功用为解肌透疹的方剂是（）

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具有解肌透疹功用的方剂是

加减葳蕤汤柴葛解肌汤升麻葛根汤麻黄杏仁甘草石膏汤

功用为解肌透疹的方剂是

加减葳蕤汤桂枝汤香薷散柴葛解肌汤升麻葛根汤

以解肌透疹为主要功用的方剂是

香苏散桂枝汤加减葳蕤汤柴葛解肌汤升麻葛根汤

柴葛解肌汤的功用是

解肌透疹解肌疏风解肌发表解肌清热透疹解毒

功用为解肌透疹的方剂是

加减葳蕤汤升麻葛根汤桂枝汤香薷散

柴葛解肌汤的功用为

解肌透疹解肌发表解肌清热解表散寒疏风清热

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InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.19
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.9
Britain’sbosseswouldhaveyoubelievethatbusinessinBritainisgroaningunderredtapeandpunitivetaxlevelsinhibitingenterpriseandputtingBritishfirmsatadisadvantagecomparedwithoverseascompetitors. AsusualrealitypaintsafardifferentpicturefromthetawdryimagescrawledbytheCBIandToryfrontbenchers.NotonlydoBritishbusinessespaylowerlevelsofcorporationtaxthantheircounterpartsabroadbuttheybenefitfromthemostsavagelegalhamstringingoftradeunionism. ButboardroomfatcatsinBritainhaveonefurtheradvantageovertheircompetitorswhichistheirtotalinabilitytofeelanysenseofshame. Therelativelypoorperformancesincethe1990sofpensioninvestmentfundsoverseenbythetopcompaniesthemselveshasbroughtaboutawide-rangingcullofoccupationalpensionschemes.Finalsalaryschemeshavebeenaxedinfavourofmoneypurchaseorhavebeenbarredtonewemployeesandinmanycompaniesstaffhavebeentoldthattheywillhavetoincreasepensionsfundpaymentstoensurepreviouslyguaranteedbenefits. Atatimewhenthegovernmenthasbeendeliberatelyrunningdownthevalueofthestateretirementpensionanddrivingpensionerstowardsmeans-testedbenefitstheincreasinglyshakynatureofoccupationalschemeshasbroughtabouthigherlevelsofinsecurityamongworkingpeople. Howeverit’snotalldoomandgloom.Thereisasilverlining. Unfortunatelythatsilverliningdoesn’tshinetoobrightlyoutsidethecorridorsofcorporatepowerwheredirectorsaredoingwhattheyarebestat--lookingafternumberone.Bossesarenotonlyslurpinguphugesalarieseach-waybonusesandgoldenparachutes.TheyhavealsoasTUCgeneralsecretaryBrendanBarbersaysgot"theirsnoutsinapensionstrough." Ifhavingcontributionsworthone-thirtiethoftheirsalaryeachyearpaidintoapensionschemeisgoodenoughfordirectorswhydomostworkersonlyreceiveone-sixtiethAndifcompaniesonlydonate6percentofanemployee’ssalaryformoneypurchaseschemeswhydotheygive20～30percentfordirectors’schemes TheanswerwhichwillbenosecrettomanytradeUnionistsisthatweliveinaclassdividedsocietyinwhichbigbusinessandtherichcalltheshots. TheChildPovertyActionGrouprevelationthatBritainalsohastheworstregionalsocialinequalityintheindustrialisedworld--secondonlytoMexico--illustrateshowfatuousareclaimsthatthiscountryenjoyssocialjusticeandopportunitiesforall.ThestarkfactsofinequalityBasedonclassgenderageandracethatareoutlinedintheCPAGPovertybookoughttodictateanewgovernmentapproachtotacklingpoverty. InequalityandpovertycannotbetackledbyallowingBigbusinessandtherichtododgetheirresponsibilitiestosocietyandtousetheirpositionsofpowertoseizethelion’sshare. Thetradeunionistsseemtobeonthesideof
Directions: Youaregoingtoreadatextoftipsoninterviewfollowedbyalistofexplanationsorexamples.Choosethebestexplanation/examplefromthelistA--Fforeachnumberedsubheading41--45.Thereisoneextraexplanation/examplewhichyoudonotneedtouse.MarkyouranswersonAnswerSheet1. Attirebodylanguageandmannerscountduringinterviews.Afterallinterviewersareregularpeopleliketherestofuseasilyimpressedbygoodbehaviorandjustaseasilyoffendedbyinappropriatebehavior.Yetsurveysshowthatjobcandidates’interviewmannersandotherprofessionalismsareonthedecline. Onthenextpagesaretipsforactingprofessionallybeforeduringandafterinterviewstoavoidoffendinginterviewersandincreaseyourchancesoflandingajob.Formoreinterviewtipsandotherjob-searchinghelpclickonthelinksinthesidebarunderRelatedResources.TheseinterviewtipsarebasedongoodmannersintheUnitedStates.Goodmannersareappreciatedeverywherebutwhatconstitutesthenmaydifferamongothercountries. 41.Doyourhomework: Researchthecompanyandstudythejobdescriptionbeforeyouinterviewasyourinterviewerwilllikelyaskwhatyouknowaboutthecompanyandwhyyouwantthejob. 42.Getyourpersonalpapersready: Collectandneatlyarrangeyourimportantpapersandworksamplesinanicebriefcaseorportfolio. Dressappropriately: Practicegoodhygienecomborbrushyourhairanddressappropriately.Evenifyouknowthatthecompanydressisbusiness-casualdressupanyway.Itshowsprofessionalismandrespectandmostimportantlythatyouknowhowtodressforinterviews. 43.Bepunctual: Unlessotherwiseinstructede.g.tofilloutajobapplicationarrivefivetotenminutesearlyfortheinterview; Sitwithgoodpasture: Ifyoudon’tknowwhattodowithyourhandskeepthemfoldedinyourlap.Thisisanotherindicationofgoodmanners.Avoidcrossingyourarmsoveryourchestyasitsubliminallydemonstratesaclosedmindtosome. 44.Readthemood: 45.Maintaineyecontact: Maintaineyecontactwiththeinterviewer. It’sokaytoaskquestionstobetteranswerthequestionstheinterviewerasksyou.Butwithholdthebulkofyourquestionsuntiltheinterviewerasksifyouhaveanywhichistypicallytowardtheendoftheinterview.Avoidaskingthefrivolousjustbecauseinterviewersexpectyoutohavequestions.Insteadaskaboutimportantmatterssuchasjobdutiesmanagementstyleandthefinancialhealthofthecompany.It’snotagoodideatoaskquestionsaboutvacationsickdayslunchbreaksandsoonrightoffthebat.Askaboutthelessermattersofimportanceduringfollow-upinterviews. Typicallyyou’llnegotiatesalarybenefitsperksandsuchinafollow-upinterview.Regardlessdon’tbringitupuntilaskedyetbereadytodiscussitatanytime. A.Thismakesyoulookorganizedandprofessional.Remembertopackrelevantdocumentssuchasextraresumesandreferencelistsimmigrantwork-authorizationpaperslettersofrecommendationandinformationrequiredonjobapplications.Bringatleastonepenandpencilandanotepadtoo. B.Iftheinterviewerisformalthenyouprobablyshouldbetoo.Iftheintervieweriscasualthenfollowalongwhileremainingcourteousandprofessional.Ineithercasetrytoappeartoberelaxedbutnottoorelaxed.It’snotagoodideatoputyourfeetupontheinterviewer’sdesk! C.Avoidstaringoryoumightmaketheintervieweruncomfortablebutdon’tlookawaytooofteneither.Tosomefailuretomaintainacomfortablelevelofeyecontactindicatesthatyouarelyingreachingforanswersorlackingconfidence. D.Italsohelpsyoutoformulatequestionsaboutthecompanyandjob.Interviewerstypicallyexpectyoutoasksuchquestions. E.Ifit’spossiblewithoutmakingacommotionscootyourchairalittleclosertotheinterviewer’sdeskortakethechairclosettothedesklikeyou’rereadytodiverightin.Thisshowsinterestandconfidence.Butdon’tinvadetheinterviewer’spersonalspaceaperimeterofabouttwofeetbyU.8.standards. F.Thisshowsthatyouareeagerandpunctual.Ifyou’renotatleastfiveminutesearlyforaninterviewyou’refiveminuteslate!Butdon’tarrivemorethantenminutesearlyaaitmightbeinconvenientforyourinterviewers.Definitelydon’tbelate! 41
Almostallourmajorproblemsinvolvehumanbehaviorandtheycannotbesolvedbyphysicalandbiologicaltechnologyalone.Whatisneededisatechnologyofbehaviorbutwehavebeenslowtodevelopthesciencefromwhichsuchatechnologymightbedrawn46Onedifficultyisthatalmostallofwhatiscalledbehavioralsciencecontinuestotracebehaviortostatesofmindfeelingstraitsofcharacterhumannatureandsoon.Physicsandbiologyoncefollowedsimilarpracticesandadvancedonlywhentheydiscardedthem47Thebehavioralscienceshavebeenslowtochangepartlybecausetheexplanatoryitemsoftenseemtobedirectlyobservedandpartlybecauseotherlandsofexplanationshavebeenhardtofind.Theenvironmentisobviouslyimportantbutitsrolehasremainedobscure.Itdoesnotpushorpullitselectsandthisfunctionisdifficulttodiscoverandanalyze.48.Theroleofnaturalselectioninevolutionwasformulatedonlyalittlemorethanahundredyearsagoandtheselectiveroleoftheenvironmentinshapingandmaintainingthebehavioroftheindividualisonlybeginningtoberecognizedandstudied.Astheinteractionbetweenorganismandenvironmenthascometobeunderstoodhowevereffectsonceassignedtostatesofmindfeelingsandtraitsarebeginningtobetracedtoaccessibleconditionsandatechnologyofbehaviormaythereforebecomeavailable.Itwillnotsolveourproblemshoweveruntilitreplacestraditionalpre-scientificviewsandthesearestronglyentrenched.Freedomanddignityillustratethedifficulty.49Theyarethepossessionsoftheautonomousself-governingmanoftraditionaltheoryandtheyareessentialtopracticesinwhichapersonisheldresponsibleforhisconductandgivencreditforhisachievements.Ascientificanalysisshiftsboththeresponsibilityandtheachievementtotheenvironment.Italsoraisesquestionsconcerning"values".Whowilluseatechnologyandtowhatends50Untiltheseissuesareresolvedatechnologyofbehaviorwillcontinuetoberejectedandwithimpossiblytheonlywaytosolveourproblems. Theyarethepossessionsoftheautonomousself-governingmanoftraditionaltheoryandtheyareessentialtopracticesinwhichapersonisheldresponsibleforhisconductandgivencreditforhisachievements
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.17
Successitisoftensaidhasmanyfathers--andoneofthemanyfathersofcomputingthatmostsuccessfulofindustrieswasCharlesBabbagea19th-centuryBritishmathematician.ExasperatedbyerrorsinthemathematicaltablesthatwerewidelyusedascalculationaidsatthetimeBabbagedreamedofbuildingamechanicalenginethatcouldproduceflawlesstablesautomatically.Buthisattemptstomakesuchamachineinthe1920sfailedandthesignificanceofhisworkwasonlyrediscoveredthiscentury. Nextyearatlastthefirstsetofprintedtablesshouldemergefromacalculating"differenceengine"builttoBabbage’sdesign.Babbagewillhavebeenvindicated.Buttherealizationofhisdreamwillalsounderscoretheextenttowhichhewasamanbornaheadofhistime. TheefforttoprovethatBabbage’sdesignswerelogicallyandpracticallysoundbeganin1985whenateamofresearchersattheScienceMuseuminLondonsetouttobuildadifferenceengineintimeforthe200thanniversaryofBabbage’sbirthin1992.Theteamledbythemuseum’scuratorofcomputingDoronSwadeconstructedamonstrousdeviceofbronzeironandsteel.Itwas11feetlongsevenfeettallweighedthreetonscostaround$500000andtookayeartopiecetogether.Anditworkedperfectlycrankingoutsuccessivevaluesofseventh-orderpolynomialequationsto:31significantfigures.Butitwasincomplete.Tosavemoneyanentiresectionofthemachinetheprinterwasomitted. ToBabbagetheprinterwasavitalpartofdesign.Eveniftheengineproducedthecorrectanswerstherewasstilltheriskthatatranscriptionortypesettingerrorwouldresultinthefinishedmathematicaltablesbeinginaccurate.Theonlywaytoguaranteeerror-freetableswastoautomatetheprintingprocessaswell.Sohisplansincludedspecificationsforaprinteralmostascomplicatedasthecalculatingengineitselfwithadjustablemarginstwoseparatefontsandtheabilitytoprintintwothreeorfourcolumns. InJanuaryafteryearsofsearchingforasponsorfortheprintertheScienceMuseumannouncedthatabackerhadbeenfound.NathanMyhrvoldthechieftechnologyofficeratMicrosoftagreedtopayforitsconstructionwhichisexpectedtocost$373000withoneProviso:thattheScienceMuseumteamwouldbuildhimanidenticalcalculatingengineandprintertodecoratehisnewhomeonLakeWashingtonnearSeattle.Constructionoftheprinterwillbegin--infullviewofthepublic--attheScienceMuseumlaterthismonth.Thefullmachinewillbecompletednextyear. ItisaniceironythatBabbage’splansshouldberealizedonlythankstoaninfusionofcashfromamanwhogotrichinthecomputerrevolutionthatBabbagehelpedtofoment.Morestrikingstillevenusing20th-centurymanufacturingtechnologytheenginewillhavecostover$830000tobuild.AllowingforinflationthisisroughlyathirdofwhatitmighthavecosttobuildinBabbage’sday-incontrasttothecostofelectronic-computertechnologywhichhalvesinpriceevery18months.ThatsuggeststhatevenhadBabbagesucceededaVictoriancomputerrevolutionbasedonmechanicaltechnologywouldnotnecessarilyhavefollowed. TheauthorseemstoregardBabbage’sworkwith
AtColumbiaUniversitywhereItaughteconomicsformanyyearsbeforecomingtoChinamostofmystudentsspentagreatdealoftimeinvolunteerwork.TheytaughtpoorchildreninthelocalneighborhoodstheyvisitedtheelderlyinhospitalsandathomeandhelpedthemwiththeirshoppingtheyworkedtopreservehistoricsitesandplacesofbeautytheycleanedupwastedumpstheypreparedfoodforthehungrytheycreatedandranstudentnewspaperstheyorganizedconcertsandartisticeventstheyactedastranslatorsformigrantworkerstheyformedpoliticalpressuregroupstheyraisedmoneytocombatAIDSmalariaandotherdiseasesandsoon. Aspart0fthattraditionIdovolunteerworkhereinBeijingjustasIdidinNewYorkbutIfindthatmystudentsatTsinghuaUniversityandatotherschoolsinBeijingaremuchlessinvolvedinvolunteeringthenIhadexpected;InpartofcoursethisreflectstheheavierworkloadinChineseschoolswhichleaveslesstimeforoutsideactivities.ButIthinkthereismoretoitthanjustthis.Ithinkitalsoreflectsaverydifferentsysteminwhichvolunteerworkforstudentshereisusuallyorganizedorsponsoredbygovernmentschoolsorotherofficialgroupsratherthanbythestudentsthemselves.41. Thisisunfortunate.IthinkitwouldbebetterbothforthemandforsocietyifChinesestudentstooktheinitiativetodecidewhatkindsofproblemsorissuestheyfelttobeofimportanceandthenplayedamoreactiveroleinorganizingthework.42. Butthereareatleasttwootherimportantreasonsfordoingvolunteerwork.Thefirstisthatyoucanlearnalotaboutyourselfandaboutyourabilitiesbyorganizingtakingonresponsibilitiesdecidingonobjectivesandfulfillingthem.43. Thisisanimportantlesson.Manyofmystudentshereworkveryhardbuttheirattitudetowardstheirworkisnotalwaysahealthyone.Theydotheworknotbecausetheyloveitorfeelthatitisexcitingbutratherbecauseitisexpectedofthemandtheywillgetrewardedoratleastnotpunishediftheydoit.Withcharitableworkthereisnoexplicitreward.Youworkbecauseyouhavegoalsandintheendtheonlyjudgeofyourworkisyourself.44.Italsoforcesyoutothinkaboutwhatyouaredoingandthebestwaytoaccomplishyourobjectives.Youarenolongersimplydoingsomethingbecauseyourteacheroryourbosstoldyoutodoit. Thesecondimportantreasonforcharitableworkisthatitchangesyourrelationshipwithyoursociety.SometimesIfeelthatmanyofthepeopleImeetheredon’treallyappreciatethegreatnessofChinaandtheexcitementoftheprocessthroughwhichitiscurrentlyliving.TheChinesearewell-knownforbeingnationalisticbutsometimesIthinkthisnationalismhasmoretodowithdistrustofforeignersthanwithloveofcountry.ManyofmyfriendsandstudentssimplydonotknowverymuchabouttheirowncountryandoftenseemunhappywithorembarrassedbycertainaspectsofChina. 45.ForexampleifyouhelpthechildrenofmigrantworkerswiththeireducationyouwillquicklyrealizethatpoormigrantworkersshouldnotbeseenasanembarrassmenttoBeijing.OnthecontrarytheyareagreatstrengthandtheirstoriesarepartofahugeanddramaticexperimentthatChinaisundergoing.Inasmallwaybyworkingwithmigrantchildrenyoucanhelpmaketheexperimentasuccess. [A]Ithinkthatiftheyhadspentmoretimeengagedinactivitiesoutsideofschoolandfamilysuchasdoingvolunteerworktheywouldfeelverydifferently. [B]Thischangesthewayyouthinkaboutworkandaboutyourresponsibilitiestoyourselfandothers. [C]YouwillrealizehowfutureeventscanhavejustasBiganimpactonyourlifeandthoseofyourfriendsandfamily. [D]ThismeansthatmanystudentshereinBeijingthinkofvolunteeringassomethingthatmustbedonetopleaseteachersbossesorotherfiguresofauthorityratherthanbecauseofadesiretoaddressaproblemaboutwhichtheyhavethoughtverydeeply. [E]Whenyouworkcloselywithotherswhoarelessfortunatethanyouorwhenyousetalocalgoalandworktoaccomplishityouseedirectlyhowyouractionscanaffecttheworldaroundyou. [F]Ifyouareinterestedinvolunteerworkyoudon’thavetowaitforyourschoolyourteachersorofficialsontelevisiontotellyouwhattodo. [G]Therearemanyreasonswhythiswouldbegood.Themostobviousreasonofcourseisthatweallhaveobligationstowardsoursocietyandvolunteerworkisonewayofrepayingthisobligation. 41
Directions: Youaregoingtoreadatextoftipsoninterviewfollowedbyalistofexplanationsorexamples.Choosethebestexplanation/examplefromthelistA--Fforeachnumberedsubheading41--45.Thereisoneextraexplanation/examplewhichyoudonotneedtouse.MarkyouranswersonAnswerSheet1. Attirebodylanguageandmannerscountduringinterviews.Afterallinterviewersareregularpeopleliketherestofuseasilyimpressedbygoodbehaviorandjustaseasilyoffendedbyinappropriatebehavior.Yetsurveysshowthatjobcandidates’interviewmannersandotherprofessionalismsareonthedecline. Onthenextpagesaretipsforactingprofessionallybeforeduringandafterinterviewstoavoidoffendinginterviewersandincreaseyourchancesoflandingajob.Formoreinterviewtipsandotherjob-searchinghelpclickonthelinksinthesidebarunderRelatedResources.TheseinterviewtipsarebasedongoodmannersintheUnitedStates.Goodmannersareappreciatedeverywherebutwhatconstitutesthenmaydifferamongothercountries. 41.Doyourhomework: Researchthecompanyandstudythejobdescriptionbeforeyouinterviewasyourinterviewerwilllikelyaskwhatyouknowaboutthecompanyandwhyyouwantthejob. 42.Getyourpersonalpapersready: Collectandneatlyarrangeyourimportantpapersandworksamplesinanicebriefcaseorportfolio. Dressappropriately: Practicegoodhygienecomborbrushyourhairanddressappropriately.Evenifyouknowthatthecompanydressisbusiness-casualdressupanyway.Itshowsprofessionalismandrespectandmostimportantlythatyouknowhowtodressforinterviews. 43.Bepunctual: Unlessotherwiseinstructede.g.tofilloutajobapplicationarrivefivetotenminutesearlyfortheinterview; Sitwithgoodpasture: Ifyoudon’tknowwhattodowithyourhandskeepthemfoldedinyourlap.Thisisanotherindicationofgoodmanners.Avoidcrossingyourarmsoveryourchestyasitsubliminallydemonstratesaclosedmindtosome. 44.Readthemood: 45.Maintaineyecontact: Maintaineyecontactwiththeinterviewer. It’sokaytoaskquestionstobetteranswerthequestionstheinterviewerasksyou.Butwithholdthebulkofyourquestionsuntiltheinterviewerasksifyouhaveanywhichistypicallytowardtheendoftheinterview.Avoidaskingthefrivolousjustbecauseinterviewersexpectyoutohavequestions.Insteadaskaboutimportantmatterssuchasjobdutiesmanagementstyleandthefinancialhealthofthecompany.It’snotagoodideatoaskquestionsaboutvacationsickdayslunchbreaksandsoonrightoffthebat.Askaboutthelessermattersofimportanceduringfollow-upinterviews. Typicallyyou’llnegotiatesalarybenefitsperksandsuchinafollow-upinterview.Regardlessdon’tbringitupuntilaskedyetbereadytodiscussitatanytime. A.Thismakesyoulookorganizedandprofessional.Remembertopackrelevantdocumentssuchasextraresumesandreferencelistsimmigrantwork-authorizationpaperslettersofrecommendationandinformationrequiredonjobapplications.Bringatleastonepenandpencilandanotepadtoo. B.Iftheinterviewerisformalthenyouprobablyshouldbetoo.Iftheintervieweriscasualthenfollowalongwhileremainingcourteousandprofessional.Ineithercasetrytoappeartoberelaxedbutnottoorelaxed.It’snotagoodideatoputyourfeetupontheinterviewer’sdesk! C.Avoidstaringoryoumightmaketheintervieweruncomfortablebutdon’tlookawaytooofteneither.Tosomefailuretomaintainacomfortablelevelofeyecontactindicatesthatyouarelyingreachingforanswersorlackingconfidence. D.Italsohelpsyoutoformulatequestionsaboutthecompanyandjob.Interviewerstypicallyexpectyoutoasksuchquestions. E.Ifit’spossiblewithoutmakingacommotionscootyourchairalittleclosertotheinterviewer’sdeskortakethechairclosettothedesklikeyou’rereadytodiverightin.Thisshowsinterestandconfidence.Butdon’tinvadetheinterviewer’spersonalspaceaperimeterofabouttwofeetbyU.8.standards. F.Thisshowsthatyouareeagerandpunctual.Ifyou’renotatleastfiveminutesearlyforaninterviewyou’refiveminuteslate!Butdon’tarrivemorethantenminutesearlyaaitmightbeinconvenientforyourinterviewers.Definitelydon’tbelate! 45
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.7
ThestudyoflawhasbeenrecognizedforcenturiesasabasicintellectualdisciplineinEuropeanuniversities.HoweveronlyinrecentyearshasitbecomeafeatureofundergraduateprogramsinEnglish-Canadianuniversities.Traditionallylegallearninghasbeenviewedinsuchinstitutionsasthespecialpreserveoflawyersratherthananecessarypartoftheintellectualequipmentofaneducatedperson.HappilytheolderandmorecontinentalviewoflegaleducationisestablishingitselfinanumberofCanadianuniversitiesandsomehaveevenbeguntoofferundergraduatedegreesinlaw. Ifthestudyoflawisbeginningtoestablishitselfaspartandparcelofageneraleducationitsaimsandmethodsshouldappealdirectlytojournalismeducators.Lawisadisciplinewhichencouragesresponsiblejudgment.Ontheonehanditprovidesopportunitiestoanalyzesuchideasasjusticedemocracyandfreedom.Ontheotheritlinkstheseconceptstoeverydayrealitiesinamannerwhichisparalleltothelinksjournalistsforgeonadailybasisastheycoverandcommentonthenews.Forexamplenotionsofevidenceandfactofbasicrightsandpublicinterestareatworkintheprocessofjournalisticjudgmentandproductionjustasincourtsoflaw.Sharpeningjudgmentbyabsorbingandreflectingonlawisadesirablecomponentofajournalist’sintellectualpreparationforhisorhercareer. Buttheideathatthejournalistmustunderstandthelawmoreprofoundlythananordinarycitizenturnsonanunderstandingoftheestablishedconventionsandspecialresponsibilitiesofthenewsmedia.Politicsormorebroadlythefunctioningofthestateisamajorsubjectforjournalists.Thebetterinformedtheyareaboutthewaythestateworksthebettertheirreportingwillbe.InfactitisdifficulttoseehowjournalistswhodonothaveacleargraspofthebasicfeaturesoftheCanadianConstitutioncandoacompetentjobonpoliticalstories. Furthermorethelegalsystemandtheeventswhichoccurwithinitareprimarysubjectsforjournalists.Whilethequalityoflegaljournalismvariesgreatlythereisanunduerelianceamongstmanyjournalistsoninterpretationssuppliedtothembylawyers.Whilecommentandreactionfromlawyersmayenhancestoriesitispreferableforjournaliststorelyontheirownnotionsofsignificanceandmaketheirownjudgments.Thesecanonlycomefromawell-groundedunderstandingofthelegalsystem. Inthefirstparagraphtheauthorismainlyconcernedwith
Directions: Youaregoingtoreadatextoftipsoninterviewfollowedbyalistofexplanationsorexamples.Choosethebestexplanation/examplefromthelistA--Fforeachnumberedsubheading41--45.Thereisoneextraexplanation/examplewhichyoudonotneedtouse.MarkyouranswersonAnswerSheet1. Attirebodylanguageandmannerscountduringinterviews.Afterallinterviewersareregularpeopleliketherestofuseasilyimpressedbygoodbehaviorandjustaseasilyoffendedbyinappropriatebehavior.Yetsurveysshowthatjobcandidates’interviewmannersandotherprofessionalismsareonthedecline. Onthenextpagesaretipsforactingprofessionallybeforeduringandafterinterviewstoavoidoffendinginterviewersandincreaseyourchancesoflandingajob.Formoreinterviewtipsandotherjob-searchinghelpclickonthelinksinthesidebarunderRelatedResources.TheseinterviewtipsarebasedongoodmannersintheUnitedStates.Goodmannersareappreciatedeverywherebutwhatconstitutesthenmaydifferamongothercountries. 41.Doyourhomework: Researchthecompanyandstudythejobdescriptionbeforeyouinterviewasyourinterviewerwilllikelyaskwhatyouknowaboutthecompanyandwhyyouwantthejob. 42.Getyourpersonalpapersready: Collectandneatlyarrangeyourimportantpapersandworksamplesinanicebriefcaseorportfolio. Dressappropriately: Practicegoodhygienecomborbrushyourhairanddressappropriately.Evenifyouknowthatthecompanydressisbusiness-casualdressupanyway.Itshowsprofessionalismandrespectandmostimportantlythatyouknowhowtodressforinterviews. 43.Bepunctual: Unlessotherwiseinstructede.g.tofilloutajobapplicationarrivefivetotenminutesearlyfortheinterview; Sitwithgoodpasture: Ifyoudon’tknowwhattodowithyourhandskeepthemfoldedinyourlap.Thisisanotherindicationofgoodmanners.Avoidcrossingyourarmsoveryourchestyasitsubliminallydemonstratesaclosedmindtosome. 44.Readthemood: 45.Maintaineyecontact: Maintaineyecontactwiththeinterviewer. It’sokaytoaskquestionstobetteranswerthequestionstheinterviewerasksyou.Butwithholdthebulkofyourquestionsuntiltheinterviewerasksifyouhaveanywhichistypicallytowardtheendoftheinterview.Avoidaskingthefrivolousjustbecauseinterviewersexpectyoutohavequestions.Insteadaskaboutimportantmatterssuchasjobdutiesmanagementstyleandthefinancialhealthofthecompany.It’snotagoodideatoaskquestionsaboutvacationsickdayslunchbreaksandsoonrightoffthebat.Askaboutthelessermattersofimportanceduringfollow-upinterviews. Typicallyyou’llnegotiatesalarybenefitsperksandsuchinafollow-upinterview.Regardlessdon’tbringitupuntilaskedyetbereadytodiscussitatanytime. A.Thismakesyoulookorganizedandprofessional.Remembertopackrelevantdocumentssuchasextraresumesandreferencelistsimmigrantwork-authorizationpaperslettersofrecommendationandinformationrequiredonjobapplications.Bringatleastonepenandpencilandanotepadtoo. B.Iftheinterviewerisformalthenyouprobablyshouldbetoo.Iftheintervieweriscasualthenfollowalongwhileremainingcourteousandprofessional.Ineithercasetrytoappeartoberelaxedbutnottoorelaxed.It’snotagoodideatoputyourfeetupontheinterviewer’sdesk! C.Avoidstaringoryoumightmaketheintervieweruncomfortablebutdon’tlookawaytooofteneither.Tosomefailuretomaintainacomfortablelevelofeyecontactindicatesthatyouarelyingreachingforanswersorlackingconfidence. D.Italsohelpsyoutoformulatequestionsaboutthecompanyandjob.Interviewerstypicallyexpectyoutoasksuchquestions. E.Ifit’spossiblewithoutmakingacommotionscootyourchairalittleclosertotheinterviewer’sdeskortakethechairclosettothedesklikeyou’rereadytodiverightin.Thisshowsinterestandconfidence.Butdon’tinvadetheinterviewer’spersonalspaceaperimeterofabouttwofeetbyU.8.standards. F.Thisshowsthatyouareeagerandpunctual.Ifyou’renotatleastfiveminutesearlyforaninterviewyou’refiveminuteslate!Butdon’tarrivemorethantenminutesearlyaaitmightbeinconvenientforyourinterviewers.Definitelydon’tbelate! 43
ThestudyoflawhasbeenrecognizedforcenturiesasabasicintellectualdisciplineinEuropeanuniversities.HoweveronlyinrecentyearshasitbecomeafeatureofundergraduateprogramsinEnglish-Canadianuniversities.Traditionallylegallearninghasbeenviewedinsuchinstitutionsasthespecialpreserveoflawyersratherthananecessarypartoftheintellectualequipmentofaneducatedperson.HappilytheolderandmorecontinentalviewoflegaleducationisestablishingitselfinanumberofCanadianuniversitiesandsomehaveevenbeguntoofferundergraduatedegreesinlaw. Ifthestudyoflawisbeginningtoestablishitselfaspartandparcelofageneraleducationitsaimsandmethodsshouldappealdirectlytojournalismeducators.Lawisadisciplinewhichencouragesresponsiblejudgment.Ontheonehanditprovidesopportunitiestoanalyzesuchideasasjusticedemocracyandfreedom.Ontheotheritlinkstheseconceptstoeverydayrealitiesinamannerwhichisparalleltothelinksjournalistsforgeonadailybasisastheycoverandcommentonthenews.Forexamplenotionsofevidenceandfactofbasicrightsandpublicinterestareatworkintheprocessofjournalisticjudgmentandproductionjustasincourtsoflaw.Sharpeningjudgmentbyabsorbingandreflectingonlawisadesirablecomponentofajournalist’sintellectualpreparationforhisorhercareer. Buttheideathatthejournalistmustunderstandthelawmoreprofoundlythananordinarycitizenturnsonanunderstandingoftheestablishedconventionsandspecialresponsibilitiesofthenewsmedia.Politicsormorebroadlythefunctioningofthestateisamajorsubjectforjournalists.Thebetterinformedtheyareaboutthewaythestateworksthebettertheirreportingwillbe.InfactitisdifficulttoseehowjournalistswhodonothaveacleargraspofthebasicfeaturesoftheCanadianConstitutioncandoacompetentjobonpoliticalstories. Furthermorethelegalsystemandtheeventswhichoccurwithinitareprimarysubjectsforjournalists.Whilethequalityoflegaljournalismvariesgreatlythereisanunduerelianceamongstmanyjournalistsoninterpretationssuppliedtothembylawyers.Whilecommentandreactionfromlawyersmayenhancestoriesitispreferableforjournaliststorelyontheirownnotionsofsignificanceandmaketheirownjudgments.Thesecanonlycomefromawell-groundedunderstandingofthelegalsystem. Accordingtothepassagesoundjournalisticjudgment
Successitisoftensaidhasmanyfathers--andoneofthemanyfathersofcomputingthatmostsuccessfulofindustrieswasCharlesBabbagea19th-centuryBritishmathematician.ExasperatedbyerrorsinthemathematicaltablesthatwerewidelyusedascalculationaidsatthetimeBabbagedreamedofbuildingamechanicalenginethatcouldproduceflawlesstablesautomatically.Buthisattemptstomakesuchamachineinthe1920sfailedandthesignificanceofhisworkwasonlyrediscoveredthiscentury. Nextyearatlastthefirstsetofprintedtablesshouldemergefromacalculating"differenceengine"builttoBabbage’sdesign.Babbagewillhavebeenvindicated.Buttherealizationofhisdreamwillalsounderscoretheextenttowhichhewasamanbornaheadofhistime. TheefforttoprovethatBabbage’sdesignswerelogicallyandpracticallysoundbeganin1985whenateamofresearchersattheScienceMuseuminLondonsetouttobuildadifferenceengineintimeforthe200thanniversaryofBabbage’sbirthin1992.Theteamledbythemuseum’scuratorofcomputingDoronSwadeconstructedamonstrousdeviceofbronzeironandsteel.Itwas11feetlongsevenfeettallweighedthreetonscostaround$500000andtookayeartopiecetogether.Anditworkedperfectlycrankingoutsuccessivevaluesofseventh-orderpolynomialequationsto:31significantfigures.Butitwasincomplete.Tosavemoneyanentiresectionofthemachinetheprinterwasomitted. ToBabbagetheprinterwasavitalpartofdesign.Eveniftheengineproducedthecorrectanswerstherewasstilltheriskthatatranscriptionortypesettingerrorwouldresultinthefinishedmathematicaltablesbeinginaccurate.Theonlywaytoguaranteeerror-freetableswastoautomatetheprintingprocessaswell.Sohisplansincludedspecificationsforaprinteralmostascomplicatedasthecalculatingengineitselfwithadjustablemarginstwoseparatefontsandtheabilitytoprintintwothreeorfourcolumns. InJanuaryafteryearsofsearchingforasponsorfortheprintertheScienceMuseumannouncedthatabackerhadbeenfound.NathanMyhrvoldthechieftechnologyofficeratMicrosoftagreedtopayforitsconstructionwhichisexpectedtocost$373000withoneProviso:thattheScienceMuseumteamwouldbuildhimanidenticalcalculatingengineandprintertodecoratehisnewhomeonLakeWashingtonnearSeattle.Constructionoftheprinterwillbegin--infullviewofthepublic--attheScienceMuseumlaterthismonth.Thefullmachinewillbecompletednextyear. ItisaniceironythatBabbage’splansshouldberealizedonlythankstoaninfusionofcashfromamanwhogotrichinthecomputerrevolutionthatBabbagehelpedtofoment.Morestrikingstillevenusing20th-centurymanufacturingtechnologytheenginewillhavecostover$830000tobuild.AllowingforinflationthisisroughlyathirdofwhatitmighthavecosttobuildinBabbage’sday-incontrasttothecostofelectronic-computertechnologywhichhalvesinpriceevery18months.ThatsuggeststhatevenhadBabbagesucceededaVictoriancomputerrevolutionbasedonmechanicaltechnologywouldnotnecessarilyhavefollowed. Babbagewishedtobuildamechanicalenginebecause
ThestudyoflawhasbeenrecognizedforcenturiesasabasicintellectualdisciplineinEuropeanuniversities.HoweveronlyinrecentyearshasitbecomeafeatureofundergraduateprogramsinEnglish-Canadianuniversities.Traditionallylegallearninghasbeenviewedinsuchinstitutionsasthespecialpreserveoflawyersratherthananecessarypartoftheintellectualequipmentofaneducatedperson.HappilytheolderandmorecontinentalviewoflegaleducationisestablishingitselfinanumberofCanadianuniversitiesandsomehaveevenbeguntoofferundergraduatedegreesinlaw. Ifthestudyoflawisbeginningtoestablishitselfaspartandparcelofageneraleducationitsaimsandmethodsshouldappealdirectlytojournalismeducators.Lawisadisciplinewhichencouragesresponsiblejudgment.Ontheonehanditprovidesopportunitiestoanalyzesuchideasasjusticedemocracyandfreedom.Ontheotheritlinkstheseconceptstoeverydayrealitiesinamannerwhichisparalleltothelinksjournalistsforgeonadailybasisastheycoverandcommentonthenews.Forexamplenotionsofevidenceandfactofbasicrightsandpublicinterestareatworkintheprocessofjournalisticjudgmentandproductionjustasincourtsoflaw.Sharpeningjudgmentbyabsorbingandreflectingonlawisadesirablecomponentofajournalist’sintellectualpreparationforhisorhercareer. Buttheideathatthejournalistmustunderstandthelawmoreprofoundlythananordinarycitizenturnsonanunderstandingoftheestablishedconventionsandspecialresponsibilitiesofthenewsmedia.Politicsormorebroadlythefunctioningofthestateisamajorsubjectforjournalists.Thebetterinformedtheyareaboutthewaythestateworksthebettertheirreportingwillbe.InfactitisdifficulttoseehowjournalistswhodonothaveacleargraspofthebasicfeaturesoftheCanadianConstitutioncandoacompetentjobonpoliticalstories. Furthermorethelegalsystemandtheeventswhichoccurwithinitareprimarysubjectsforjournalists.Whilethequalityoflegaljournalismvariesgreatlythereisanunduerelianceamongstmanyjournalistsoninterpretationssuppliedtothembylawyers.Whilecommentandreactionfromlawyersmayenhancestoriesitispreferableforjournaliststorelyontheirownnotionsofsignificanceandmaketheirownjudgments.Thesecanonlycomefromawell-groundedunderstandingofthelegalsystem. Theauthorwritesthisarticleprimarilyinorderto
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.5
Directions:Lastmonthyouboughtapairofleathershoesfromashop.Butnowyoufindthattheshoesareinbadquality.Writealettertothemanageroftheshoptoexplain 1yourcomplain 2theproblemwiththeshoesand 3yourrequest. Youshouldwriteabout100wordsonANSWERSHEET2.Donotsignyourownnameattheendoftheletter.Use"LiMing"instead.Youdonotneedtowritetheaddress.10points
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.13
AfterashakystarttheMartianflotillathathasarrivedoverthepastfewweeksisgettingdowntobusiness.Twoofthefivecraftinitseemtobeworkingperfectly.TwoarelostAndafifthissickbutundergoingtreatment. ThemostspectacularpicturessofarhavebeenprovidedbyMarsEmpresstheEuropeanSpaceAgency’scontributiontothefleet.OnJanuary28ththisreacheditsfinalworkingorbitwhichtakesitoverbothpolesandthusallowsittoseethewholeofMarsoverthecourseofafewdaysastheplanetrevolvesbeneathit.IthashoweverbeensendingbackdatasinceshortlyafteritarrivedandafewdaysagoitscontrollersreleasedaseriesofbeautifulphotographsincludingastereoimageofVallesMarinerisahugecanyonthatmayhavebeenformedbyflowingwater. ThemostscientificallysignificantresultthoughhascomefromOpportunityAmerica’ssecondMarsrover.OneofOpportunity’scamerashasphotographedevidenceofstratification.innearbyrocks.Suchstratificationindicatesthattherocksconcernedaresedimentary.Thelayerscouldberepeatedwind-blowndepositsorconsistofashfromsuccessivevolcaniceruptions.Buttheterrestrialrockstheymostresembleareonesthathaveformedunderwater. ThereasoneveryoneisgettingsoexcitedisBecausethereisawidespreadassumptionthatanyformoftirewhichmightdwellonMarswouldneedliquidwatertolive--orevenifitcouldnowsubsistbyextractingmoisturefromicewouldhaveneededliquidwatertoevolvetothatstage.Marshasseenmoreprobeslaunchedtowardsitthanalloftheotherplanetsputtogetherpreciselybecauseofthishopethatitmightharbourlife.Sothereisalotridingontheanswer--notleastthefundingoffuturemissions. BesidesitsscientificsignificancethesuccessofOpportunityhasalsohelpedtodistractattentionfromthesuddenrefusalofSpiritthefirstAmericanrovertoarriveonMarstotalktoitscontrollers.Thiscrafthadtentativelybutsuccessfullynoseditswayoffitslandingplatformandwasabouttodrillitswayintoanearbyrockpriortodoingaspotofchemicalanalysiswhenitwentsilent. HowevertheengineersatNASAAmerica’sspaceagencyarenothingifnotresourcefulandtheyhaveagoodrecordofcarryingoutrunningrepairsonspacecraftthataremillionsofkilometresaway.InthecaseofSpirittheythinkthatoneofthecraft’smemorychipshasgotclutteredupwithfilescreatedOnthejourneytoMars.Thatcausedanotherchipwhichmanagesthefirsttothrowawobblyandtokeeprebootingthecomputer.Theyarecurrentlytestingthisideabyloadingadiagnosticprogramontothecomputer.InadditionasaprecautiontheyhavedeletedexcessfilesfromtheequivalentmemorychiponOpportunity. Spirit’sspiritsmaythusrevive.AstothefailurestheJapaneseabandonedtheirfly-bycraftNozomiinDecemberandtheBritishteaminchargeofBeagle2whichispresumedtohavelandedonDecember25thbutfromwhichnosignalhasbeenreceivedalsoseemstohavecalleditquits.Stilla40～60%successratedependingonwhetherSpiritisbroughtbackintocommissionisnotbadbythehistoricalstandardsofmissionstoMars.Nowtherealsciencebegins Spiritfailedtotalktoitscontrollersprobablybecauseof
PerhapsonlyasmallboytrainedtobeawizardattheHogwartsSchoolofMagiccouldcastaspellsopowerfulastocreatethebiggestbooklaunchever.WhereverintheWorldtheclockstrikesmidnightonJune20thhisfollowerswillflocktogettheirpawsononeofmorethan10mcopiesof"HarryPotterandtheOrderofthePhoenix".Bookshopswillopeninthemiddleofthenightanddeliveryfirmsaredraftinginextrastaffandbiggertrucks.RelatedtoysgamesDVDsandothermerchandisewillbeeverywhere.TherewillbenoescapingPottermania. YetMr.Potter’sworldisacuriousoneinwhichthingsareoftennotwhattheyappear.WhileanexcitablemediaherebyincludingTheEconomisthappytosupportsuchafineexampleofglobalizationishelpingtohypethelaunchofJ.K.Rowling’sfifthnovelaboutthemostadventurousthingthatthepublishershaveorganizedisareadingbyMs.RowlinginLondon’sRoyalAlbertHalltobebroadcastasalivewebcast. HollywoodwhichownseverythingelsetodowithHarryPottersaysitisdoingevenless.IncredibleasitmayseemtheguardiansofthebrandsaythattoprotectthePotterfranchisetheyaretryingtomaintainalowprofile.Wellrelativelylow. Ms.Rowlingsignedacontractin1998withWarnerBrotherspartofAOLTimeWarnergivingthestudioexclusivefilmlicensingandmerchandisingrightsinreturnforwhatnowappearstohavebeenasteal:some$500000.WarnerlicensesotherfirmstoproducegoodsusingHarryPottercharactersorimagesfromwhichMs.Rowlinggetsabigenoughcutthatsheisnowwealthierthanthequeen--ifyoubelieveBritain’sSundayTimesrichlist.Theprocessisself-generating:eachbooksetsthestageforafilmwhichboostsbooksaleswhichliftssalesofPotterproducts. GloballythefirstfourHarryPotterbookshavesoldsome200mcopiesin55languages;thetwomovieshavegrossedover$1.8billionattheboxoffice. ThisisastunningsuccessbyanymeasureespeciallyasMsRowlinghaslongdemandedthatHarryPottershouldnotbeover-commercialized.InlinewithherwishesWarnersaysitisbeingextraordinarilycarefulatleastbyHollywoodstandardsaboutwhatitlicensesandtowhom.ItimposedtoughconditionsonCoca-Cola.insistingthatnoHarryPotterimagesshouldappearoncansandisnowintheprocessofmakingitslicensingprogrammedevenmorerestrictive.Cokemaysoonbeconsideredtoomassmarkettocarrythebrandatall. ThedealwithWarnertiesmuchofthemerchandisingtothefilmsalone.Therearenoofficiallysanctionedproductsrelatingto"OrderofthePhoenix";noryetfor"HarryPotterandthePrisonerofAzkaban"thefilmofthethirdbookwhichisdueoutinJune2004.WarneragreesthatMs.Rowling’screationisadifferentsortofcommercialpropertyonewithlong-termpotentialthatcouldbedamagedbyatypicalHollywoodmarketingblitzsaysDianeNelsonthestudio’sglobalbrandmanagerforHarryPotter.Itisvitalsheaddsthatwithmoretocomereadersofthebooksarenotalienated."Theevidencefromourmarketresearchisthatenthusiasmforthepropertybyfansisnotwarning." Paragraph5intendsmainlytoshowWarner’s
Almostallourmajorproblemsinvolvehumanbehaviorandtheycannotbesolvedbyphysicalandbiologicaltechnologyalone.Whatisneededisatechnologyofbehaviorbutwehavebeenslowtodevelopthesciencefromwhichsuchatechnologymightbedrawn46Onedifficultyisthatalmostallofwhatiscalledbehavioralsciencecontinuestotracebehaviortostatesofmindfeelingstraitsofcharacterhumannatureandsoon.Physicsandbiologyoncefollowedsimilarpracticesandadvancedonlywhentheydiscardedthem47Thebehavioralscienceshavebeenslowtochangepartlybecausetheexplanatoryitemsoftenseemtobedirectlyobservedandpartlybecauseotherlandsofexplanationshavebeenhardtofind.Theenvironmentisobviouslyimportantbutitsrolehasremainedobscure.Itdoesnotpushorpullitselectsandthisfunctionisdifficulttodiscoverandanalyze.48.Theroleofnaturalselectioninevolutionwasformulatedonlyalittlemorethanahundredyearsagoandtheselectiveroleoftheenvironmentinshapingandmaintainingthebehavioroftheindividualisonlybeginningtoberecognizedandstudied.Astheinteractionbetweenorganismandenvironmenthascometobeunderstoodhowevereffectsonceassignedtostatesofmindfeelingsandtraitsarebeginningtobetracedtoaccessibleconditionsandatechnologyofbehaviormaythereforebecomeavailable.Itwillnotsolveourproblemshoweveruntilitreplacestraditionalpre-scientificviewsandthesearestronglyentrenched.Freedomanddignityillustratethedifficulty.49Theyarethepossessionsoftheautonomousself-governingmanoftraditionaltheoryandtheyareessentialtopracticesinwhichapersonisheldresponsibleforhisconductandgivencreditforhisachievements.Ascientificanalysisshiftsboththeresponsibilityandtheachievementtotheenvironment.Italsoraisesquestionsconcerning"values".Whowilluseatechnologyandtowhatends50Untiltheseissuesareresolvedatechnologyofbehaviorwillcontinuetoberejectedandwithimpossiblytheonlywaytosolveourproblems. Thebehavioralscienceshavebeenslowtochangepartlybecausetheexplanatoryitemsoftenseemtobedirectlyobservedandpartlybecauseotherlandsofexplanationshavebeenhardtofind
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.11
AfterashakystarttheMartianflotillathathasarrivedoverthepastfewweeksisgettingdowntobusiness.Twoofthefivecraftinitseemtobeworkingperfectly.TwoarelostAndafifthissickbutundergoingtreatment. ThemostspectacularpicturessofarhavebeenprovidedbyMarsEmpresstheEuropeanSpaceAgency’scontributiontothefleet.OnJanuary28ththisreacheditsfinalworkingorbitwhichtakesitoverbothpolesandthusallowsittoseethewholeofMarsoverthecourseofafewdaysastheplanetrevolvesbeneathit.IthashoweverbeensendingbackdatasinceshortlyafteritarrivedandafewdaysagoitscontrollersreleasedaseriesofbeautifulphotographsincludingastereoimageofVallesMarinerisahugecanyonthatmayhavebeenformedbyflowingwater. ThemostscientificallysignificantresultthoughhascomefromOpportunityAmerica’ssecondMarsrover.OneofOpportunity’scamerashasphotographedevidenceofstratification.innearbyrocks.Suchstratificationindicatesthattherocksconcernedaresedimentary.Thelayerscouldberepeatedwind-blowndepositsorconsistofashfromsuccessivevolcaniceruptions.Buttheterrestrialrockstheymostresembleareonesthathaveformedunderwater. ThereasoneveryoneisgettingsoexcitedisBecausethereisawidespreadassumptionthatanyformoftirewhichmightdwellonMarswouldneedliquidwatertolive--orevenifitcouldnowsubsistbyextractingmoisturefromicewouldhaveneededliquidwatertoevolvetothatstage.Marshasseenmoreprobeslaunchedtowardsitthanalloftheotherplanetsputtogetherpreciselybecauseofthishopethatitmightharbourlife.Sothereisalotridingontheanswer--notleastthefundingoffuturemissions. BesidesitsscientificsignificancethesuccessofOpportunityhasalsohelpedtodistractattentionfromthesuddenrefusalofSpiritthefirstAmericanrovertoarriveonMarstotalktoitscontrollers.Thiscrafthadtentativelybutsuccessfullynoseditswayoffitslandingplatformandwasabouttodrillitswayintoanearbyrockpriortodoingaspotofchemicalanalysiswhenitwentsilent. HowevertheengineersatNASAAmerica’sspaceagencyarenothingifnotresourcefulandtheyhaveagoodrecordofcarryingoutrunningrepairsonspacecraftthataremillionsofkilometresaway.InthecaseofSpirittheythinkthatoneofthecraft’smemorychipshasgotclutteredupwithfilescreatedOnthejourneytoMars.Thatcausedanotherchipwhichmanagesthefirsttothrowawobblyandtokeeprebootingthecomputer.Theyarecurrentlytestingthisideabyloadingadiagnosticprogramontothecomputer.InadditionasaprecautiontheyhavedeletedexcessfilesfromtheequivalentmemorychiponOpportunity. Spirit’sspiritsmaythusrevive.AstothefailurestheJapaneseabandonedtheirfly-bycraftNozomiinDecemberandtheBritishteaminchargeofBeagle2whichispresumedtohavelandedonDecember25thbutfromwhichnosignalhasbeenreceivedalsoseemstohavecalleditquits.Stilla40～60%successratedependingonwhetherSpiritisbroughtbackintocommissionisnotbadbythehistoricalstandardsofmissionstoMars.Nowtherealsciencebegins WhatdoesthewordtheyPara.3Line5referto
Successitisoftensaidhasmanyfathers--andoneofthemanyfathersofcomputingthatmostsuccessfulofindustrieswasCharlesBabbagea19th-centuryBritishmathematician.ExasperatedbyerrorsinthemathematicaltablesthatwerewidelyusedascalculationaidsatthetimeBabbagedreamedofbuildingamechanicalenginethatcouldproduceflawlesstablesautomatically.Buthisattemptstomakesuchamachineinthe1920sfailedandthesignificanceofhisworkwasonlyrediscoveredthiscentury. Nextyearatlastthefirstsetofprintedtablesshouldemergefromacalculating"differenceengine"builttoBabbage’sdesign.Babbagewillhavebeenvindicated.Buttherealizationofhisdreamwillalsounderscoretheextenttowhichhewasamanbornaheadofhistime. TheefforttoprovethatBabbage’sdesignswerelogicallyandpracticallysoundbeganin1985whenateamofresearchersattheScienceMuseuminLondonsetouttobuildadifferenceengineintimeforthe200thanniversaryofBabbage’sbirthin1992.Theteamledbythemuseum’scuratorofcomputingDoronSwadeconstructedamonstrousdeviceofbronzeironandsteel.Itwas11feetlongsevenfeettallweighedthreetonscostaround$500000andtookayeartopiecetogether.Anditworkedperfectlycrankingoutsuccessivevaluesofseventh-orderpolynomialequationsto:31significantfigures.Butitwasincomplete.Tosavemoneyanentiresectionofthemachinetheprinterwasomitted. ToBabbagetheprinterwasavitalpartofdesign.Eveniftheengineproducedthecorrectanswerstherewasstilltheriskthatatranscriptionortypesettingerrorwouldresultinthefinishedmathematicaltablesbeinginaccurate.Theonlywaytoguaranteeerror-freetableswastoautomatetheprintingprocessaswell.Sohisplansincludedspecificationsforaprinteralmostascomplicatedasthecalculatingengineitselfwithadjustablemarginstwoseparatefontsandtheabilitytoprintintwothreeorfourcolumns. InJanuaryafteryearsofsearchingforasponsorfortheprintertheScienceMuseumannouncedthatabackerhadbeenfound.NathanMyhrvoldthechieftechnologyofficeratMicrosoftagreedtopayforitsconstructionwhichisexpectedtocost$373000withoneProviso:thattheScienceMuseumteamwouldbuildhimanidenticalcalculatingengineandprintertodecoratehisnewhomeonLakeWashingtonnearSeattle.Constructionoftheprinterwillbegin--infullviewofthepublic--attheScienceMuseumlaterthismonth.Thefullmachinewillbecompletednextyear. ItisaniceironythatBabbage’splansshouldberealizedonlythankstoaninfusionofcashfromamanwhogotrichinthecomputerrevolutionthatBabbagehelpedtofoment.Morestrikingstillevenusing20th-centurymanufacturingtechnologytheenginewillhavecostover$830000tobuild.AllowingforinflationthisisroughlyathirdofwhatitmighthavecosttobuildinBabbage’sday-incontrasttothecostofelectronic-computertechnologywhichhalvesinpriceevery18months.ThatsuggeststhatevenhadBabbagesucceededaVictoriancomputerrevolutionbasedonmechanicaltechnologywouldnotnecessarilyhavefollowed. WhichofthefollowingstatementsisNottrue
AtColumbiaUniversitywhereItaughteconomicsformanyyearsbeforecomingtoChinamostofmystudentsspentagreatdealoftimeinvolunteerwork.TheytaughtpoorchildreninthelocalneighborhoodstheyvisitedtheelderlyinhospitalsandathomeandhelpedthemwiththeirshoppingtheyworkedtopreservehistoricsitesandplacesofbeautytheycleanedupwastedumpstheypreparedfoodforthehungrytheycreatedandranstudentnewspaperstheyorganizedconcertsandartisticeventstheyactedastranslatorsformigrantworkerstheyformedpoliticalpressuregroupstheyraisedmoneytocombatAIDSmalariaandotherdiseasesandsoon. Aspart0fthattraditionIdovolunteerworkhereinBeijingjustasIdidinNewYorkbutIfindthatmystudentsatTsinghuaUniversityandatotherschoolsinBeijingaremuchlessinvolvedinvolunteeringthenIhadexpected;InpartofcoursethisreflectstheheavierworkloadinChineseschoolswhichleaveslesstimeforoutsideactivities.ButIthinkthereismoretoitthanjustthis.Ithinkitalsoreflectsaverydifferentsysteminwhichvolunteerworkforstudentshereisusuallyorganizedorsponsoredbygovernmentschoolsorotherofficialgroupsratherthanbythestudentsthemselves.41. Thisisunfortunate.IthinkitwouldbebetterbothforthemandforsocietyifChinesestudentstooktheinitiativetodecidewhatkindsofproblemsorissuestheyfelttobeofimportanceandthenplayedamoreactiveroleinorganizingthework.42. Butthereareatleasttwootherimportantreasonsfordoingvolunteerwork.Thefirstisthatyoucanlearnalotaboutyourselfandaboutyourabilitiesbyorganizingtakingonresponsibilitiesdecidingonobjectivesandfulfillingthem.43. Thisisanimportantlesson.Manyofmystudentshereworkveryhardbuttheirattitudetowardstheirworkisnotalwaysahealthyone.Theydotheworknotbecausetheyloveitorfeelthatitisexcitingbutratherbecauseitisexpectedofthemandtheywillgetrewardedoratleastnotpunishediftheydoit.Withcharitableworkthereisnoexplicitreward.Youworkbecauseyouhavegoalsandintheendtheonlyjudgeofyourworkisyourself.44.Italsoforcesyoutothinkaboutwhatyouaredoingandthebestwaytoaccomplishyourobjectives.Youarenolongersimplydoingsomethingbecauseyourteacheroryourbosstoldyoutodoit. Thesecondimportantreasonforcharitableworkisthatitchangesyourrelationshipwithyoursociety.SometimesIfeelthatmanyofthepeopleImeetheredon’treallyappreciatethegreatnessofChinaandtheexcitementoftheprocessthroughwhichitiscurrentlyliving.TheChinesearewell-knownforbeingnationalisticbutsometimesIthinkthisnationalismhasmoretodowithdistrustofforeignersthanwithloveofcountry.ManyofmyfriendsandstudentssimplydonotknowverymuchabouttheirowncountryandoftenseemunhappywithorembarrassedbycertainaspectsofChina. 45.ForexampleifyouhelpthechildrenofmigrantworkerswiththeireducationyouwillquicklyrealizethatpoormigrantworkersshouldnotbeseenasanembarrassmenttoBeijing.OnthecontrarytheyareagreatstrengthandtheirstoriesarepartofahugeanddramaticexperimentthatChinaisundergoing.Inasmallwaybyworkingwithmigrantchildrenyoucanhelpmaketheexperimentasuccess. [A]Ithinkthatiftheyhadspentmoretimeengagedinactivitiesoutsideofschoolandfamilysuchasdoingvolunteerworktheywouldfeelverydifferently. [B]Thischangesthewayyouthinkaboutworkandaboutyourresponsibilitiestoyourselfandothers. [C]YouwillrealizehowfutureeventscanhavejustasBiganimpactonyourlifeandthoseofyourfriendsandfamily. [D]ThismeansthatmanystudentshereinBeijingthinkofvolunteeringassomethingthatmustbedonetopleaseteachersbossesorotherfiguresofauthorityratherthanbecauseofadesiretoaddressaproblemaboutwhichtheyhavethoughtverydeeply. [E]Whenyouworkcloselywithotherswhoarelessfortunatethanyouorwhenyousetalocalgoalandworktoaccomplishityouseedirectlyhowyouractionscanaffecttheworldaroundyou. [F]Ifyouareinterestedinvolunteerworkyoudon’thavetowaitforyourschoolyourteachersorofficialsontelevisiontotellyouwhattodo. [G]Therearemanyreasonswhythiswouldbegood.Themostobviousreasonofcourseisthatweallhaveobligationstowardsoursocietyandvolunteerworkisonewayofrepayingthisobligation. 43
AtColumbiaUniversitywhereItaughteconomicsformanyyearsbeforecomingtoChinamostofmystudentsspentagreatdealoftimeinvolunteerwork.TheytaughtpoorchildreninthelocalneighborhoodstheyvisitedtheelderlyinhospitalsandathomeandhelpedthemwiththeirshoppingtheyworkedtopreservehistoricsitesandplacesofbeautytheycleanedupwastedumpstheypreparedfoodforthehungrytheycreatedandranstudentnewspaperstheyorganizedconcertsandartisticeventstheyactedastranslatorsformigrantworkerstheyformedpoliticalpressuregroupstheyraisedmoneytocombatAIDSmalariaandotherdiseasesandsoon. Aspart0fthattraditionIdovolunteerworkhereinBeijingjustasIdidinNewYorkbutIfindthatmystudentsatTsinghuaUniversityandatotherschoolsinBeijingaremuchlessinvolvedinvolunteeringthenIhadexpected;InpartofcoursethisreflectstheheavierworkloadinChineseschoolswhichleaveslesstimeforoutsideactivities.ButIthinkthereismoretoitthanjustthis.Ithinkitalsoreflectsaverydifferentsysteminwhichvolunteerworkforstudentshereisusuallyorganizedorsponsoredbygovernmentschoolsorotherofficialgroupsratherthanbythestudentsthemselves.41. Thisisunfortunate.IthinkitwouldbebetterbothforthemandforsocietyifChinesestudentstooktheinitiativetodecidewhatkindsofproblemsorissuestheyfelttobeofimportanceandthenplayedamoreactiveroleinorganizingthework.42. Butthereareatleasttwootherimportantreasonsfordoingvolunteerwork.Thefirstisthatyoucanlearnalotaboutyourselfandaboutyourabilitiesbyorganizingtakingonresponsibilitiesdecidingonobjectivesandfulfillingthem.43. Thisisanimportantlesson.Manyofmystudentshereworkveryhardbuttheirattitudetowardstheirworkisnotalwaysahealthyone.Theydotheworknotbecausetheyloveitorfeelthatitisexcitingbutratherbecauseitisexpectedofthemandtheywillgetrewardedoratleastnotpunishediftheydoit.Withcharitableworkthereisnoexplicitreward.Youworkbecauseyouhavegoalsandintheendtheonlyjudgeofyourworkisyourself.44.Italsoforcesyoutothinkaboutwhatyouaredoingandthebestwaytoaccomplishyourobjectives.Youarenolongersimplydoingsomethingbecauseyourteacheroryourbosstoldyoutodoit. Thesecondimportantreasonforcharitableworkisthatitchangesyourrelationshipwithyoursociety.SometimesIfeelthatmanyofthepeopleImeetheredon’treallyappreciatethegreatnessofChinaandtheexcitementoftheprocessthroughwhichitiscurrentlyliving.TheChinesearewell-knownforbeingnationalisticbutsometimesIthinkthisnationalismhasmoretodowithdistrustofforeignersthanwithloveofcountry.ManyofmyfriendsandstudentssimplydonotknowverymuchabouttheirowncountryandoftenseemunhappywithorembarrassedbycertainaspectsofChina. 45.ForexampleifyouhelpthechildrenofmigrantworkerswiththeireducationyouwillquicklyrealizethatpoormigrantworkersshouldnotbeseenasanembarrassmenttoBeijing.OnthecontrarytheyareagreatstrengthandtheirstoriesarepartofahugeanddramaticexperimentthatChinaisundergoing.Inasmallwaybyworkingwithmigrantchildrenyoucanhelpmaketheexperimentasuccess. [A]Ithinkthatiftheyhadspentmoretimeengagedinactivitiesoutsideofschoolandfamilysuchasdoingvolunteerworktheywouldfeelverydifferently. [B]Thischangesthewayyouthinkaboutworkandaboutyourresponsibilitiestoyourselfandothers. [C]YouwillrealizehowfutureeventscanhavejustasBiganimpactonyourlifeandthoseofyourfriendsandfamily. [D]ThismeansthatmanystudentshereinBeijingthinkofvolunteeringassomethingthatmustbedonetopleaseteachersbossesorotherfiguresofauthorityratherthanbecauseofadesiretoaddressaproblemaboutwhichtheyhavethoughtverydeeply. [E]Whenyouworkcloselywithotherswhoarelessfortunatethanyouorwhenyousetalocalgoalandworktoaccomplishityouseedirectlyhowyouractionscanaffecttheworldaroundyou. [F]Ifyouareinterestedinvolunteerworkyoudon’thavetowaitforyourschoolyourteachersorofficialsontelevisiontotellyouwhattodo. [G]Therearemanyreasonswhythiswouldbegood.Themostobviousreasonofcourseisthatweallhaveobligationstowardsoursocietyandvolunteerworkisonewayofrepayingthisobligation. 45
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.1
Britain’sbosseswouldhaveyoubelievethatbusinessinBritainisgroaningunderredtapeandpunitivetaxlevelsinhibitingenterpriseandputtingBritishfirmsatadisadvantagecomparedwithoverseascompetitors. AsusualrealitypaintsafardifferentpicturefromthetawdryimagescrawledbytheCBIandToryfrontbenchers.NotonlydoBritishbusinessespaylowerlevelsofcorporationtaxthantheircounterpartsabroadbuttheybenefitfromthemostsavagelegalhamstringingoftradeunionism. ButboardroomfatcatsinBritainhaveonefurtheradvantageovertheircompetitorswhichistheirtotalinabilitytofeelanysenseofshame. Therelativelypoorperformancesincethe1990sofpensioninvestmentfundsoverseenbythetopcompaniesthemselveshasbroughtaboutawide-rangingcullofoccupationalpensionschemes.Finalsalaryschemeshavebeenaxedinfavourofmoneypurchaseorhavebeenbarredtonewemployeesandinmanycompaniesstaffhavebeentoldthattheywillhavetoincreasepensionsfundpaymentstoensurepreviouslyguaranteedbenefits. Atatimewhenthegovernmenthasbeendeliberatelyrunningdownthevalueofthestateretirementpensionanddrivingpensionerstowardsmeans-testedbenefitstheincreasinglyshakynatureofoccupationalschemeshasbroughtabouthigherlevelsofinsecurityamongworkingpeople. Howeverit’snotalldoomandgloom.Thereisasilverlining. Unfortunatelythatsilverliningdoesn’tshinetoobrightlyoutsidethecorridorsofcorporatepowerwheredirectorsaredoingwhattheyarebestat--lookingafternumberone.Bossesarenotonlyslurpinguphugesalarieseach-waybonusesandgoldenparachutes.TheyhavealsoasTUCgeneralsecretaryBrendanBarbersaysgot"theirsnoutsinapensionstrough." Ifhavingcontributionsworthone-thirtiethoftheirsalaryeachyearpaidintoapensionschemeisgoodenoughfordirectorswhydomostworkersonlyreceiveone-sixtiethAndifcompaniesonlydonate6percentofanemployee’ssalaryformoneypurchaseschemeswhydotheygive20～30percentfordirectors’schemes TheanswerwhichwillbenosecrettomanytradeUnionistsisthatweliveinaclassdividedsocietyinwhichbigbusinessandtherichcalltheshots. TheChildPovertyActionGrouprevelationthatBritainalsohastheworstregionalsocialinequalityintheindustrialisedworld--secondonlytoMexico--illustrateshowfatuousareclaimsthatthiscountryenjoyssocialjusticeandopportunitiesforall.ThestarkfactsofinequalityBasedonclassgenderageandracethatareoutlinedintheCPAGPovertybookoughttodictateanewgovernmentapproachtotacklingpoverty. InequalityandpovertycannotbetackledbyallowingBigbusinessandtherichtododgetheirresponsibilitiestosocietyandtousetheirpositionsofpowertoseizethelion’sshare. Britishbosses’shamelessnessisrevealedinallthefollowingfactsExcept
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.15
InOctober2002GoldmanSachsandDeutscheBank1anewelectronicmarketwww.gs.com/econderivsforeconomicindicesthat2substantialeconomicriskssuchasnonfarmpayrollameasureofjobavailabilityandretailsales.Thisnewmarketwasmadepossiblebya3tradingtechnologydevelopedbyLongitudeaNewYorkcompanyprovidingsoftwareforfinancialmarkets4theParimutuelDigitalCallAuction.Thisis"digital"5ofadigitaloption:ieitpaysoutonlyifanunderlyingindexliesinanarrowdiscreterange.IneffectLongitudehascreatedahorseracewhereeach"horse"winsifand6thespecifiedindexfallsinaspecifiedrange.Bycreatinghorsesforeverypossible7oftheindexandallowingpeopletobet8anynumberofrunnersthecompanyhasproducedaliquidintegratedelectronicmarketforawidearrayofoptionsoneconomicindices. Tenyearsagoitwas9impossibletomakeuseofelectronicinformationabouthomevalues.Nowmortgagelendershaveonlineautomatedvaluationmodelsthatallowthemtoestimatevaluesandto10theriskintheirportfolios.Thishasledtoaproliferationoftypesofhomeloansomeof11haveimprovedrisk-managementcharacteristics. Wearealsobeginningtoseenewkindsof12forhomeswhichwillmakeitpossibletoprotectthevalueof13formostpeopleisthesinglemostimportant14oftheirwealth.TheYaleUniversity-NeighbourhoodReinvestmentCorporationprogramme15lastyearinthecityofSyracuseinNewYorkStatemaybeamodelforhome-equityinsurancepoliciesthat16sophisticatedeconomicindicesofhousepricestodefinethe17ofthepolicy.ElectronicfuturesmarketsthatarebasedoneconometricindicesofhousepricesbycityalreadybegunbyCityIndexandIGIndexinBritainandnow18developedintheUnitedStateswillenablehome-equityinsurerstohedgetherisksthattheyacquirebywritingthesepolicies. Theseexamplesarenotimpressivesuccessesyet.Butthey19asearlyprecursorsofatechnologythatshouldonedayhelpustodealwiththemassiverisksofinequalitythat20willbesetusincomingyears. Readthefollowingtext.ChoosethebestwordsforeachnumberedblankandmarkABCorDonANSWERSHEET1.3

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