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贷款人目前有能力偿还贷款本息，但存在一些可能对偿还产生不利影响的因素，这类贷款是（）。
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借款人目前有能力偿还贷款本息但存在一些可能对偿还产生不利影响的因素这属于不良贷款
尽管借款人目前有能力偿还贷款本息但存在一些可能对偿还产生不利影响的因素该类贷款称为可疑类贷款
关注贷款的核心定义尽管借款人目前有能力偿还贷款本息但存在一些可能对偿还产生不利影响的因素
按贷款风险分类法尽管借款人目前有能力偿还贷款本息但存在一些可能对偿还产生不利影响的因素的贷款应归为类
尽管贷款人目前有能力偿还贷款本息但存在一些可能对偿还产生不利影响的因素这 是的特点
正常类贷款
关注类贷款
可疑类贷款
损失类贷款
尽管借款人目前有能力偿还贷款本息但是存在一些可能对偿还贷款本息产生不利影响的因素这种情形属于
正常贷款
关注贷款
次级贷款
可疑贷款
尽管借款人目前有能力偿还贷款本息但存在一些可能对偿还贷款本息产生不利影响因素的贷款可划分为
正常
关注
次级
可疑
尽管借款人目前有能力偿还贷款本息但是存在一些可能对偿还贷款本息产生不利影响的因素属于
正常类贷款
关注类贷款
次级类贷款
可疑类贷款
是指尽管借款人目前有能力偿还贷款本息但是存在一些可能对偿还贷款本息产生不利影响的因素
正常类贷款
关注类贷款
次级类贷款
可疑类贷款
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根据下面内容回答171-175题 Everyproductonthemarkethasavarietyofcostsbuiltintoitbeforeitiseverputupforsaletoacustomer．Therearecostsofproductiontransportationstorageadvertisingandmore．Eachofthesecostsmustbringinsomeprofitateachstage:truckersmustprofitfromtransportingprod- uctsortheywouldnotbeinbusiness．Thuscostsalsoincludeseverallayersofprofits．Thesell-ingpriceofaproductmusttakeallofthesecostsandbuiltinprofitsintoconsideration．Thesell-ingpriceitselfconsistsofamarkupoverthetotalofallcostsanditisnormallybasedonaper-centageofthetotalcost. Themarkupmaybequitehigh90percentofcostoritmaybelow．Groceryitemsinasu-permarketusuallyhavealowmarkupwhileminkcoatshaveaveryhighone．Highmarkupshoweverdonotinthemselvesguaranteebigprofits．Profitscomefromturnover．Ifanitemhasa50percentmarkupanddoesnotsellthereisnoprofit．Butifacerealhasan8percentmarkupandsellsverywelltherearereasonableprofits. Whilemostpricingisbasedoncostfactorstherearesomeexceptions．Prestigepricingmeanssettingpricesartificiallyhighinordertoattractselectclientele．Suchpricingattemptstosuggestthatthequalityorstyleoftheproductisexceptionalorthattheitemcannotbefoundelsewhere.Storescanuseprestigepricingtoattractwealthyshoppers. Leaderpricingandbaitpricingaretheoppositesofprestigepricing．Leaderpricingmeanssettinglowpricesoncertainitemstogetpeopletocomeintothestores．Theproductssopricedarecalledlossleadersbecauselittleornoprofitcanbemadeonthem．Theprofitsaremadefromotherproductspeoplebuywhileinthestore．Baitpricingnowgenerallyconsideredillegalmeansset-tingartificiallylowpricestoattractcustomers．Thestorehoweverhasnointentionofsellinggoodsatthebaitprices．Thepointistogetpeopleintothestoreandpersuadethemoftheinferior-ityofthelowpriceditem．Thenahigherpriceditemispresentedasabetteralternative. Acommonretailtacticisoddpricedproducts．Forsomeproductsof$300thestorewillsetthepriceat$295or$299.95togivetheappearanceofalowerprice．Automobilesandotherhighpricedproductsareusuallypricedinthismanner．Forsomereason$7995hasmoreappealtoapotentialcarcustomerthan$8000. Bidpricingisaspecialkindofpricesetting．Itisoftenusedintheawardingofgovernmentcontracts．Severalcompaniesareaskedtosubmitbidsonajobandnormallythelowestbidderwins．Aschoolsystemmaywanttobuyalargenumberofcomputers．Severalcompaniesareaskedtosubmitpricesandtheschooldistrictwilldecideonthebestbidbasedaswellonconsiderationsofqualityandservice. Inadepartmentstorethepurposeofprestigepricing
根据下面内容回答176-180题 Thetraditionaldistinctionbetweenproductsthatsatisfyneedsandthosethatsatisfywantsisnolongeradequatetodescribeclassesofproducts．Intoday'sprosperoussocietiesthedistinctionhasbecomeblurredbecausesomanywantshavebeenturnedintoneeds．Awriterforinstancecanworkwithpaperandpencils．Thesearelegitimateneedsforthetask．Buttheworkcanbedonemorequicklyandefficientlywithawordprocessor．Thusacomputerissoonviewedasaneedratherthanawant. Inthefieldofmarketingconsumergoodsareclassedaccordingtothewayinwhichtheyarepurchased．Thetwomaincategoriesareconveniencegoodsandshoppinggoods．Twolessertypesarespecialtygoodsandunsoughtgoods．Itmustbeemphasizedthatallofthesetypesarebasedonthewayshoppersthinkaboutproductsnotonthenatureoftheproductsthemselves．Whatisre-gardedasaconvenienceiteminFrancewineforexamplemaybeaspecialtygoodintheUnitedStates. Peopledonotspendagreatdealoftimeshoppingforsuchconvenienceitemsasgroceriesnewspaperstoothpasterazorbladesaspirinandcandy．Thebuyingofconveniencegoodsmaybedoneroutinelyassomefamiliesbuygroceriesonceaweek．Suchregularlypurchaseditemsarecalledstaples．Sometimesconvenienceproductsareboughtonimpulse:someonehasasuddende-sireforanicecreamsundaeonahotday．Ortheymaybepurchasedasemergencyitems. Shoppinggoodsareitemsforwhichcustomerssearch．Theycomparepricesqualityandstylesandmayvisitanumberofstoresbeforemakingadecision．Buyinganautomobileisoftendonethisway．Shoppinggoodsfallintotwoclasses:thosethatareperceivedasbasicallythesameandthosethatareregardedasdifferent．Itemsthatarelookeduponasbasicallythesameincludesuchthingsashomeappliancestelevisionsetsandautomobiles．Havingdecidedonthemodel desiredthecustomerisprimarilyinterestedingettingtheitematthemostfavorableprice．Itemsregardedasinherentlydifferentincludeclothingfurnitureanddishes．Qualitystyleandfashionwilleithertakeprecedenceoverpriceortheywillnotmatteratall. Specialtygoodshavecharacteristicsthatimpelcustomerstomakespecialeffortstofindthem.Pricemaybenoconsiderationatall．Specialtygoodscanincludealmostanykindofproduct．Nor-mallyspecialtygoodshaveabrandnameorotherdistinguishingcharacteristics. Unsoughtgoodsareitemsaconsumerdoesnotnecessarilywantorneedormaynotevenknowabout．Promotionoradvertisingbringssuchgoodstotheconsumer'sattention．TheproductcouldbesomethingnewonthemarketastheSonyWalkmanoncewasoritmaybeafairlystandardser-vicesuchaslifeinsuranceforwhichmostpeoplewillusuallynotbothershopping. Theword"staples"Line3Para.3.mostprobablymeans
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根据下面内容回答171-175题 Everyproductonthemarkethasavarietyofcostsbuiltintoitbeforeitiseverputupforsaletoacustomer．Therearecostsofproductiontransportationstorageadvertisingandmore．Eachofthesecostsmustbringinsomeprofitateachstage:truckersmustprofitfromtransportingprod- uctsortheywouldnotbeinbusiness．Thuscostsalsoincludeseverallayersofprofits．Thesell-ingpriceofaproductmusttakeallofthesecostsandbuiltinprofitsintoconsideration．Thesell-ingpriceitselfconsistsofamarkupoverthetotalofallcostsanditisnormallybasedonaper-centageofthetotalcost. Themarkupmaybequitehigh90percentofcostoritmaybelow．Groceryitemsinasu-permarketusuallyhavealowmarkupwhileminkcoatshaveaveryhighone．Highmarkupshoweverdonotinthemselvesguaranteebigprofits．Profitscomefromturnover．Ifanitemhasa50percentmarkupanddoesnotsellthereisnoprofit．Butifacerealhasan8percentmarkupandsellsverywelltherearereasonableprofits. Whilemostpricingisbasedoncostfactorstherearesomeexceptions．Prestigepricingmeanssettingpricesartificiallyhighinordertoattractselectclientele．Suchpricingattemptstosuggestthatthequalityorstyleoftheproductisexceptionalorthattheitemcannotbefoundelsewhere.Storescanuseprestigepricingtoattractwealthyshoppers. Leaderpricingandbaitpricingaretheoppositesofprestigepricing．Leaderpricingmeanssettinglowpricesoncertainitemstogetpeopletocomeintothestores．Theproductssopricedarecalledlossleadersbecauselittleornoprofitcanbemadeonthem．Theprofitsaremadefromotherproductspeoplebuywhileinthestore．Baitpricingnowgenerallyconsideredillegalmeansset-tingartificiallylowpricestoattractcustomers．Thestorehoweverhasnointentionofsellinggoodsatthebaitprices．Thepointistogetpeopleintothestoreandpersuadethemoftheinferior-ityofthelowpriceditem．Thenahigherpriceditemispresentedasabetteralternative. Acommonretailtacticisoddpricedproducts．Forsomeproductsof$300thestorewillsetthepriceat$295or$299.95togivetheappearanceofalowerprice．Automobilesandotherhighpricedproductsareusuallypricedinthismanner．Forsomereason$7995hasmoreappealtoapotentialcarcustomerthan$8000. Bidpricingisaspecialkindofpricesetting．Itisoftenusedintheawardingofgovernmentcontracts．Severalcompaniesareaskedtosubmitbidsonajobandnormallythelowestbidderwins．Aschoolsystemmaywanttobuyalargenumberofcomputers．Severalcompaniesareaskedtosubmitpricesandtheschooldistrictwilldecideonthebestbidbasedaswellonconsiderationsofqualityandservice. Inthefirstparagraph"markup"mostprobablymeans
根据下面内容回答171-175题 Everyproductonthemarkethasavarietyofcostsbuiltintoitbeforeitiseverputupforsaletoacustomer．Therearecostsofproductiontransportationstorageadvertisingandmore．Eachofthesecostsmustbringinsomeprofitateachstage:truckersmustprofitfromtransportingprod- uctsortheywouldnotbeinbusiness．Thuscostsalsoincludeseverallayersofprofits．Thesell-ingpriceofaproductmusttakeallofthesecostsandbuiltinprofitsintoconsideration．Thesell-ingpriceitselfconsistsofamarkupoverthetotalofallcostsanditisnormallybasedonaper-centageofthetotalcost. Themarkupmaybequitehigh90percentofcostoritmaybelow．Groceryitemsinasu-permarketusuallyhavealowmarkupwhileminkcoatshaveaveryhighone．Highmarkupshoweverdonotinthemselvesguaranteebigprofits．Profitscomefromturnover．Ifanitemhasa50percentmarkupanddoesnotsellthereisnoprofit．Butifacerealhasan8percentmarkupandsellsverywelltherearereasonableprofits. Whilemostpricingisbasedoncostfactorstherearesomeexceptions．Prestigepricingmeanssettingpricesartificiallyhighinordertoattractselectclientele．Suchpricingattemptstosuggestthatthequalityorstyleoftheproductisexceptionalorthattheitemcannotbefoundelsewhere.Storescanuseprestigepricingtoattractwealthyshoppers. Leaderpricingandbaitpricingaretheoppositesofprestigepricing．Leaderpricingmeanssettinglowpricesoncertainitemstogetpeopletocomeintothestores．Theproductssopricedarecalledlossleadersbecauselittleornoprofitcanbemadeonthem．Theprofitsaremadefromotherproductspeoplebuywhileinthestore．Baitpricingnowgenerallyconsideredillegalmeansset-tingartificiallylowpricestoattractcustomers．Thestorehoweverhasnointentionofsellinggoodsatthebaitprices．Thepointistogetpeopleintothestoreandpersuadethemoftheinferior-ityofthelowpriceditem．Thenahigherpriceditemispresentedasabetteralternative. Acommonretailtacticisoddpricedproducts．Forsomeproductsof$300thestorewillsetthepriceat$295or$299.95togivetheappearanceofalowerprice．Automobilesandotherhighpricedproductsareusuallypricedinthismanner．Forsomereason$7995hasmoreappealtoapotentialcarcustomerthan$8000. Bidpricingisaspecialkindofpricesetting．Itisoftenusedintheawardingofgovernmentcontracts．Severalcompaniesareaskedtosubmitbidsonajobandnormallythelowestbidderwins．Aschoolsystemmaywanttobuyalargenumberofcomputers．Severalcompaniesareaskedtosubmitpricesandtheschooldistrictwilldecideonthebestbidbasedaswellonconsiderationsofqualityandservice. Inabiddingtransaction
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