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Write your letter with no less than 100 words. Write it neatly on ANSWER SHEET 2. Do not sign your o...
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Text3 Forgetaboutthedayswhenbanksluredcustomerswithoffersof"free"toaster.Intheharshnewworldofconsumerbankingit’stheaccountholderwhomaygetburned. Overthepastfewyearsbankshavesystematicallyraisedtheiroldfeesandinventednewones--asmanyas100differentkinds.Thesizeofthesechargesjumpedmorethan50percentoncheckingandsavingsaccountssince1990accordingtoBankRateMonitoranindependentprovideroffinancialdata.MeanwhileinterestratespaidonpassbooksavingsandnegotiableorderofwithdrawalNOWaccountsfailedtokeeppacewithinflationletalonewithotherlow-riskinvestments.AndtechnologieslikeautomatedtellermachinesATMshavetrulyturnedintocashmachines--forthebank. CheckingProfits.AccordingtoareportbytheFederalReserveBoardfewerthaneightpercentofallcommercialbanksnowoffertreechecking.InsomebigcitiessuchasLosAngelesandSanFranciscofreecheckingisvirtuallyextinct. What’smoretheminimumbalancerequiredfortheaveragecheckingaccounthasincreaseddramaticallysincetheFederalReservelastsurveyedbanksin1994.AccountholderslookingforinterestontheircheckingthroughaNOWaccounthadtoraisetheirbalancenearly50percentto$1500onaverageandtheyearnedjust1.5percentannuallyfortheirtrouble. NationsBankinMiamirecentlyoffereda"DeluxeSecure"checkingaccount.Depositorsgotonlyanaverage1.5percentinterestontheircheckingbalance.Andtheywererequiredtokeep$5000tiedupinasavingsaccountor$21maintenancefee. NewYorkCity’schemicalinformeditscheckingcustomersthattheir"lowminimum"accountswouldbeconvertedintonew"relationship"accounts--withahigherminimumbalance.Thenewminimumnecessarytoavoidextrafeesjumpedfrom$1500to$3000.Thedubiousnewbenefitstocustomers Bankingexecutivessaythere’sagoodreasonwhyfeesarehigher.Sincefinancialserviceswerederegulatedintheearly1980scompetitorshaveluredawayhigh-marginbusinessthatoncesustainedbankprofits.Americansareavoidinglow-interestbankaccountsinfavorofhigh-yieldingin-vestmentssuchasmutualfunds.Credit-cardholderscangetmorefavorabletermsfromanationalcardissuerthanfromtheirlocalbank.Home-buyerscannowtapanationalmarketforthemostcompetitivemortgageratesandnew-carbuyerscanshopforloansfromauto-financespecialistslikeGeneralMotorsAcceptanceCorp. Stillthebankshavemanagedtoregaintheirprofits-inpartwithhighcustomerfees.Infactthebankingindustryhasreportedrecordearningsoverthepastthreeyears. Thetermhigh-marginbusinessLine2Paragraph7probablymeans
KarlVonLinneorLinnaeusasheiswidelyknownwasaSwedishbiologistwhodevisedthesystemofLatinisedscientificnamesforlivingthingsthatbiologistsusetothisday.Whenhecameto1peopleintohissystemheputthemintoagroupcalledHomo--andLinne’shairlessfellowhumansarestillknownbiologicallyasHomosapiens.2thegrouporiginallyhadasecondmemberHomotroglodytes.ItlivedinAfricaandthepicturesshowittobecovered3hair. Modern4arenotasgenerousasLinneinwelcomingotherspeciesintoMan’slofty5andthechimpanzeeisnowreferredto6Pantroglodytes.ButPanorHomothereisno7thatchimpsarehumans’nearestlivingrelativesandthatifthesecretsofwhatmakeshumanityspecialareevertobe8understandingwhychimpsarenotpeoplenorpeoplechimpsisacrucialpartoftheprocess.ThatinturnmeanslookingattheDNAofthetwospecies9itisherethatthe10mustoriginate. Onehalfofthepuzzlehasbeen11forseveralyears:thehumangenomewaspublishedin2001.Thesecondhasnowbeenaddedwiththeannouncementinthisweek’sNature12thechimpanzeegenomehasbeensequencedaswell.Forthoseexpecting13answerstoage-oldquestions14thepublicationofthechimpgenomemaybesomethingofan15Therearenoimmediatelyobviousgenes--presentinonebutnottheother--thataccountforsuchcharacteristichuman16asintelligenceorevenhairlessness.And17thereisageneconnectedwithlanguageknownasFOXP2ithadalreadybeendiscovered.Butalthoughthepreliminarycomparisonofthetwogenomes18bythemembersoftheChimpanzeeSequencingandAnalysisConsortiumthemultinationalteamthatgeneratedthesequencedidnot19anyobviousnuggetsofgeneticgolditdoesatleastshowwheretolookfor20. 1
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 15
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 13
Text4 Indevelopingamodelofcognitionwemustrecognizethatperceptionoftheexternalworlddoesnotalwaysremainindependentofmotivation.Whileprogresstowardmaturityispositivelycorrelatedwithdifferentiationbetweenmotivationandcognitiontensionwilleveninthematureadultleadtowardsanarrowingoftherangeofperception.Cognitioncanbeseenasthefirststepinthesequenceeventsleadingfromtheexternalstimulustothebehavioroftheindividual.Thechilddevelopsfrombeliefthatallthingsareanextensionofitsownbodytotherecognitionthatobjectsexistindependentofhisperception.Hebeginstodemonstrateawarenessofpeopleandthingswhichareremovedfromhissensoryapparatusandinitiatesgoal-directedbehaviors.Hemayhoweverrefusetorecognizetheexistenceofbarrierstotheattainmentofhisgoaldespitethefactthathiscognitionoftheseobjectshasbeenpreviouslydemonstrated. Intheprimitivebeingsg0al-directedbehaviorcanbeverysimplemotivated.Thepresenceofanattractiveobjectwillcauseaninfanttoreachforit;itsremovalwillresultintheceaseofthataction.Inadultlifemerecognitioncanbesimilarlymotivationalalthoughthevisiblepresenceoftheopportunityisnotrequiredasthestimulantsofresponse.Thematureadultmodifieshisreactionbyobtaininginformationinterpretingitandexaminingconsequences.Heformulatesahypothesisandattemptstotestit.Hesearchesoutimplicitrelationshipsexaminesallfactors’anddifferentiatesamongthem.Justasthetrainedartistcanseparatethevalueofcolorcompositionandtechniquewhiletakinginandevaluatingthewholeworksotoothematurepersonbringshiscognitivelearningstrengthstobearinevaluatingasituation.Understandingthatcognitionisseparatefromactionhisreactionisonlyminimallyguidedfromconditioningandtakeintoconsiderationanticipatableevents.Theimpactofthesocializationprocessparticularlythatofparentalandsocialgroupideologymayreducecognitivelydirectedbehavior.Thetensionthusproducedasforinstancethestressoffearangerorextremeemotionwilloftenbetheprimaryinfluence.Theevolutionaryprocessofdevelopmentfrombodyschemathroughcognitivelearningissimilarlymanifestedintheprocessoflanguageacquisition.Everynormalinfanthasthephysiologicalequipmentnecessarytoproducesoundbutthechildmustfirstmastertheiruseforsuckingbitingandchewingbeforehecancontrolhisequipmentforuseinproducingthesoundsoflanguage.Fromtheearliertimesitisclearthatlanguageandhumanthoughthavebeenintimatelyconnected.Sendingorreceivingmessagesfromprimitivewarningsofdangertoexplainingcreativeorreflectivethinkingthisaspectofcognitivedevelopmentisalsofirmlylinkedtotheneedsandaspirationsofsociety. Theinfluenceofsocializationprocessmay
Directions: Youareabouttograduatefromauniversityinthecomingmonth.Rightnowyouaredoingsomejobhunting.WritealetterofapplicationtoanAmericanbankinyourcityto 1introduceyourselfbrieflyand 2expressyourwishtojointhecompany. Youshouldwriteabout100wordsonANSWERSHEET.Donotsignyourownnameattheendoftheletter.Use"LiMing"instead.Youdon’thavetowritetheaddress.
GooglethedominantInternetsearchcompanyisplanningtoraisethestakesinitsintensifyingcompetitionwithYahooandMicrosoftbyunveilinganewconsumer-orientede-mailservice. ThenewservicetobenamedGmailisscheduledtobereleasedonApril1accordingtopeopleinvolvedwiththeplan.Itwillbe"softlaunched"inamannerthatGooglehasfollowedwithotherfeaturesthatithasaddedtoitsWebsitewithlittlefanfareandpresentedinitiallyasalong-runningtest. 46E-mailhasbecomeacrucialweaponinthecompetitiontowintheloyaltyofInternetuserswhooftenturntooneortwoWebsitesasthefoundationfortheironlineactivities. 47MSNfromMicrosoftandYahooarepreparingtoattackGoogle’sroleasthefirstplacemostpeopleturntoconductanInternetsearch. GooglewhichrefusedtocommentonthislatestmoveisstartingfarbehindMicrosoft34.4millionusersaccordingtotheNielsenNetRatingsAOL31.8millionandYahoo39.9mil-lion.ButGooglewhichisbasedinMountainViewCalif.isplanningtoplayonitsinformationsearchstrengthtocompetewiththeexistingservices. 48Googlewillofferconsumersbetteraccesstosearchingtheirowne-mailandcouldwellup-settheindustrybalancebyofferingfreeaccesstoservicesthatpreviouslywereavailableonlybypayingamonthlysubscriptionfee. 49Thestandardindustrypracticeistooffere-mailservicesprovidingonlylimitedstoragefreeandcharginghigherfeestouserswhowanttopreservealargernumberofe-mailmessagesforcapabilitieslikeonlinestorage.Googlebycontrastisplanningaservieetobesupportedbyadvertisingthatwillpermititsuserstostoreverylargeamountsofmailatnocost. 50InrecentweeksGooglehaspickedupthepaceofupdatingandaddingnewfeaturestoitsbasicsearchserviceaspartofitsefforttopositionitselfasastrongbusinessreadytosellsharestoinvestorsinwhatisexpectedtobethemostpopularinitialpublicofferingbyaSiliconValleycompanyinyears. GooglehasbeencloselywatchedinSiliconValleyandonWallStreetduringthelastyearforanyindicationaboutitsplansforaninitialpublicstockoffering.Thecompanyhassteadfastlydeclinedtorespondtospeculation. 49Thestandardindustrypracticeistooffere-mailservicesprovidingonlylimitedstoragefreeandcharginghigherfeestouserswhowanttopreservealargernumberofe-mailmessagesforcapabilitieslikeonlinestorage.
Lastyear’seconomyshouldhavewontheOscarforbestpicture.Growthingrossdomesticproductwas4.1percent;profitssoared;exportsflourished;andinflationstayedaround3percentforthethirdyear. 41._______.Jobsinsecuritywasrampant.Evenastheyannouncedhighersalesandprofitscorporationsactedasiftheywereinatailspincutting516069jobsin2003alonealmostasmanyasintherecessionyearof1991.Yesunemploymentwentdown. Butoveronemillionworkersweresodiscouragedtheyleftthelaborforce.Morethan6millionwhowantedfull-timeworkwereonlypartiallyemployed;andanotherlargegroupwaseitheroverqualifiedorshelteredbehindtheeuphemismofself-employment.Welostamilliongoodmanufacturingjobsbetween1998and2002continuingthetrendthathasreducedtheblue-collarworkforcefromabout30percentinthe1950stoabouthalfofthattoday.42._____. Allthishappenedinacountrywherepeoplemeetforthefirsttimesaying"Whatdoyoudo"Thenthereisthematterofremuneration.TheLaborDepartmentrecentlyreportedthatrealwagesfell2.3percentinthe12-monthperiodendingthisMarch.Since1973wagesadjustedforinflationhavedeclinedbyaboutaquarterforhighschooldropoutsbyasixthforhighschoolgraduatesandbyabout7percentforthosewithsomecollegeeducation.Onlythewagesofcollegegraduatesareupby5percentandrecentlystartingsalariesevenforthisgrouphavenotkeptupwithinflation.Whilethetop5percentofthepopulationwassettingnewincomerecordsalmosteveryyearpovertyratesrosefrom11percentto15percent.43._______. Inpreviousbusinesscyclescompanieswithrisingproductivityraisedwagestokeeplabor.Isthehistoricallinkbetweenproductivityimprovementsandincomegrowthserved44._______.Justthinkthatin197678percentofautoworkersandsteel-workersingoodmassproductionjobswerehighschooldropouts.Butthesejobsaredisappearingfast.Educationandjobtrainingarewhatcount.Thesedayscollegegraduatescanexpecttoearn1.9timesthelikelyearningsofhighschoolgraduatesupfrom1.45timesinthe1970s. 45._______.Americanmalesnowtoilaboutaweekandahalflongerthantheydidin1973thefirsttimeworkinghourshaveincreasedoveranextendedperiodoftime.Womenparticularlyinpoorerfamiliesareworkinghardertoo.Two-workerfamiliesrosebymorethan20percentinthe1990s.Sevenmillionworkersholdatleasttwojobsthehighestproportioninhalfacentury.Americaissimplynotgrowingfastenoughtotightenthelabormarketandpushuprealwages. [A]Otherwiseanangrydisillusionedandfrustratedpopulation--whoseragetodayisfocusedonbiggovernmentexcesstaxesimmigrationwelfareandaffirmativeaction--maysomedaybebroughttogetherbyitssenseofdiminishedhopes.Thenwewillallbeinforaverydifficulttime. [B]NowonderthisisbeginningtobecalledtheSilentDepression.Whatisgoingonhere [C]Thedangeroftheinformationageisthatwhileintheshortrunitmaybecheapertoreplaceworkerswithtechnologyinthelongrunitispotentiallyself-destructivebecausetherewillnotbeenoughpurchasingpowertogrowtheeconomy. [D]SowhydidsomanyAmericansgivethepicturealousyBratingTheanswerisjobs.Themacroeconomicsituationwasgoodbutthemicroeconomicnumberswerenot.Yes3millionnewjobsweretherebutnotenoughofthemwerepermanentgoodjobspayingenoughtosup-portafamily. [E]Theearningsqueezeonmiddle-classandworking-classpeopleandthescarcityof"goodhigh-paying"jobswillbethebigpoliticalissue.Americanshavesofarrespondedtotheirfallingfortunesbyworkingharder. [F]White-collarworkersfoundouttheywerenolongerimmune.Forthefisttimetheywereletgoinnumbersvirtuallyequaltothoseforblue-collarworkers.Manyresortedtotemporarywork-withlowerpayfewerbenefitsandlessstatus. [G]Ofallthereasonsgivenforthewagesqueeze--internationalcompetitiontechnologyderegulationthedeclineofunionsanddefensecuts--technologyisprobablethemostcrucial.Ithasfavoredtheeducatedandskilled. 41
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 19
Writeyourletterwithnolessthan100words.WriteitneatlyonANSWERSHEET2.Donotsignyourownnameattheendoftheletter;useLiMinginstead.Youdonotneedtowritetheaddress.10points
Lastyear’seconomyshouldhavewontheOscarforbestpicture.Growthingrossdomesticproductwas4.1percent;profitssoared;exportsflourished;andinflationstayedaround3percentforthethirdyear. 41._______.Jobsinsecuritywasrampant.Evenastheyannouncedhighersalesandprofitscorporationsactedasiftheywereinatailspincutting516069jobsin2003alonealmostasmanyasintherecessionyearof1991.Yesunemploymentwentdown. Butoveronemillionworkersweresodiscouragedtheyleftthelaborforce.Morethan6millionwhowantedfull-timeworkwereonlypartiallyemployed;andanotherlargegroupwaseitheroverqualifiedorshelteredbehindtheeuphemismofself-employment.Welostamilliongoodmanufacturingjobsbetween1998and2002continuingthetrendthathasreducedtheblue-collarworkforcefromabout30percentinthe1950stoabouthalfofthattoday.42._____. Allthishappenedinacountrywherepeoplemeetforthefirsttimesaying"Whatdoyoudo"Thenthereisthematterofremuneration.TheLaborDepartmentrecentlyreportedthatrealwagesfell2.3percentinthe12-monthperiodendingthisMarch.Since1973wagesadjustedforinflationhavedeclinedbyaboutaquarterforhighschooldropoutsbyasixthforhighschoolgraduatesandbyabout7percentforthosewithsomecollegeeducation.Onlythewagesofcollegegraduatesareupby5percentandrecentlystartingsalariesevenforthisgrouphavenotkeptupwithinflation.Whilethetop5percentofthepopulationwassettingnewincomerecordsalmosteveryyearpovertyratesrosefrom11percentto15percent.43._______. Inpreviousbusinesscyclescompanieswithrisingproductivityraisedwagestokeeplabor.Isthehistoricallinkbetweenproductivityimprovementsandincomegrowthserved44._______.Justthinkthatin197678percentofautoworkersandsteel-workersingoodmassproductionjobswerehighschooldropouts.Butthesejobsaredisappearingfast.Educationandjobtrainingarewhatcount.Thesedayscollegegraduatescanexpecttoearn1.9timesthelikelyearningsofhighschoolgraduatesupfrom1.45timesinthe1970s. 45._______.Americanmalesnowtoilaboutaweekandahalflongerthantheydidin1973thefirsttimeworkinghourshaveincreasedoveranextendedperiodoftime.Womenparticularlyinpoorerfamiliesareworkinghardertoo.Two-workerfamiliesrosebymorethan20percentinthe1990s.Sevenmillionworkersholdatleasttwojobsthehighestproportioninhalfacentury.Americaissimplynotgrowingfastenoughtotightenthelabormarketandpushuprealwages. [A]Otherwiseanangrydisillusionedandfrustratedpopulation--whoseragetodayisfocusedonbiggovernmentexcesstaxesimmigrationwelfareandaffirmativeaction--maysomedaybebroughttogetherbyitssenseofdiminishedhopes.Thenwewillallbeinforaverydifficulttime. [B]NowonderthisisbeginningtobecalledtheSilentDepression.Whatisgoingonhere [C]Thedangeroftheinformationageisthatwhileintheshortrunitmaybecheapertoreplaceworkerswithtechnologyinthelongrunitispotentiallyself-destructivebecausetherewillnotbeenoughpurchasingpowertogrowtheeconomy. [D]SowhydidsomanyAmericansgivethepicturealousyBratingTheanswerisjobs.Themacroeconomicsituationwasgoodbutthemicroeconomicnumberswerenot.Yes3millionnewjobsweretherebutnotenoughofthemwerepermanentgoodjobspayingenoughtosup-portafamily. [E]Theearningsqueezeonmiddle-classandworking-classpeopleandthescarcityof"goodhigh-paying"jobswillbethebigpoliticalissue.Americanshavesofarrespondedtotheirfallingfortunesbyworkingharder. [F]White-collarworkersfoundouttheywerenolongerimmune.Forthefisttimetheywereletgoinnumbersvirtuallyequaltothoseforblue-collarworkers.Manyresortedtotemporarywork-withlowerpayfewerbenefitsandlessstatus. [G]Ofallthereasonsgivenforthewagesqueeze--internationalcompetitiontechnologyderegulationthedeclineofunionsanddefensecuts--technologyisprobablethemostcrucial.Ithasfavoredtheeducatedandskilled. 45
Text1 Inalargeair-conditionedroominaconferencecenterlocatedinacityofmorethanamillionpeoplewell-qualifieddoctorsofsciencediscusstheprosandconsofglobalwarminganddebatehowthetemperatureoftheseaisbeingmeasured.Afterseveralhoursofdiscussiontheywalkoutintothewarmsunshineofasummer’sdayheadingofftoacomfortablerestaurantforlunch. OnthesamedayonthesandsofsmallislandsinthemiddleofthePacificOceanbakedhardbytheburningsunHemiandNaqonolookatthewaterlappingovertheplacewheretheyoncestoredtheirpotatoplants.Theywatchthewavesdashinggentlyatthefeetoftheirstrawhutswhichsomeyearsagoweremanymetresfromtheseashore. Globalwarmingisaproblemfortheoreticaldiscussionamongscientistsallovertheworld.FormanyPacificIslandersitisnowbecomingapracticalproblem.Whileinternationalsciencearguesaboutglobalwarmingandclimatechangelow-lyingPacificIslandsarealreadysufferingcoastalerosionandcropfailures. InplacessuchasMarshallIslandswheremuchofthelandisonlyametreabovesea-levelvillagersfaceleavingtheirslowlydisappearinghomes. Scientistsandofficialsfrom13PacificIslandCountriesdiscussedtheirconcernsinaPacificconferenceinAuklandNewZealandandexaminedaNewZealandcomputermodelonclimatechangethatcouldprovideavaluableplanningtool.LackofmeteorologicalandtidalresearchmeansGovernmentagenciesthroughoutthePacificandtheworldhavetorelylargelyonanecdotalofrisingsealevelserodingforeshoresandincreasinglyseveredroughtsaffectingthevitalcoconutcrop. AustralianresearchcommissionedbytheSouthPacificRegionalEnvironmentProgrammehasalreadycalculatedthathumangreenhousegasemissionsalreadymeasuredupto1995willcausea5cmto12cmsea-levelriseby2025.PacificIslandcountriesfeartheirvulnerablelow-lyinghomeswillbethefirsttopaythepricefortheemissionsofindustrializednations. APacificIslandsClimateChangeAssistanceProgrammeisalreadyinplaceandisworkingonplanstohelpPacificIslanderswhohavefewresourcestocombatthefast-changingenvironmentalcircumstances. YumiCrisostomooftheMarshallIslandsEnvironmentalProtectionAuthoritysaidresidentsofsomeofthe1225islandsinthegrouphadreportedalarmingcoastalerosionforcingthemtoshifthomesinland.Someislandswereonlyaboutakilometeracrosssoresidentshadlittleroomtomove."Wemayhavetolookattheoptionofinternalmigrationwithintheislandgroup"hesaid. Thefirsttwoparagraphssuggestthat
GooglethedominantInternetsearchcompanyisplanningtoraisethestakesinitsintensifyingcompetitionwithYahooandMicrosoftbyunveilinganewconsumer-orientede-mailservice. ThenewservicetobenamedGmailisscheduledtobereleasedonApril1accordingtopeopleinvolvedwiththeplan.Itwillbe"softlaunched"inamannerthatGooglehasfollowedwithotherfeaturesthatithasaddedtoitsWebsitewithlittlefanfareandpresentedinitiallyasalong-runningtest. 46E-mailhasbecomeacrucialweaponinthecompetitiontowintheloyaltyofInternetuserswhooftenturntooneortwoWebsitesasthefoundationfortheironlineactivities. 47MSNfromMicrosoftandYahooarepreparingtoattackGoogle’sroleasthefirstplacemostpeopleturntoconductanInternetsearch. GooglewhichrefusedtocommentonthislatestmoveisstartingfarbehindMicrosoft34.4millionusersaccordingtotheNielsenNetRatingsAOL31.8millionandYahoo39.9mil-lion.ButGooglewhichisbasedinMountainViewCalif.isplanningtoplayonitsinformationsearchstrengthtocompetewiththeexistingservices. 48Googlewillofferconsumersbetteraccesstosearchingtheirowne-mailandcouldwellup-settheindustrybalancebyofferingfreeaccesstoservicesthatpreviouslywereavailableonlybypayingamonthlysubscriptionfee. 49Thestandardindustrypracticeistooffere-mailservicesprovidingonlylimitedstoragefreeandcharginghigherfeestouserswhowanttopreservealargernumberofe-mailmessagesforcapabilitieslikeonlinestorage.Googlebycontrastisplanningaservieetobesupportedbyadvertisingthatwillpermititsuserstostoreverylargeamountsofmailatnocost. 50InrecentweeksGooglehaspickedupthepaceofupdatingandaddingnewfeaturestoitsbasicsearchserviceaspartofitsefforttopositionitselfasastrongbusinessreadytosellsharestoinvestorsinwhatisexpectedtobethemostpopularinitialpublicofferingbyaSiliconValleycompanyinyears. GooglehasbeencloselywatchedinSiliconValleyandonWallStreetduringthelastyearforanyindicationaboutitsplansforaninitialpublicstockoffering.Thecompanyhassteadfastlydeclinedtorespondtospeculation. 47MSNfromMicrosoftandYahooarepreparingtoattackGoogle’sroleasthefirstplacemostpeopleturntoconductanInternetsearch.
Text2 Whowouldhavebelievedit7Afterwhatseemslikeaneternityoftantalizinghypeabout"high-definition"televisionthefirstdigitalsetsareactuallyontheirwaytothemarket.Thismuchanticipateddebutwouldseemtobeterrificnewsfortubelovers.Aspromisedthesetsdeliversuper-sharpdigitalpictureswide-formatmovie-stylescreensandmagnificentstereosurroundsound. SoshouldeverybodyrushouttobuyoneWell...maybenot.HDTV’sobviousadvantagesoverconventionalsetsareoffsetbysignificantdisadvantages.Foropenersthere’sthepricetag.Sony’ssmallsetwitha34-inscreenlistsforafairlylarge$8999.PriceswilleventuallydropofcoursebutBillManniongeneralmanagerofPanasonic’sTVdivisionacknowledges"It’sgoingtobeawhilemaybeyearsbeforemostconsumerscanaffordHDTV." Evenifyou’reagadgetfreakwithdeeppocketsyoumaythinktwiceaboutbuyingforanotherreason:"highdefinition"willnotbeequallyhigh.Someprogramswillbebroadcastat480linesofresolutioncomparedwith330orsoonconventionaltelevisionsothersatasharper720linesandstillothersatthemaximumof1080.NBCsaysitplanstostartbyoffering480-linequalityforday-timeprogrammingand1080forsomeprime-timeshowsandspecials. Butcable-TVcustomers--afulltwo-thirdsofAmericanhouseholds--maygetasinkingfeelingofanothersortiftheytrytotunein.Cablecompaniesarerefusingfornowtocarrybroadcasters’HDTVsignalssayinginformation-richHDTVchannelsovertaxtheirsystems.Thereforeviewerswhowantdecentreceptionwillhavetobuyclumsyold-fashionedTVantennasiftheyplantopullindigitalbroadcasts. Onedecisionconsumerswon’thavetomakeiswhethertobuyasetthatusesoneformatoranother.BackinthedayswhenVCRswerenewyoucouldbuyaVHSoraBeta-formatmachine;neithercouldreadorrecordontheother’stapes.ThosewhochoseBetagenerallyregretteditasVHStookoverthemarketvideocompaniesstoppedreleasingBeta-formatmoviesandBetasetsbecameessentiallyuseless. MostreassuringofallthenewsetswillbeabletopickupconventionalTVbroadcasts.Youwon’tneedtwoTVsetssittingsidebyside.Willthatbeenoughtotalkconsumersintoputtingdownthebetterpartof$100007Manufactureshopethatwide-eyedexcitementoverthisgenuinelyrevolutionarynewtechnologywillhelphidethefactthatit’sstillaworkinprogress.Realisticallytheyexpecttherevolutiontobeaslowone. TheonlyreasonforbuyingHDTVmightbe
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 11
Text4 Indevelopingamodelofcognitionwemustrecognizethatperceptionoftheexternalworlddoesnotalwaysremainindependentofmotivation.Whileprogresstowardmaturityispositivelycorrelatedwithdifferentiationbetweenmotivationandcognitiontensionwilleveninthematureadultleadtowardsanarrowingoftherangeofperception.Cognitioncanbeseenasthefirststepinthesequenceeventsleadingfromtheexternalstimulustothebehavioroftheindividual.Thechilddevelopsfrombeliefthatallthingsareanextensionofitsownbodytotherecognitionthatobjectsexistindependentofhisperception.Hebeginstodemonstrateawarenessofpeopleandthingswhichareremovedfromhissensoryapparatusandinitiatesgoal-directedbehaviors.Hemayhoweverrefusetorecognizetheexistenceofbarrierstotheattainmentofhisgoaldespitethefactthathiscognitionoftheseobjectshasbeenpreviouslydemonstrated. Intheprimitivebeingsg0al-directedbehaviorcanbeverysimplemotivated.Thepresenceofanattractiveobjectwillcauseaninfanttoreachforit;itsremovalwillresultintheceaseofthataction.Inadultlifemerecognitioncanbesimilarlymotivationalalthoughthevisiblepresenceoftheopportunityisnotrequiredasthestimulantsofresponse.Thematureadultmodifieshisreactionbyobtaininginformationinterpretingitandexaminingconsequences.Heformulatesahypothesisandattemptstotestit.Hesearchesoutimplicitrelationshipsexaminesallfactors’anddifferentiatesamongthem.Justasthetrainedartistcanseparatethevalueofcolorcompositionandtechniquewhiletakinginandevaluatingthewholeworksotoothematurepersonbringshiscognitivelearningstrengthstobearinevaluatingasituation.Understandingthatcognitionisseparatefromactionhisreactionisonlyminimallyguidedfromconditioningandtakeintoconsiderationanticipatableevents.Theimpactofthesocializationprocessparticularlythatofparentalandsocialgroupideologymayreducecognitivelydirectedbehavior.Thetensionthusproducedasforinstancethestressoffearangerorextremeemotionwilloftenbetheprimaryinfluence.Theevolutionaryprocessofdevelopmentfrombodyschemathroughcognitivelearningissimilarlymanifestedintheprocessoflanguageacquisition.Everynormalinfanthasthephysiologicalequipmentnecessarytoproducesoundbutthechildmustfirstmastertheiruseforsuckingbitingandchewingbeforehecancontrolhisequipmentforuseinproducingthesoundsoflanguage.Fromtheearliertimesitisclearthatlanguageandhumanthoughthavebeenintimatelyconnected.Sendingorreceivingmessagesfromprimitivewarningsofdangertoexplainingcreativeorreflectivethinkingthisaspectofcognitivedevelopmentisalsofirmlylinkedtotheneedsandaspirationsofsociety. Whatlinkscognitivedevelopmenttotheneedsofsociety
46TheEnglishlanguageisbeingdestroyedbya"deadlyvirusofmanagement-speak"whichhasinfectedthemouthsandmindsofpoliticianslikeTonyBlairandGeorgeW.BushaleadingUKjournalistsaidrecently. TheBritishPrimeMinisterandhisallytheU.S.Presidentaremanglingthelanguagedestroyingitsmeaningbyavoidingtheuseofverbstwistingnounsintoverbsandendlesslyrepeatingphrasesuntiltheybecome"zombified". "It’sdeeplydepressing"saysJohnHumphrysoneofBritain’sleadingpoliticaljournalistsandtheauthorofanewbook"LostforWords".Humphys’booklamentsthegrowthof"clicheddumbed-downinflatedandbogusmanagement-speak"whichhesaysnowpassesforEnglish. 47Inparticularhecriticizespoliticalleadersforbeingsuckedintousingmeaninglessphrasesandunimaginativewordstodisguisepoliciesorprotectthemselvesfromresponsibility. Humphryshasbeenajournalistfor45yearsandinhiscurrentpostasapresenteronBBCradio’snewsandcurrentaffairsprogram"Today"heregularlyinterviewsworldleaders. "Thewholeessenceofagoodlivelydemocracyisthatonehasgoodlivelyargument"hetoldreportersinaninterview."Butthiskindoflanguagekillsrealdebate." 48"Andnobodyispreparedtostandupandsay:’whatdoesthatmean.*’becausetheassumptionismadethatifyoudon’tknowwhatitmeansthenthereissomethingwrongwithyou." 49HumphryssaystheoriginalwrongdoersinthedestructionofEnglishare"businessleaderswhoaretryingtoselltheirownparticulartheoriesandhaveinventedtheirownridiculousphrasesandvocabularytoaccompanythosetheories." Butforhimthemoresinisterdevelopmentisthatsuchlanguagehastakenrootinpoliticaldiscourse. HumphryspicksonBush--whooncefamouslyusedtheword“misunderestimate”--andpokesfunathimassomeonewho"oftenspeaksasthoughEnglishwerehissecondlanguage." 50HealsolabelstheU.S.leadera"masterofthelanguageofpoliticalmanipulation"andaccuseshimofsweepingasideallthenuancesofnotionslikefreedomtruthanddemocracy.Andinsteadhefiresthewordsoutlike"dum-dumbullets." Blairtooissingledoutasakingoflanguagecorruption. HumphrysnotesBlair’sapparentfearofverbsandmocksinhisspeecheswhicharepepperedwithverblessphraseslike"newchallengesnewideas"or"forouryoungpeopleabrighterfuture"and"theageofachievementathomeandabroad." ByusingthistechniqueHumphryssaysBlairissimplyevadingresponsibility. Inparticularhecriticizespoliticalleadersforbeingsuckedintousingmeaninglessphrasesandunimaginativewordstodisguisepoliciesorprotectthemselvesfromresponsibility.
Text1 Inalargeair-conditionedroominaconferencecenterlocatedinacityofmorethanamillionpeoplewell-qualifieddoctorsofsciencediscusstheprosandconsofglobalwarminganddebatehowthetemperatureoftheseaisbeingmeasured.Afterseveralhoursofdiscussiontheywalkoutintothewarmsunshineofasummer’sdayheadingofftoacomfortablerestaurantforlunch. OnthesamedayonthesandsofsmallislandsinthemiddleofthePacificOceanbakedhardbytheburningsunHemiandNaqonolookatthewaterlappingovertheplacewheretheyoncestoredtheirpotatoplants.Theywatchthewavesdashinggentlyatthefeetoftheirstrawhutswhichsomeyearsagoweremanymetresfromtheseashore. Globalwarmingisaproblemfortheoreticaldiscussionamongscientistsallovertheworld.FormanyPacificIslandersitisnowbecomingapracticalproblem.Whileinternationalsciencearguesaboutglobalwarmingandclimatechangelow-lyingPacificIslandsarealreadysufferingcoastalerosionandcropfailures. InplacessuchasMarshallIslandswheremuchofthelandisonlyametreabovesea-levelvillagersfaceleavingtheirslowlydisappearinghomes. Scientistsandofficialsfrom13PacificIslandCountriesdiscussedtheirconcernsinaPacificconferenceinAuklandNewZealandandexaminedaNewZealandcomputermodelonclimatechangethatcouldprovideavaluableplanningtool.LackofmeteorologicalandtidalresearchmeansGovernmentagenciesthroughoutthePacificandtheworldhavetorelylargelyonanecdotalofrisingsealevelserodingforeshoresandincreasinglyseveredroughtsaffectingthevitalcoconutcrop. AustralianresearchcommissionedbytheSouthPacificRegionalEnvironmentProgrammehasalreadycalculatedthathumangreenhousegasemissionsalreadymeasuredupto1995willcausea5cmto12cmsea-levelriseby2025.PacificIslandcountriesfeartheirvulnerablelow-lyinghomeswillbethefirsttopaythepricefortheemissionsofindustrializednations. APacificIslandsClimateChangeAssistanceProgrammeisalreadyinplaceandisworkingonplanstohelpPacificIslanderswhohavefewresourcestocombatthefast-changingenvironmentalcircumstances. YumiCrisostomooftheMarshallIslandsEnvironmentalProtectionAuthoritysaidresidentsofsomeofthe1225islandsinthegrouphadreportedalarmingcoastalerosionforcingthemtoshifthomesinland.Someislandswereonlyaboutakilometeracrosssoresidentshadlittleroomtomove."Wemayhavetolookattheoptionofinternalmigrationwithintheislandgroup"hesaid. TheauthorgivestheexampleofPacificislandsclimatechangeto
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 1
Text1 Inalargeair-conditionedroominaconferencecenterlocatedinacityofmorethanamillionpeoplewell-qualifieddoctorsofsciencediscusstheprosandconsofglobalwarminganddebatehowthetemperatureoftheseaisbeingmeasured.Afterseveralhoursofdiscussiontheywalkoutintothewarmsunshineofasummer’sdayheadingofftoacomfortablerestaurantforlunch. OnthesamedayonthesandsofsmallislandsinthemiddleofthePacificOceanbakedhardbytheburningsunHemiandNaqonolookatthewaterlappingovertheplacewheretheyoncestoredtheirpotatoplants.Theywatchthewavesdashinggentlyatthefeetoftheirstrawhutswhichsomeyearsagoweremanymetresfromtheseashore. Globalwarmingisaproblemfortheoreticaldiscussionamongscientistsallovertheworld.FormanyPacificIslandersitisnowbecomingapracticalproblem.Whileinternationalsciencearguesaboutglobalwarmingandclimatechangelow-lyingPacificIslandsarealreadysufferingcoastalerosionandcropfailures. InplacessuchasMarshallIslandswheremuchofthelandisonlyametreabovesea-levelvillagersfaceleavingtheirslowlydisappearinghomes. Scientistsandofficialsfrom13PacificIslandCountriesdiscussedtheirconcernsinaPacificconferenceinAuklandNewZealandandexaminedaNewZealandcomputermodelonclimatechangethatcouldprovideavaluableplanningtool.LackofmeteorologicalandtidalresearchmeansGovernmentagenciesthroughoutthePacificandtheworldhavetorelylargelyonanecdotalofrisingsealevelserodingforeshoresandincreasinglyseveredroughtsaffectingthevitalcoconutcrop. AustralianresearchcommissionedbytheSouthPacificRegionalEnvironmentProgrammehasalreadycalculatedthathumangreenhousegasemissionsalreadymeasuredupto1995willcausea5cmto12cmsea-levelriseby2025.PacificIslandcountriesfeartheirvulnerablelow-lyinghomeswillbethefirsttopaythepricefortheemissionsofindustrializednations. APacificIslandsClimateChangeAssistanceProgrammeisalreadyinplaceandisworkingonplanstohelpPacificIslanderswhohavefewresourcestocombatthefast-changingenvironmentalcircumstances. YumiCrisostomooftheMarshallIslandsEnvironmentalProtectionAuthoritysaidresidentsofsomeofthe1225islandsinthegrouphadreportedalarmingcoastalerosionforcingthemtoshifthomesinland.Someislandswereonlyaboutakilometeracrosssoresidentshadlittleroomtomove."Wemayhavetolookattheoptionofinternalmigrationwithintheislandgroup"hesaid. Accordingtothepassageglobalwarmingandclimatechangemightcause
46TheEnglishlanguageisbeingdestroyedbya"deadlyvirusofmanagement-speak"whichhasinfectedthemouthsandmindsofpoliticianslikeTonyBlairandGeorgeW.BushaleadingUKjournalistsaidrecently. TheBritishPrimeMinisterandhisallytheU.S.Presidentaremanglingthelanguagedestroyingitsmeaningbyavoidingtheuseofverbstwistingnounsintoverbsandendlesslyrepeatingphrasesuntiltheybecome"zombified". "It’sdeeplydepressing"saysJohnHumphrysoneofBritain’sleadingpoliticaljournalistsandtheauthorofanewbook"LostforWords".Humphys’booklamentsthegrowthof"clicheddumbed-downinflatedandbogusmanagement-speak"whichhesaysnowpassesforEnglish. 47Inparticularhecriticizespoliticalleadersforbeingsuckedintousingmeaninglessphrasesandunimaginativewordstodisguisepoliciesorprotectthemselvesfromresponsibility. Humphryshasbeenajournalistfor45yearsandinhiscurrentpostasapresenteronBBCradio’snewsandcurrentaffairsprogram"Today"heregularlyinterviewsworldleaders. "Thewholeessenceofagoodlivelydemocracyisthatonehasgoodlivelyargument"hetoldreportersinaninterview."Butthiskindoflanguagekillsrealdebate." 48"Andnobodyispreparedtostandupandsay:’whatdoesthatmean.*’becausetheassumptionismadethatifyoudon’tknowwhatitmeansthenthereissomethingwrongwithyou." 49HumphryssaystheoriginalwrongdoersinthedestructionofEnglishare"businessleaderswhoaretryingtoselltheirownparticulartheoriesandhaveinventedtheirownridiculousphrasesandvocabularytoaccompanythosetheories." Butforhimthemoresinisterdevelopmentisthatsuchlanguagehastakenrootinpoliticaldiscourse. HumphryspicksonBush--whooncefamouslyusedtheword“misunderestimate”--andpokesfunathimassomeonewho"oftenspeaksasthoughEnglishwerehissecondlanguage." 50HealsolabelstheU.S.leadera"masterofthelanguageofpoliticalmanipulation"andaccuseshimofsweepingasideallthenuancesofnotionslikefreedomtruthanddemocracy.Andinsteadhefiresthewordsoutlike"dum-dumbullets." Blairtooissingledoutasakingoflanguagecorruption. HumphrysnotesBlair’sapparentfearofverbsandmocksinhisspeecheswhicharepepperedwithverblessphraseslike"newchallengesnewideas"or"forouryoungpeopleabrighterfuture"and"theageofachievementathomeandabroad." ByusingthistechniqueHumphryssaysBlairissimplyevadingresponsibility. HumphryssaystheoriginalwrongdoersinthedestructionofEnglisharebusinessleaderswhoaretryingtoselltheirownparticulartheoriesandhaveinventedtheirownridiculousphrasesandvocabularytoaccompanythosetheories.
Lastyear’seconomyshouldhavewontheOscarforbestpicture.Growthingrossdomesticproductwas4.1percent;profitssoared;exportsflourished;andinflationstayedaround3percentforthethirdyear. 41._______.Jobsinsecuritywasrampant.Evenastheyannouncedhighersalesandprofitscorporationsactedasiftheywereinatailspincutting516069jobsin2003alonealmostasmanyasintherecessionyearof1991.Yesunemploymentwentdown. Butoveronemillionworkersweresodiscouragedtheyleftthelaborforce.Morethan6millionwhowantedfull-timeworkwereonlypartiallyemployed;andanotherlargegroupwaseitheroverqualifiedorshelteredbehindtheeuphemismofself-employment.Welostamilliongoodmanufacturingjobsbetween1998and2002continuingthetrendthathasreducedtheblue-collarworkforcefromabout30percentinthe1950stoabouthalfofthattoday.42._____. Allthishappenedinacountrywherepeoplemeetforthefirsttimesaying"Whatdoyoudo"Thenthereisthematterofremuneration.TheLaborDepartmentrecentlyreportedthatrealwagesfell2.3percentinthe12-monthperiodendingthisMarch.Since1973wagesadjustedforinflationhavedeclinedbyaboutaquarterforhighschooldropoutsbyasixthforhighschoolgraduatesandbyabout7percentforthosewithsomecollegeeducation.Onlythewagesofcollegegraduatesareupby5percentandrecentlystartingsalariesevenforthisgrouphavenotkeptupwithinflation.Whilethetop5percentofthepopulationwassettingnewincomerecordsalmosteveryyearpovertyratesrosefrom11percentto15percent.43._______. Inpreviousbusinesscyclescompanieswithrisingproductivityraisedwagestokeeplabor.Isthehistoricallinkbetweenproductivityimprovementsandincomegrowthserved44._______.Justthinkthatin197678percentofautoworkersandsteel-workersingoodmassproductionjobswerehighschooldropouts.Butthesejobsaredisappearingfast.Educationandjobtrainingarewhatcount.Thesedayscollegegraduatescanexpecttoearn1.9timesthelikelyearningsofhighschoolgraduatesupfrom1.45timesinthe1970s. 45._______.Americanmalesnowtoilaboutaweekandahalflongerthantheydidin1973thefirsttimeworkinghourshaveincreasedoveranextendedperiodoftime.Womenparticularlyinpoorerfamiliesareworkinghardertoo.Two-workerfamiliesrosebymorethan20percentinthe1990s.Sevenmillionworkersholdatleasttwojobsthehighestproportioninhalfacentury.Americaissimplynotgrowingfastenoughtotightenthelabormarketandpushuprealwages. [A]Otherwiseanangrydisillusionedandfrustratedpopulation--whoseragetodayisfocusedonbiggovernmentexcesstaxesimmigrationwelfareandaffirmativeaction--maysomedaybebroughttogetherbyitssenseofdiminishedhopes.Thenwewillallbeinforaverydifficulttime. [B]NowonderthisisbeginningtobecalledtheSilentDepression.Whatisgoingonhere [C]Thedangeroftheinformationageisthatwhileintheshortrunitmaybecheapertoreplaceworkerswithtechnologyinthelongrunitispotentiallyself-destructivebecausetherewillnotbeenoughpurchasingpowertogrowtheeconomy. [D]SowhydidsomanyAmericansgivethepicturealousyBratingTheanswerisjobs.Themacroeconomicsituationwasgoodbutthemicroeconomicnumberswerenot.Yes3millionnewjobsweretherebutnotenoughofthemwerepermanentgoodjobspayingenoughtosup-portafamily. [E]Theearningsqueezeonmiddle-classandworking-classpeopleandthescarcityof"goodhigh-paying"jobswillbethebigpoliticalissue.Americanshavesofarrespondedtotheirfallingfortunesbyworkingharder. [F]White-collarworkersfoundouttheywerenolongerimmune.Forthefisttimetheywereletgoinnumbersvirtuallyequaltothoseforblue-collarworkers.Manyresortedtotemporarywork-withlowerpayfewerbenefitsandlessstatus. [G]Ofallthereasonsgivenforthewagesqueeze--internationalcompetitiontechnologyderegulationthedeclineofunionsanddefensecuts--technologyisprobablethemostcrucial.Ithasfavoredtheeducatedandskilled. 43
Text2 Whowouldhavebelievedit7Afterwhatseemslikeaneternityoftantalizinghypeabout"high-definition"televisionthefirstdigitalsetsareactuallyontheirwaytothemarket.Thismuchanticipateddebutwouldseemtobeterrificnewsfortubelovers.Aspromisedthesetsdeliversuper-sharpdigitalpictureswide-formatmovie-stylescreensandmagnificentstereosurroundsound. SoshouldeverybodyrushouttobuyoneWell...maybenot.HDTV’sobviousadvantagesoverconventionalsetsareoffsetbysignificantdisadvantages.Foropenersthere’sthepricetag.Sony’ssmallsetwitha34-inscreenlistsforafairlylarge$8999.PriceswilleventuallydropofcoursebutBillManniongeneralmanagerofPanasonic’sTVdivisionacknowledges"It’sgoingtobeawhilemaybeyearsbeforemostconsumerscanaffordHDTV." Evenifyou’reagadgetfreakwithdeeppocketsyoumaythinktwiceaboutbuyingforanotherreason:"highdefinition"willnotbeequallyhigh.Someprogramswillbebroadcastat480linesofresolutioncomparedwith330orsoonconventionaltelevisionsothersatasharper720linesandstillothersatthemaximumof1080.NBCsaysitplanstostartbyoffering480-linequalityforday-timeprogrammingand1080forsomeprime-timeshowsandspecials. Butcable-TVcustomers--afulltwo-thirdsofAmericanhouseholds--maygetasinkingfeelingofanothersortiftheytrytotunein.Cablecompaniesarerefusingfornowtocarrybroadcasters’HDTVsignalssayinginformation-richHDTVchannelsovertaxtheirsystems.Thereforeviewerswhowantdecentreceptionwillhavetobuyclumsyold-fashionedTVantennasiftheyplantopullindigitalbroadcasts. Onedecisionconsumerswon’thavetomakeiswhethertobuyasetthatusesoneformatoranother.BackinthedayswhenVCRswerenewyoucouldbuyaVHSoraBeta-formatmachine;neithercouldreadorrecordontheother’stapes.ThosewhochoseBetagenerallyregretteditasVHStookoverthemarketvideocompaniesstoppedreleasingBeta-formatmoviesandBetasetsbecameessentiallyuseless. MostreassuringofallthenewsetswillbeabletopickupconventionalTVbroadcasts.Youwon’tneedtwoTVsetssittingsidebyside.Willthatbeenoughtotalkconsumersintoputtingdownthebetterpartof$100007Manufactureshopethatwide-eyedexcitementoverthisgenuinelyrevolutionarynewtechnologywillhelphidethefactthatit’sstillaworkinprogress.Realisticallytheyexpecttherevolutiontobeaslowone. Whodoestheauthorintendtowritethepassagefor
Text3 Forgetaboutthedayswhenbanksluredcustomerswithoffersof"free"toaster.Intheharshnewworldofconsumerbankingit’stheaccountholderwhomaygetburned. Overthepastfewyearsbankshavesystematicallyraisedtheiroldfeesandinventednewones--asmanyas100differentkinds.Thesizeofthesechargesjumpedmorethan50percentoncheckingandsavingsaccountssince1990accordingtoBankRateMonitoranindependentprovideroffinancialdata.MeanwhileinterestratespaidonpassbooksavingsandnegotiableorderofwithdrawalNOWaccountsfailedtokeeppacewithinflationletalonewithotherlow-riskinvestments.AndtechnologieslikeautomatedtellermachinesATMshavetrulyturnedintocashmachines--forthebank. CheckingProfits.AccordingtoareportbytheFederalReserveBoardfewerthaneightpercentofallcommercialbanksnowoffertreechecking.InsomebigcitiessuchasLosAngelesandSanFranciscofreecheckingisvirtuallyextinct. What’smoretheminimumbalancerequiredfortheaveragecheckingaccounthasincreaseddramaticallysincetheFederalReservelastsurveyedbanksin1994.AccountholderslookingforinterestontheircheckingthroughaNOWaccounthadtoraisetheirbalancenearly50percentto$1500onaverageandtheyearnedjust1.5percentannuallyfortheirtrouble. NationsBankinMiamirecentlyoffereda"DeluxeSecure"checkingaccount.Depositorsgotonlyanaverage1.5percentinterestontheircheckingbalance.Andtheywererequiredtokeep$5000tiedupinasavingsaccountor$21maintenancefee. NewYorkCity’schemicalinformeditscheckingcustomersthattheir"lowminimum"accountswouldbeconvertedintonew"relationship"accounts--withahigherminimumbalance.Thenewminimumnecessarytoavoidextrafeesjumpedfrom$1500to$3000.Thedubiousnewbenefitstocustomers Bankingexecutivessaythere’sagoodreasonwhyfeesarehigher.Sincefinancialserviceswerederegulatedintheearly1980scompetitorshaveluredawayhigh-marginbusinessthatoncesustainedbankprofits.Americansareavoidinglow-interestbankaccountsinfavorofhigh-yieldingin-vestmentssuchasmutualfunds.Credit-cardholderscangetmorefavorabletermsfromanationalcardissuerthanfromtheirlocalbank.Home-buyerscannowtapanationalmarketforthemostcompetitivemortgageratesandnew-carbuyerscanshopforloansfromauto-financespecialistslikeGeneralMotorsAcceptanceCorp. Stillthebankshavemanagedtoregaintheirprofits-inpartwithhighcustomerfees.Infactthebankingindustryhasreportedrecordearningsoverthepastthreeyears. Accordingtobankingexecutivesthehigherbankfeesmayresultfrom
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 9
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 5
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 3
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 17
Text3 Forgetaboutthedayswhenbanksluredcustomerswithoffersof"free"toaster.Intheharshnewworldofconsumerbankingit’stheaccountholderwhomaygetburned. Overthepastfewyearsbankshavesystematicallyraisedtheiroldfeesandinventednewones--asmanyas100differentkinds.Thesizeofthesechargesjumpedmorethan50percentoncheckingandsavingsaccountssince1990accordingtoBankRateMonitoranindependentprovideroffinancialdata.MeanwhileinterestratespaidonpassbooksavingsandnegotiableorderofwithdrawalNOWaccountsfailedtokeeppacewithinflationletalonewithotherlow-riskinvestments.AndtechnologieslikeautomatedtellermachinesATMshavetrulyturnedintocashmachines--forthebank. CheckingProfits.AccordingtoareportbytheFederalReserveBoardfewerthaneightpercentofallcommercialbanksnowoffertreechecking.InsomebigcitiessuchasLosAngelesandSanFranciscofreecheckingisvirtuallyextinct. What’smoretheminimumbalancerequiredfortheaveragecheckingaccounthasincreaseddramaticallysincetheFederalReservelastsurveyedbanksin1994.AccountholderslookingforinterestontheircheckingthroughaNOWaccounthadtoraisetheirbalancenearly50percentto$1500onaverageandtheyearnedjust1.5percentannuallyfortheirtrouble. NationsBankinMiamirecentlyoffereda"DeluxeSecure"checkingaccount.Depositorsgotonlyanaverage1.5percentinterestontheircheckingbalance.Andtheywererequiredtokeep$5000tiedupinasavingsaccountor$21maintenancefee. NewYorkCity’schemicalinformeditscheckingcustomersthattheir"lowminimum"accountswouldbeconvertedintonew"relationship"accounts--withahigherminimumbalance.Thenewminimumnecessarytoavoidextrafeesjumpedfrom$1500to$3000.Thedubiousnewbenefitstocustomers Bankingexecutivessaythere’sagoodreasonwhyfeesarehigher.Sincefinancialserviceswerederegulatedintheearly1980scompetitorshaveluredawayhigh-marginbusinessthatoncesustainedbankprofits.Americansareavoidinglow-interestbankaccountsinfavorofhigh-yieldingin-vestmentssuchasmutualfunds.Credit-cardholderscangetmorefavorabletermsfromanationalcardissuerthanfromtheirlocalbank.Home-buyerscannowtapanationalmarketforthemostcompetitivemortgageratesandnew-carbuyerscanshopforloansfromauto-financespecialistslikeGeneralMotorsAcceptanceCorp. Stillthebankshavemanagedtoregaintheirprofits-inpartwithhighcustomerfees.Infactthebankingindustryhasreportedrecordearningsoverthepastthreeyears. Fromthelastparagraphweknowthat
Mostofusthinkweknowthekindofkidwhobecomesakillerandmostofthetimewe’reright.Boys1about85%ofallyouthhomicidesandinthosecasesabout90%2apatterninwhichthelinefrombadparentingandbad3tomurderisusuallyclear.Theirlivesstartwithabuseneglectand4deprivationathome.Addtheeffectsofracismpovertythedrugandgangculturesanditisnot5thatinaviolentsocietylikeours6childrenbecomedeadlyteens. 7whatabouttheother10%ofkidswhokill:theboyswhohave8parentsandarenotpoorAretheirparentstoblamewhenthesekidsbecome9 Mostchildrendofinewhileyoungenoughtobe10bylovingparentsbutchangeasadolescentssubjectedtopeercompetitionbullyingandrejection11inbighighschools.The"normal"cultureofadolescencetodaycontainselementsthataresonastythatitbecomeshardforparentsto12betweenwhatinateenager’stalkdressandtasteinmusicfilmsandvideogamesindicates13troubleandwhatissimplya14ofthetimes.MostkidswhohavemultiplebodypiercingorlistentoMarilynMansonorplaythevideogamesarenormalkidscaughtinatoxic15Intelligentkidswithgoodsocialskillscanbequiteskillfulathidingwhotheyreallyarefromtheirparents.Theymaydothisto16punishmenttoescapebeingidentifiedas"crazy"ortoprotecttheparentstheylovefrombeing17orworried.Anywayhowmanyparentsare18ofthinkingtheworstoftheirson--19thatheharborsmurdersfantasiesorthathecould20sofarasactingthemout. 7
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