I’mafraidIdon’tlikethecolor. ShopAssistant:58 XiaoLi:Black. ShopAssistant:59 XiaoLi:OkI’lltakeit:60 ShopAssistant:230yuan. XiaoLi:Hereyouare. ShopAssistant:Thankyou. 57
LastThursdayadoctorcamemourschooltotalkabouttheharmofsmoking.Hesaidhewouldn’tgoonfortoolongandwesawhimtakehiswrest-watchoffandlayitonthetable.Ican’trememberwhathesaidaboutsmokingbecauseBobandIhadotherthingstothinkabout.Hefinishedwhenthebellrangforplay-timeandtheheadmastertoldustogoout.IntheplaygroundBobshowedmethewatch.Heputitonhiswristanditlookedlovely.IwishedIhadbeentheonetositbythetable.Itwasreallyabeautifulwatchgoldbythelookofit.Theheadmastercameoutsidethenandthedoctorwaswithhim.Theywalkedaboutlookingaroundandtalkingallthetime.Afterawhilethebellrangandwegotintoourlinesreadytogoin.TheheadmastersaidI’vegotalittlejobforboys.Thisdoctorwhowasgivingusatalkjustnowhaslosthiswatchintheplayground.Ithappenedbeforehesays-itjustslipsoffhiswrist.SolookaroundforitwillyouSeeifyou’recleverenoughtofindit.Ipromisethattheboywhodoessowillgetausefulreward.OfcourseBobwasnotgoingtomissachancelikethat.He’sjustabouttheluckiestboyintheschoolrewardsjustdropintohishands.Weallwalkedabouttheplaygroundlookinghereandthereforthewatch.AndIwasn’tatallsurprisedwhenBobbentdownasifhewaspickingsomethingup.Thenhehurriedpastmetowardsthedoctor.WhereareyougoingIcalledoutthoughIknewverywellwherehewasgoing.ThenextminutetherewasBoballsmileshandingoverthewatchtotheolddoctorandhangingaboutforthereward.Butthedoctordidnotseematallpleased.Infacthelookedquitereadytothrust插入aknifeinBob’sheart-untiltheheadmasterburstoutlaughing.Bobtoldmelatertheoldmanhadn’tevensaidThankyouforthewatch.ThethingthatpuzzledusmostofallwasthatBobdidn’tgetanyreward.WhenhementionedtotheheadmasteraboutktheoldmansaidAhyeswemustn’tforgetthat.Isaid’ausefulreward’didn’tIThenhegaveBobabigsheetofpaperandtoldhimtowriteacompositionontheharmofsmoking.Bobsayshehasn’tgotanyideaofwhattowrite.Whilethedoctorwastalkingabouttheharmtosmokingthetwoboyswere______.
Todaytheseso-calledbankcreditcardshavebecomeverypopular.Theycanbeusedinstoreshotelsandrestaurantsallovertheworld.Andtheycanbeusedtopayforallkindsofunusualgoodsandservicesincludingcarrepairshospitalcareandaccidentorlifeinsurance.Creditcardsoffertwomajorservices.Firsttheyareeasierandsafertocarrythanlargeamountsofmoney.Secondtheypermitpeopletoborrow-tobuythingstheywantevenwhentheydonothaveenoughmoneytopaythefullprice.Creditcardsmakeitpossibletospreadoutpaymentsoverweeksormonths.Toreceivecreditcardspeoplemustprovethattheyearnenoughtopayforwhaitheybuy.Andtheyusuallymustprovethattheyhavepaidbackanymoneytheyborrowedinthepast.Thenaftertheyreceivethecardcreditcmnpanieslimithowmuchtheycanbuywithit.VisaandMastercardforexampledonotpermitmostoftheiruserstoowemorethan$1500.Yetevenwiththeserestrictions限制creditcardsoftenmakeittooeasyforpeopletospendthemoneytheycannotpayback.Withcreditcardspeoplepayforgoodsorservicesattheendofeachmonthinsteadofwhentheybuythem.Andwhenthetimedoescometopaymostcreditcardsofferpeopleachoice.Theycanpayallofwhattheyoweforthemonth.Ortheycanpayjustpartusuallybetweenfiveandtenpercentofwhattheyowe.Studiesofcreditcardusehavefoundtha!eachmonthabouthalfofallcarduserspaythefullamounttheyowe.Theotherspayonlypartoftheamount.Itisthisgroupthatpro-videscreditcardcompanieswithmostoftheirearnings.Thatisbecausethepeoplepayaservicecharge—interest—fortherighttopostponefullpayment.Mostpayaninterestrateofabout19percentayearofwhattheyowe.Inthelastfewyearstherehasbeenincreasingcriticismofhighinterestratesoncreditcards.Theuseofcreditcardscontinuestoincrease.Somepeoplesaythatinthenearfuturecreditcardswillreplacemoneycompletelybutothersbelievethateventisunlikely.HowevertheythinkAmericanswillbeusingcreditcardsmoreandmore.Amajorreasonforthisistheincreasingfearofcrime.Creditcards—unlikerealmoney—canbereplacediftheyarelostorstolen.Withacreditcardonecanbuythings______.

Forty percent ______ stopped smoking in that company.

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