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__在“6.25”讲话中提出的加强社会主义文化建设的具体方针是
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__同志在全国政协__民进联组会上的讲话中提出了八个为荣八个为耻全面阐述了树立正确价值观的具体要求
__在学习__文选报告会上的__我们学习__文选必须牢牢把握的主题是
建设中国特色社会主义
以经济建设为中心
完善社会主义民主和法制
加强社会主义精神文明建设
2007年06月25日__在中央党校发表重要__加强社会主义文化建设是不断满足人民群众日益增
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__在山东考察工作时强调要充分认识加强社会主义文化建设的战略意义为改革开放和现代化建设提供精神动力
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__在会见全国道德模范时发表的重要讲话中强调我们始终要高度重视和切实加强社会主义道德建设之所以加强
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__同志在党的十八大报告中提出扎实推进社会主义文化强国建设要______
加强社会主义核心价值体系建设
全面提高公民道德素质
丰富人民精神文化生活
增强文化整体实力和竞争力
2012年12月4日__在__30周年讲话中提出建设社会主义国家首要任务是依法治国
党的十六大以来以__同志为总书汜的__坚持以科学发展观为指导提出构建社会主义和谐社会的重大任务使
道德建设
市场建设
社会建设
精神文明建设
中国特色社会主义文化建设的主要内容是加强思想道德建设和
和谐文化建设
社会主义精神文明建设
传统文化建设
____在会见全国道德模范时强调在全面建设小康社会加快推进社会主义现代化的进程中我们始终要高度
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__在中央党校省部级干部进修班发表重要讲话时指出加强社会主义文化建设要大力建设社会主义核心价值体系
是否弘扬以爱国主义为核心的民族精神
是否立足于社会主义建设的伟大实践
是否坚持贯穿以人为本的基本理念
是否坚持马克思主义的指导地位
2011年9月8日__在会见全国道德模范时强调我们始终要切实加强社会主义道德建设大力弘扬社会公德职
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材料一 随着我国经济社会的不断发展中国特色社会主义事业的总体布局更加明确地由社会主义经济建
党的十六大以来以__同志为__的__坚持以科学发展观为指导提出构建社会主义和谐社会的重大任务使
道德建设
市场建设
社会建设
精神文明建设
____在会见全国道德模范时发表讲话强调在全面建设小康社会加快推进社会主义现代化的进程中我们始
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__同志在十七大报告中提出文化软实力这一概念并强调要坚持社会主义先进文化前进方向兴起社会主义文化建
2009年10月1日____在庆祝中华人民共和国成立60周年大会上发表重要讲话时指出今天一个面
面向现代化是中国特色社会主义文化建设鼓励创新精神的重要体现
面向世界是中国特色社会主义文化建设具有开放精神的重要体现
面向未来是中国特色社会主义文化建设充满时代精神的重要体现
中国特色社会主义文化是民族的科学的大众的文化
____在会见全国道德模范时发表讲话强调在全面建设小康社会加快推进社会主义现代化的进程中我们始
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____在党的十七大报告中突出强调了加强文化建设提高国家文化软实力的极端重要性对兴起社会主义文化
坚持马克思主义在意识形态领域的指导地位
加强社会主义思想道德建设
培养有理想、有道德、有文化、有纪律的“四有”公民
坚持以爱国主义为核心的民族精神、以改革创新为核心的时代精神的指导
要大力建设社会主义核心价值体系巩固全党全国各族人民团结奋斗的共同思想基础这是____今年6月25
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Industrialsafetydoesnotjusthappen.Companies________lowaccidentratesplantheirsafetyprogramsworkhardtoorganizethemandcontinueworkingtokeepthem________andactive.Whentheworkiswelldonea________ofaccident-freeoperationsisestablished________timelostduetoinjuriesiskeptataminimum. Successfulsafetyprogramsmay______greatlyintheemphasisplacedoncertainaspectsoftheprogram.Someplacegreatemphasisonmechanicalguarding.Othersstresssafeworkpracticesby______rolesorregulations.______othersdependonanemotionalappealtotheworker.Buttherearecertainbasicideasthatmustbeusedineveryprogramifmaximumresultsaretobeobtained. Therecanbenoquestionaboutthevalueofasafetyprogram.Fromafinancialstandpointalonesafety________.Thefewertheinjury________thebettertheworkman’’sinsurancerate.Thismaymeanthedifferencebetweenoperatingat________orataloss.
Vitaminsareorganiccompoundsnecessaryinsmallamountsinthedietforthenormalgrowthandmaintenanceoflifeofanimalsincludingman. Theydonotprovideenergy________dotheyconstructorbuildanypartofthebody.Theyareneededfor________foodsintoenergyandbodymaintenance.Therearethirteenormoreofthemandif________ismissingadeficiencydiseasebecomes________. Vitaminsaresimilarbecausetheyaremadeofthesameelements―usuallycarbonhydrogenoxygenand______nitrogen.Theyaredifferent______theirelementsarearrangeddifferentlyandeachvitamin______oneormorespecificfunctionsinthebody. ________enoughvitaminsisessentialtolifealthoughthebodyhasnonutritionalusefor________vitamins.Manypeople________believeinbeingonthesafesideandthustakeextravitamins.Howeverawell-balanceddietwillusuallymeetallthebody’’svitaminneeds.
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内部效度的影响因素有
Industrialsafetydoesnotjusthappen.Companies________lowaccidentratesplantheirsafetyprogramsworkhardtoorganizethemandcontinueworkingtokeepthem________andactive.Whentheworkiswelldonea________ofaccident-freeoperationsisestablished________timelostduetoinjuriesiskeptataminimum. Successfulsafetyprogramsmay______greatlyintheemphasisplacedoncertainaspectsoftheprogram.Someplacegreatemphasisonmechanicalguarding.Othersstresssafeworkpracticesby______rolesorregulations.______othersdependonanemotionalappealtotheworker.Buttherearecertainbasicideasthatmustbeusedineveryprogramifmaximumresultsaretobeobtained. Therecanbenoquestionaboutthevalueofasafetyprogram.Fromafinancialstandpointalonesafety________.Thefewertheinjury________thebettertheworkman’’sinsurancerate.Thismaymeanthedifferencebetweenoperatingat________orataloss.
属于原型启发的例子有
Ourworldofthemid-1990sfacespotentiallyburstingchange.Thequestionisinwhatdirectionwillittakeus46Willthechangecomefromworldwideinitiativesthatreversethedegradationoftheplanetandrestorehopeforthefutureorwillitcomefromcontinuingenvironmentaldeteriorationthatleadstoeconomicdeclineandsocialinstability Thereisnoprecedentfortherapidsubstantialchangeweneedtomake.47Buildinganenvironmentallysustainablefuturedependsonrestructuringtheglobaleconomymajorshiftsinhumanreproductivebehavioranddramaticchangesinvaluesandlifestyles.Doingallthisquicklyaddsuptoarevolutionthatisdrivenanddefinedbytheneedtorestoretheearth’’senvironmentalsystems.IfthisEnvironmentalRevolutionsucceedsitwillrankwiththeAgriculturalandIndustrialRevolutionsasoneofthegreateconomicandsocialtransformationsinhumanhistory. LiketheAgriculturalRevolutionitwilldramaticallyalterpopulationtrends.48Whiletheformersetthestageforenormousincreasesinhumannumbersthisrevolutionwillsucceedonlyifitstabilizeshumanpopulationsizereestablishingabalancebetweenpeopleandnaturalsystemonwhichtheydepend.IncontrasttotheIndustrialRevolutionwhichwasbasedonashifttofossilfuelsthisnewtransformationwillbebasedonashiftawayfromfossilfuels. 49Thetwoearlierrevolutionsweredrivenbytechnologicaladvances―thefirstbythediscoveryoffarmingandthesecondbytheinventionofthesteamenginewhichconvertedtheenergyincoalintomechanicalpower.TheEnvironmentalRevolutionwhileitwillobviouslyneednewtechnologieswillbedrivenprimarilybytherestructuringoftheglobaleconomysothatitdoesnotdestroyitsnaturalsupportsystem. ThepaceoftheEnvironmentalRevolutionneedstobefarfasterthanthatofitspredecessors.TheAgriculturalRevolutionbegansome10000yearsagoandtheIndustrialRevolutionhasbeenunderwayforabouttwocenturies.ButiftheEnvironmentalRevolutionistosucceeditmustbecompressedintoafewdecades.ProgressintheAgriculturalRevolutionwasmeasuredalmostexclusivelyinthegrowthinfoodoutputthateventuallyenabledfarmerstoproduceasurplusthatcouldfeedcitydwellers.Similarlyindustrialprogresswasgainedbysuccessinexpandingtheoutputofrawmaterialsandmanufacturedgoods.50TheEnvironmentalRevolutionwillbejudgedbywhetheritcanshifttheworldeconomyintoanenvironmentallysustainabledevelopmentpathonethatleadstogreatereconomicsecurityhealthierlifestylesandaworldwideimprovementinthehumancondition.
Vitaminsareorganiccompoundsnecessaryinsmallamountsinthedietforthenormalgrowthandmaintenanceoflifeofanimalsincludingman. Theydonotprovideenergy________dotheyconstructorbuildanypartofthebody.Theyareneededfor________foodsintoenergyandbodymaintenance.Therearethirteenormoreofthemandif________ismissingadeficiencydiseasebecomes________. Vitaminsaresimilarbecausetheyaremadeofthesameelements―usuallycarbonhydrogenoxygenand______nitrogen.Theyaredifferent______theirelementsarearrangeddifferentlyandeachvitamin______oneormorespecificfunctionsinthebody. ________enoughvitaminsisessentialtolifealthoughthebodyhasnonutritionalusefor________vitamins.Manypeople________believeinbeingonthesafesideandthustakeextravitamins.Howeverawell-balanceddietwillusuallymeetallthebody’’svitaminneeds.Vitaminsareorganiccompoundsnecessaryinsmallamountsinthedietforthenormalgrowthandmaintenanceoflifeofanimalsincludingman. Theydonotprovideenergy________dotheyconstructorbuildanypartofthebody.Theyareneededfor________foodsintoenergyandbodymaintenance.Therearethirteenormoreofthemandif________ismissingadeficiencydiseasebecomes________. Vitaminsaresimilarbecausetheyaremadeofthesameelements―usuallycarbonhydrogenoxygenand______nitrogen.Theyaredifferent______theirelementsarearrangeddifferentlyandeachvitamin______oneormorespecificfunctionsinthebody. ________enoughvitaminsisessentialtolifealthoughthebodyhasnonutritionalusefor________vitamins.Manypeople________believeinbeingonthesafesideandthustakeextravitamins.Howeverawell-balanceddietwillusuallymeetallthebody’’svitaminneeds.
Industrialsafetydoesnotjusthappen.Companies________lowaccidentratesplantheirsafetyprogramsworkhardtoorganizethemandcontinueworkingtokeepthem________andactive.Whentheworkiswelldonea________ofaccident-freeoperationsisestablished________timelostduetoinjuriesiskeptataminimum. Successfulsafetyprogramsmay______greatlyintheemphasisplacedoncertainaspectsoftheprogram.Someplacegreatemphasisonmechanicalguarding.Othersstresssafeworkpracticesby______rolesorregulations.______othersdependonanemotionalappealtotheworker.Buttherearecertainbasicideasthatmustbeusedineveryprogramifmaximumresultsaretobeobtained. Therecanbenoquestionaboutthevalueofasafetyprogram.Fromafinancialstandpointalonesafety________.Thefewertheinjury________thebettertheworkman’’sinsurancerate.Thismaymeanthedifferencebetweenoperatingat________orataloss.
Industrialsafetydoesnotjusthappen.Companies________lowaccidentratesplantheirsafetyprogramsworkhardtoorganizethemandcontinueworkingtokeepthem________andactive.Whentheworkiswelldonea________ofaccident-freeoperationsisestablished________timelostduetoinjuriesiskeptataminimum. Successfulsafetyprogramsmay______greatlyintheemphasisplacedoncertainaspectsoftheprogram.Someplacegreatemphasisonmechanicalguarding.Othersstresssafeworkpracticesby______rolesorregulations.______othersdependonanemotionalappealtotheworker.Buttherearecertainbasicideasthatmustbeusedineveryprogramifmaximumresultsaretobeobtained. Therecanbenoquestionaboutthevalueofasafetyprogram.Fromafinancialstandpointalonesafety________.Thefewertheinjury________thebettertheworkman’’sinsurancerate.Thismaymeanthedifferencebetweenoperatingat________orataloss.
在词频效应的实验中有哪些潜在的自变量你认为应该怎样控制
AimlessnesshashardlybeentypicalofthepostwarJapanwhoseproductivityandsocialharmonyaretheenvyoftheUnitedStatesandEurope.ButincreasinglytheJapaneseareseeingadeclineofthetraditionalwork-moralvalues.TenyearsagoyoungpeoplewerehardworkingandsawtheirjobsastheirprimaryreasonforbeingbutnowJapanhaslargelyfulfilleditseconomicneedsandyoungpeopledon’’tknowwheretheyshouldgonext. Thecomingofageofthepostwarbabyboomandanentryofwomenintothemale-dominatedjobmarkethavelimitedtheopportunitiesofteen-agerswhoarealreadyquestioningtheheavypersonalsacrificesinvolvedinclimbingJapan’’srigidsocialladdertogoodschoolsandjobs.Inarecentsurveyitwasfoundthatonly24.5percentofJapanesestudentswerefullysatisfiedwithschoollifecomparedwith67.2percentofstudentsintheUnitedStates.InadditionfarmoreJapaneseworkersexpresseddissatisfactionwiththeirjobsthandidtheircounterpartsinthe10othercountriessurveyed. WhileoftenpraisedbyforeignersforitsemphasisonthebasicsJapaneseeducationtendstostresstesttakingandmechanicallearningovercreativityandself-expression.Thosethingsthatdonotshowupinthetestscores--personalityabilitycourageorhumanity--arecompletelyignoredsaysToshikiKaifuchairmanoftherulingLiberalDemocraticParty’’seducationcommittee.Frustrationagainstthiskindofthingleadskidstodropoutandrunwild.LastyearJapanexperienced2125incidentsofschoolviolenceincluding929assaultsonteachers.Amidtheoutcrymanyconservativeleadersareseekingareturntotheprewaremphasisonmoraleducation.LastyearMitsuoSetoyamawhowastheneducationministerraisedeyebrowswhenhearguedthatliberalreformsintroducedbytheAmericanoccupationauthoritiesafterWorldWarⅡhadweakenedtheJapanesemoralityofrespectforparents. ButthatmayhavemoretodowithJapaneselife-styles.InJapansayseducatorYokoMuroit’’sneveraquestionofwhetheryouenjoyyourjobandyourlifebutonlyhowmuchyoucanendure.Witheconomicgrowthhascomecentralizationfully76percentofJapan’’s119millioncitizensliveincitieswherecommunityandtheextendedfamilyhavebeenabandonedinfavorofisolatedtwo-generationhouseholds.UrbanJapanesehavelongenduredlengthycommutestravelstoandfromworkandcrowdedlivingconditionsbutastheoldgroupandfamilyvaluesweakenthediscomfortisbeginningtotell.InthepastdecadetheJapanesedivorceratewhilestillwellbelowthatoftheUnitedStateshasincreasedbymorethan50percentandsuicideshaveincreasedbynearlyone-quarter. Whichofthefollowingistrueaccordingtotheauthor
试述人格特质理论
一个4岁的儿童通过了5岁组的智力测验题目其智商是
Ourworldofthemid-1990sfacespotentiallyburstingchange.Thequestionisinwhatdirectionwillittakeus46Willthechangecomefromworldwideinitiativesthatreversethedegradationoftheplanetandrestorehopeforthefutureorwillitcomefromcontinuingenvironmentaldeteriorationthatleadstoeconomicdeclineandsocialinstability Thereisnoprecedentfortherapidsubstantialchangeweneedtomake.47Buildinganenvironmentallysustainablefuturedependsonrestructuringtheglobaleconomymajorshiftsinhumanreproductivebehavioranddramaticchangesinvaluesandlifestyles.Doingallthisquicklyaddsuptoarevolutionthatisdrivenanddefinedbytheneedtorestoretheearth’’senvironmentalsystems.IfthisEnvironmentalRevolutionsucceedsitwillrankwiththeAgriculturalandIndustrialRevolutionsasoneofthegreateconomicandsocialtransformationsinhumanhistory. LiketheAgriculturalRevolutionitwilldramaticallyalterpopulationtrends.48Whiletheformersetthestageforenormousincreasesinhumannumbersthisrevolutionwillsucceedonlyifitstabilizeshumanpopulationsizereestablishingabalancebetweenpeopleandnaturalsystemonwhichtheydepend.IncontrasttotheIndustrialRevolutionwhichwasbasedonashifttofossilfuelsthisnewtransformationwillbebasedonashiftawayfromfossilfuels. 49Thetwoearlierrevolutionsweredrivenbytechnologicaladvances―thefirstbythediscoveryoffarmingandthesecondbytheinventionofthesteamenginewhichconvertedtheenergyincoalintomechanicalpower.TheEnvironmentalRevolutionwhileitwillobviouslyneednewtechnologieswillbedrivenprimarilybytherestructuringoftheglobaleconomysothatitdoesnotdestroyitsnaturalsupportsystem. ThepaceoftheEnvironmentalRevolutionneedstobefarfasterthanthatofitspredecessors.TheAgriculturalRevolutionbegansome10000yearsagoandtheIndustrialRevolutionhasbeenunderwayforabouttwocenturies.ButiftheEnvironmentalRevolutionistosucceeditmustbecompressedintoafewdecades.ProgressintheAgriculturalRevolutionwasmeasuredalmostexclusivelyinthegrowthinfoodoutputthateventuallyenabledfarmerstoproduceasurplusthatcouldfeedcitydwellers.Similarlyindustrialprogresswasgainedbysuccessinexpandingtheoutputofrawmaterialsandmanufacturedgoods.50TheEnvironmentalRevolutionwillbejudgedbywhetheritcanshifttheworldeconomyintoanenvironmentallysustainabledevelopmentpathonethatleadstogreatereconomicsecurityhealthierlifestylesandaworldwideimprovementinthehumancondition.
Industrialsafetydoesnotjusthappen.Companies________lowaccidentratesplantheirsafetyprogramsworkhardtoorganizethemandcontinueworkingtokeepthem________andactive.Whentheworkiswelldonea________ofaccident-freeoperationsisestablished________timelostduetoinjuriesiskeptataminimum. Successfulsafetyprogramsmay______greatlyintheemphasisplacedoncertainaspectsoftheprogram.Someplacegreatemphasisonmechanicalguarding.Othersstresssafeworkpracticesby______rolesorregulations.______othersdependonanemotionalappealtotheworker.Buttherearecertainbasicideasthatmustbeusedineveryprogramifmaximumresultsaretobeobtained. Therecanbenoquestionaboutthevalueofasafetyprogram.Fromafinancialstandpointalonesafety________.Thefewertheinjury________thebettertheworkman’’sinsurancerate.Thismaymeanthedifferencebetweenoperatingat________orataloss.
简述影响信度的因素
简述sternberg的智力三因素理论
同一感受器在刺激物的持续作用下所发生的感受性的变化现象是
在奥苏贝尔提出的学业成就动机中哪些属于外部动机
Scienceinpracticedependsfarlessontheexperimentsitpreparesthanonthepreparednessofthemindsofthemenwhowatchtheexperiments.SirIsaacNewtonsupposedlydiscoveredgravitythroughthefallofanapple.Appleshadbeenfallinginmanyplacesforcenturiesandthousandsofpeoplehadseenthemfall.ButNewtonforyearshadbeencuriousaboutthecauseoftheorbitalmotionofthemoonandplanets.WhatkepttheminplaceWhydidn’’ttheyfalloutoftheskyThefactthattheapplefelldowntowardtheearthandnotupintothetreeansweredthequestionhehadbeenaskinghimselfaboutthoselargerfruitsoftheheavensthemoonandtheplanets. HowmanymenwouldhaveconsideredthepossibilityofanapplefallingupintothetreeNewtondidbecausehewasnottryingtopredictanything.Hewasjustwondering.Hismindwasreadyfortheunpredictable.Unpredictabilityispartoftheessentialnatureofresearch.Ifyoudon’’thaveunpredictablethingsyoudon’’thaveresearch.Scientiststendtoforgetthiswhenwritingtheircutanddriedreportsforthetechnicaljournalsbuthistoryisfilledwithexamplesofit. Intalkingtosomescientistsparticularlyyoungeronesyoumightgathertheimpressionthattheyfindthescientificmethodasubstituteforimaginativethought.I’’veattendedresearchconferenceswhereascientisthasbeenaskedwhathethinksabouttheadvisabilityofcontinuingacertainexperiment.Thescientisthasfrownedlookedatthegraphsandsaidthedataarestillinconclusive.WeknowthatthemenfromthebudgetofficehavesaidbutwhatdoyouthinkIsitworthwhilegoingonWhatdoyouthinkwemightexpectThescientisthasbeenshockedathavingevenbeenaskedtospeculate. Whatthisamountstoofcourseisthatthescientisthasbecomethevictimofhisownwritings.Hehasputforwardunquestionedclaimssoconsistentlythathenotonlybelievesthemhimselfbuthasconvincedindustrialandbusinessmanagementthattheyaretrue.Ifexperimentsareplannedandcarriedoutaccordingtoplanasfaithfullyasthereportsinthesciencejournalsindicatethenitisperfectlylogicalformanagementtoexpectresearchtoproduceresultsmeasurableindollarsandcents.Itisentirelyreasonableforauditorstobelievethatscientistswhoknowexactlywheretheyaregoingandhowtheywillgetthereshouldnotbedistractedbythenecessityofkeepingoneeyeonthecashregisterwhiletheothereyeisonthemicroscope.Norifregularityandconformitytoastandardpatternareasdesirabletothescientistasthewritingofhispaperswouldappeartoreflectismanagementtobeblamedfordiscriminatingagainsttheoddballsamongresearchersinfavorofmoreconventionalthinkerswhoworkwellwiththeteam. TheauthorwantstoprovewiththeexampleofIsaacNewtonthat____________.
AimlessnesshashardlybeentypicalofthepostwarJapanwhoseproductivityandsocialharmonyaretheenvyoftheUnitedStatesandEurope.ButincreasinglytheJapaneseareseeingadeclineofthetraditionalwork-moralvalues.TenyearsagoyoungpeoplewerehardworkingandsawtheirjobsastheirprimaryreasonforbeingbutnowJapanhaslargelyfulfilleditseconomicneedsandyoungpeopledon’’tknowwheretheyshouldgonext. Thecomingofageofthepostwarbabyboomandanentryofwomenintothemale-dominatedjobmarkethavelimitedtheopportunitiesofteen-agerswhoarealreadyquestioningtheheavypersonalsacrificesinvolvedinclimbingJapan’’srigidsocialladdertogoodschoolsandjobs.Inarecentsurveyitwasfoundthatonly24.5percentofJapanesestudentswerefullysatisfiedwithschoollifecomparedwith67.2percentofstudentsintheUnitedStates.InadditionfarmoreJapaneseworkersexpresseddissatisfactionwiththeirjobsthandidtheircounterpartsinthe10othercountriessurveyed. WhileoftenpraisedbyforeignersforitsemphasisonthebasicsJapaneseeducationtendstostresstesttakingandmechanicallearningovercreativityandself-expression.Thosethingsthatdonotshowupinthetestscores--personalityabilitycourageorhumanity--arecompletelyignoredsaysToshikiKaifuchairmanoftherulingLiberalDemocraticParty’’seducationcommittee.Frustrationagainstthiskindofthingleadskidstodropoutandrunwild.LastyearJapanexperienced2125incidentsofschoolviolenceincluding929assaultsonteachers.Amidtheoutcrymanyconservativeleadersareseekingareturntotheprewaremphasisonmoraleducation.LastyearMitsuoSetoyamawhowastheneducationministerraisedeyebrowswhenhearguedthatliberalreformsintroducedbytheAmericanoccupationauthoritiesafterWorldWarⅡhadweakenedtheJapanesemoralityofrespectforparents. ButthatmayhavemoretodowithJapaneselife-styles.InJapansayseducatorYokoMuroit’’sneveraquestionofwhetheryouenjoyyourjobandyourlifebutonlyhowmuchyoucanendure.Witheconomicgrowthhascomecentralizationfully76percentofJapan’’s119millioncitizensliveincitieswherecommunityandtheextendedfamilyhavebeenabandonedinfavorofisolatedtwo-generationhouseholds.UrbanJapanesehavelongenduredlengthycommutestravelstoandfromworkandcrowdedlivingconditionsbutastheoldgroupandfamilyvaluesweakenthediscomfortisbeginningtotell.InthepastdecadetheJapanesedivorceratewhilestillwellbelowthatoftheUnitedStateshasincreasedbymorethan50percentandsuicideshaveincreasedbynearlyone-quarter. IntheWesterners’’eyesthepostwarJapanwas__________.
测验分数的综合分析
Financialengineersdon’’twearwhitelabcoats.Theydon’’texperimentonratsorperformgaschromatography气相层析.Theirrawmaterial-money-isn’’tasshowyaswhatbiologistsandphysicistsinvestigate.Buttheinnovationstheyproducewillcontributejustasmuchtoeconomicgrowth. Maybemoreinfactbecausewithoutthescienceoffinanceallothersciencesarejustabunchofneatconcepts.Ideasbegintotributetohumanbettermentwhenthey’’refinanced-byventurecapitalstockofferingsloansorbuyouts.Asmoothlyoperatingfinancialsystemshowersmoneyongoodideas.Equallyimportantitcutsofffundingtotiredideasandtiredcompaniessotheirassetscanbeemployedmoreefficientlyelsewhere. Inthe21stcenturyeconomyinnovationinfinancewillincreaseinconcertwiththeincreaseincompetition.Partlybecauseofderegulationandglobalizationcompetitionshouldgettougherandmarginsthinner.Asproductssuchashomemortgageloansbecomecommoditizedfinancial-servicecompanieswillbeforcedtogetmorecreative. Financialtechnologywillkeepfeedingoffinformationtechnology.Thesecrettosuccesswillbeastrongsoftwareplatformwhichwilllowerthecostofgeneralserviceswhilemakingitpossibletocreatehigh-marginvariationsaswell.Afewcompaniesthatgetitrightcanspinawayfromtherestandbecomestrongerandstronger. Inthenewworldoffinancesizecounts.Bigcompaniesenjoyeconomiesofscaleandnamerecognitionandtheycanbesaferbecausetheirbetsarespreadacrossmoreregionsandmarketsegments.ThevalueofU.S.bankmergersinthefirsthalfof1998wasgreaterthanthatofthethreepreviousyearscombined.Themergersareoccurringacrossindustriesaswell. Attheotherextremewillbespecialiststhatsurvivebydoingonethingeitherverycheaplyorexceptionallywell.Byofferinglowerpricesorbetterservicespecialistswilldisciplinethefinancialsupermarkets;thebigguysknowtheircustomerscanwalkawayiftheygetarawdeal.Thereisnowaywearegoingtomaximizeashort-termtransactionalbenefitattheriskofdestroyingalong-termrelationshipsaysChaseManhattanCorp.Vice-ChairmanJosephG.Sponholz. Predictablythebiggestwinnersfromfinancialinnovationwillbecompaniesandfamiliesthathavecomplexfinances.Banksalreadyshowsignsoflosinginterestinpeoplewhowantjustplaincheckingaccounts. Butasincomesandwealthrisemorepeoplewillfindthemselvesthrustintotheroleofassetmanagers.Businessestoowillhavetobecomemoresophisticated-ifonlytokeeppacewithfinanciallyinnovativerivals. .Incomparisonwithnaturalscientistsfinancialengineers
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