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根据我国《担保法》规定，担保物权包括( )。
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根据我国民法通则物权法担保法等法律的规定担保物权包括①抵押权②生命健康权③质权④留置权
①②③
①②④
①③④
②③④
根据我国担保法的规定以下属于担保物权的是
典权
要约权
留置权
质权
抵押权
根据我国担保法的规定负有妥善保管担保物的义务
质权人
保证人
抵押权人
出质人
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Althoughsomebusdrivershavesignedthecollectivepayagreementtherearemanyarerefusingtodoso.
TheFormicaFamilyandCommunityClubareproudtobringyoutheannualFormicaSeasonofFun.BeginningonFebruary3andfinishingonFebruary23theSeasonofFunprovideslocalresidentswithafantastic27ofexcitingandeducationalevents. TheprogramincludesaTeddyBears’picnicatHoldenParkanAdventurePlaygroundChallengeatthesamevenuefreestreettheaterinthecentralcityandaCommunityFunrunthroughtheViraMarineReserve. 28ofthescheduledeventswillbeopentoall-comers.Howeverthoseinterestedintheplaygroundchallengewillneedtoregisterinadvancebecausespaceislimited.TofindoutmoreabouttheprogramforthisupcomingfestivalvisittheFormicaFamilyandCommunityClubwebsiteand29onthelinktotheFormicaSeasonofFun. Welookforwardtoseeingyouallthere. 27
Theindependentreportongovernmentinfrastructurecontainsreviewsoftheroadandrailnetwork.
ShowcaseforDutchFilm MuchtothedelightoflocalcinemabuffsDutchFilmWeekiscomingtoIthacanextweek.TheserieswillkickoffonFridaynightwithaviewingofTheovanSaar’sthrillersTheBadlands.ThismoviewonprizesforBestDirectorandBestOriginalScreenplayatthe2010InternationalFilmAwards.OtherfilmsthatwillscreenthroughouttheweekincludethecomedyKeepingLipwiththeVanDijk’sfromdirectorRuudiHuytandMarcoGulit’sfromtragedyTheNighttoEndAllNights. AllofthefilmswillscreenattheLudoTheateronJustinStreet.AcopyoftheprogramcanbedownloadedfromtheLudo’swebsiteoryoucanpickonefromoutsideitsticketoffice.Thosewishingtoattendscreeningsareadvisedtobookearlyasdemandforticketsisexpectedtobehigh. DutchFilmWeekwillnotonlyshowcaseauniquetypeofcinemaitwillalsocelebrateDutchartsandculture.AccordinglytheLudowillhostanopeningceremonytomarktheopeningofthisexcitingfestival.AswellaslocalfilmenthusiaststhefunctionwillalsobeattendedbyprominentmembersoftheDutchcommunityincludingAmbassadorPaulHaajerwhoisexpectedtomakeashortspeech.Whileticketstothefirstscreeningarestillavailabletheopeningceremonyisaninvitation-onlyevent. Whatwillhappenatthefunction
PreferredCustomerCard ApplicationProcedure PleasecompletetheattachedformatleasttwoweekspriortoyournextvisittoTrinitySpa.AphotocopyofsomephotoidentificationmustbeincludedaswellasfullpaymentforadministrativefeesinordertoassurethefullbenefitsofthePreferredCustomerstatusasoutlinedinourinformationpackage.Pleasesendthecompletedformbyfax416538-2099totheattentionof"ThePreferredCustomerCardAdministrator"ortothefollowingaddress: "ThePreferredCustomerCardAdministrator" TrinitySpa1HazeltreeLaneTorontoON Pleaseallowtwoweeksforproperprocessing.IfyouhaveanyquestionsorcommentspleasesendanemailtoPCCA@trinityspa.org.WearelookingforwardtowelcomingyouasaPreferredCustomer. TrinitySpaPreferredCustomerCardApplicationForm PersonalInformation FirstName:Sally Surname:Hancock Pleasecheck:Mr.Mrs.√Miss.Ms.Dr.Other DateofBirth:October161976 MailingAddress:345UniversityStreetSuite305 TorontoOnCanadaM5M-3B9 PreferredServices: 1.Facialmassage 2.Aromatherapy 3.AcuChi Homephone:755-4900 BusinessPhone:243-2840. Fax.No.areacode:416-243-0400 E-mail:sally@pj.com CARDPICKUPMETHOD √Pickupatcustomerservicecenter Bymail SallyHancockMondaySeptember252006 SignatureofapplicantDate HowwillSallyHancockreceivethecard
From:TomEvans To:Allattendees Subject:Conferenceprogram Dearattendees Thankyouverymuchfor21the3rdAnnualTradeMarketingConference.ThispromisestobeanexcitingandinformativeeventandIlookforwardtoseeingyouallthere. Oneofthehighlightsoftheconferencewillbethekeynoteaddressbyinternationally-renownedtrademarketingguruGusHobson.22hispresentationyouwillallhavetheopportunitytospeaktohimduringouropenQuestionandAnswerForum.Inadditiontherewillbeanumberofotherstimulatingtalks. I23afullcopyoftheprogramforyourinterestoutliningallsessiontimesandbreaks.Pleasetakethetimetolookoverthesedetailsassoonasyoucan. Regards TomEvans ConferenceManager 23
Ms.SuarezforChairoftheBoardinDecember2009andtookupthepositioninMarchofthefollowingyear.
From:TomEvans To:Allattendees Subject:Conferenceprogram Dearattendees Thankyouverymuchfor21the3rdAnnualTradeMarketingConference.ThispromisestobeanexcitingandinformativeeventandIlookforwardtoseeingyouallthere. Oneofthehighlightsoftheconferencewillbethekeynoteaddressbyinternationally-renownedtrademarketingguruGusHobson.22hispresentationyouwillallhavetheopportunitytospeaktohimduringouropenQuestionandAnswerForum.Inadditiontherewillbeanumberofotherstimulatingtalks. I23afullcopyoftheprogramforyourinterestoutliningallsessiontimesandbreaks.Pleasetakethetimetolookoverthesedetailsassoonasyoucan. Regards TomEvans ConferenceManager 21
NewVacationPolicy Allvacationdaysmustbetakenwithinthecalendaryearwithwrittenrequestssubmittedandapprovedbyyourdirectsupervisors: 1.Allnewemployeesareentitledto3weeks’paidvacationperyear. 2.Anyemployeeontheirprobationaryperiodwillnotbeincludedunderpolicyuntilhis/her3monthsisup. 3.Allvocationrequestsmustbemadeinwritingatleast2weeksinadvanceofyourrequesteddates.Thesewillbeapprovedatthediscretionofyoursupervisoraccordingtoyourdepartmentalworkloadrequirements. 4.Allvacationdaysmustbetakenwithinthecalendaryear.Otherwiseyouwilllosethem. 5.Onlyonepersonperindividualdepartmentmaybeawayonvacationforaperiodofaweekormoretoensuresufficientstaffingisavailableineachdepartment. 6.Employeeswillreceiveanextraweekofvacationtimeforevery5yearsofadditionalservice. 7.Amaximumoftwoweeks’vacationatonetimemaybetaken.Certainrequestsforlongerperiodofvacationmaybeconsideredforexceptionalcircumstances.Pleaseseeyoursupervisorifthisisapplicable. 8.Westronglyencourageallouremployeestospreadoutyourvacationdaysandenjoythemselves. VacationRequestMemo To:SallyBensonSupervisorHumanResources From:MaryBlack Date:January52007 Re:VacationRequestforJanuary25-February82007 Sally ThisisamemotogiveyouadvancenoticeofmyrequestformyupcomingvacationdaysofJanuary25-February8. AswritteninthevacationpolicyIamprovidingamplenoticeofmyrequesteddays.Sohopefulthese2weekswillbeokaytobeawayfromtheoffice.Weareplanningafamilyreunionwhichhadbeenplannedforthelastcoupleofyears. IknowthatIhavejustrecentlyjoinedthecompanyandnormallywouldneedtowaituntilmyprobationaryperiodisoverbeforetakinganyvacationdays.HoweverasyoumayrecallthisrequestforsomeadvancedayswasdiscussedandagreedtoinournegotiationmeetingsinlateNovember. Thankyouforyourunderstanding.Iwillmakesurethatmyworkiscoveredtoavoidanydisruptioninmyprojects. Mary WhichofthefollowingisNOTstatedinthepolicy
DearBusinessLeader TheWaltonChamberofCommercecordiallyinvitesyoutoaspecialfunctionontheeveningofNovember23rd.CharltonGreigpreviousCEOofIHBSecuritieswilldeliveratalkattheexclusiveMarleyboneClub.Mr.GreighaswonanumberofbusinessawardsincludingtheprestigiousWorldCommerceFederationGoldStar.Attheeventhewillsharehisamazingpersonalstorywithyououtlininghowheovercameachildhoodofpovertytobecomealeadingbusinessexecutive.Hewillalsoexpresshisopinionsonsomeofthemostimportantissuesinbusinesstoday.InadditionattendeeswillalsohavetheopportunitytochatwithMr.Greigoverdinnerafterwards. Bearinmindthatspaceatthispremiereventisextremelylimited.TheMarleyboneClubhasroomforonly50attendeessopleasecontacttheWaltonChamberofCommercesecretaryMaryEastat021990-779assoonaspossibleifyouareinterestedinattending.Entrytotheeventcosts$250perperson.Athree-coursedinnerisincludedinthepriceofadmission. Welookforwardtoseeingyouthere! TheWaltonChamberofCommerce WhatisNOTindicatedaboutthefunction
Parker&Hobbes POBox4399 BrisbaneAustralia October11th2010 LynetteGallagher ActonIndustry Level12FraserPlace DearMs.Gallagher ThankyouforcontactingParker&HobbesonOctober2toregisteryourinterestinourservices.MynameisJamalYeeandIwillbeyourpointofcontactatParker&Hobbes.Youcangetintouchwithmebyemailphoneorfax.Mycontactdetailsarerecordedatthebottomofthisletter. IwouldbedelightedtodevelopaccommodationssolutionsforyourcompanyintheCairnsareas.AsyouareprobablyawareourheadquartersisbasedinBrisbanebutwedocontactasubstantialamountofbusinessinCairnsandthesurroundingregion.ThereforeIamconfidentthatIcanarrangetodesignandbuildadequatehousingforyourworkplaceinthisarea.Pleaseallowmetoexplaintheprocedurefromhere. AsIunderstandfromtheinitialrequestyousentActonIndustryintendstobeginworkontheToowumbamine50kilometerssouthwestofCairnsinearly2012.WiththedeadlineinmindandpleaseletmeknowimmediatelyifthisinformationisincorrectIhopetosubmitdetailedplanofthehousingcomplexbyMarch2011foryourarrival.Assoonastheplanshavebeensettledtheconstructionprocessshouldtakearound6to8months. Ilookforwardtoworkingwithyoucloselyonthisexcitingproject. Regards JamalYee ProjectManager-Parker&Hobbes Email:j.yee@pandhcom Office:03-888-9077 Cell:012-908-907 Fax:03-888-9078 Whatisthepurposeofthisletter
PrestigePropertiesNowAvailable FordiscerningcustomersseekinguniquepropertiesTheHillsRealEstateAgencyispleasedtoannouncetheavailabilityofthefollowingresidencesinthemostupscalepartsofourcity: SantaRosa ThisbeautifulSpanish-stylemansionextendsoveragentlyslopinghalf-acreblock.Constructedduringtheboomperiodofthe1920sithasretainedmanyoriginalarchitecturalandhistoricalfeatureswhilethekitchenandbathroomshavebeentastefullymodernized.Stunningsandstonecontrastswithgreenlawnsandcolorfulflowersgardenswithviewsoftheoceanfromthesecondfloor.Callnowtoarrangeaviewing. WarehouseConversion Ifyouareseekinganopen-planstyleapartmentlocatedintheheartofthevibrantinnercitythatisquietandsecurewithatranquilcourtyardinitsheartthisisthepropertyforyou.Trulyauniqueopportunitythis3-bedroom2-bathroomarchitect-designedconversioncanoffertranquilityandspaceforyourartisticendeavorsorcanopenuptobetheperfectpartyhouse.Inspectnow. VictorianTerrace Theydon’tcomemuchmoresophisticatedthanthis3-storeyVictorianterracebuiltin1885.Locatedonawidesemi-circularstreetoppositeelegantVictoriaParkthefrontgardenandwideupper-levelbalconyarebathedingeneroussunshineduringthewintermonthswhilebeingprotectedfromthewind.Alargelivingroomadjoinsamagnificentdiningareaservedbyamodernkitchenwithplentyofbench-space.Threeupstairsbedroomstwowithen-suitebathroomsplusaguestbathroomonthegroundfloorcompletethepicture. Forfurtherinformationandtoarrangeinspectionsappointmentonlypleasecallourofficeat9652254or965-2255ore-mailatjohnconnor@thehills.com. To:johnconnor@thehills.com From:lisabrowm@kyu.com Subject:Interestedbuyer DearMr.Conner Iwasveryinterestedbyyourrecentadvertisement.IamseekingaresidencethatcanaccommodateanartstudioandpossiblyholdprivateexhibitionsfortheworkIdo.Oneofthelistedplacessoundslikeitcouldbesuitableformyneeds.ThereforeIwouldliketomeetwithyousoontotakealookattheplace.CouldyoupleaseletmeknowwhenagoodtimeforyouisIamokayanytimethisweekexceptforWednesdayevening.Pleasegetbacktomeassoonaspossible. Thankssomuchforyourattention. LisaBrown:755-1207 Whatisthemainpurposeofthee-mail
Mr.LyalltothewaiteratMerciBeaucoupthathissteakhadbeenovercooked.
ShowcaseforDutchFilm MuchtothedelightoflocalcinemabuffsDutchFilmWeekiscomingtoIthacanextweek.TheserieswillkickoffonFridaynightwithaviewingofTheovanSaar’sthrillersTheBadlands.ThismoviewonprizesforBestDirectorandBestOriginalScreenplayatthe2010InternationalFilmAwards.OtherfilmsthatwillscreenthroughouttheweekincludethecomedyKeepingLipwiththeVanDijk’sfromdirectorRuudiHuytandMarcoGulit’sfromtragedyTheNighttoEndAllNights. AllofthefilmswillscreenattheLudoTheateronJustinStreet.AcopyoftheprogramcanbedownloadedfromtheLudo’swebsiteoryoucanpickonefromoutsideitsticketoffice.Thosewishingtoattendscreeningsareadvisedtobookearlyasdemandforticketsisexpectedtobehigh. DutchFilmWeekwillnotonlyshowcaseauniquetypeofcinemaitwillalsocelebrateDutchartsandculture.AccordinglytheLudowillhostanopeningceremonytomarktheopeningofthisexcitingfestival.AswellaslocalfilmenthusiaststhefunctionwillalsobeattendedbyprominentmembersoftheDutchcommunityincludingAmbassadorPaulHaajerwhoisexpectedtomakeashortspeech.Whileticketstothefirstscreeningarestillavailabletheopeningceremonyisaninvitation-onlyevent. WhoisTheovanSaar
From:GraceSylvester To:KevinMalone Subject:RecentAppointment DearMr.Malone ThankyouforvisitingtheMadisonCountyMedicalCliniconMonday.Ihopethatyouweresatisfiedwiththelevelofservicesandcarethatyoureceived.AsyourequestedinourrecentphoneconversationIhaveincludedascannedcopyofthemedicalcertificatesignedbyDr.Edwardsasanattachmenttothisemail. ShouldtheelectroniccopyofthisdocumentbeunacceptabletoyouremployerIwillposttheoriginaldocumenttothemdirectly.Pleaseletmeknowifthisisnecessary.PleasenotethatinthefutureIrecommendthatyourequestacopyofyourcertificatewhenyouseethedoctor.Thisismuchsimplerandmoreconvenientforeverybody. Regards GraceSylvester Secretary-MadisonCountyMedicalClinic WhatisMr.Maloneadvisedtodonexttime
ItlooksasthoughMs.Poidevanwillnot______thecompanyatthetradeshowbecausesheisfeelingunwell.
BusinessSolutionhasbeenvotedthebestfirminsmall-businessbankingattheRegionalBankingAwardsforthe5thtimeinarow.WhatisthesecrettooursuccessTheanswerliesinourresponsiveandprofessionalservice.Werealizethatentrepreneursareextremelybusy.andthattheyhavehighlyspecializedneedssowetailorourservicesaccordingly. BusinessSolutionalsooffersahighlyadvancedonlinebankingservice.Youcantransferfundsbetweenaccountsexchangeforeigncurrencyandapplyforemergencyloansallwiththeclickofafewbuttons. MoreovereveryfirmthatjoinsBusinessSolutionsgetsitsveryownSolutionsManager.SolutionsManagersnotonlygettoknowtheircustomerspersonallytheyalsodevelopanexcellentunderstandingoftheircustomers’businesssotheycangivefastandwell-consideredadviceonallbankingmatters.SolutionsManagersareavailableandatyourservice365daysayearsoyoucancallthemwhenit’sconvenientforyouandnottheotherwayaround. TryBusinessSolutionsforabankingservicethatcaterstotheneedsofyourbusiness! WhatisNOTmentionedaboutBusinessSolutions
PreferredCustomerCard ApplicationProcedure PleasecompletetheattachedformatleasttwoweekspriortoyournextvisittoTrinitySpa.AphotocopyofsomephotoidentificationmustbeincludedaswellasfullpaymentforadministrativefeesinordertoassurethefullbenefitsofthePreferredCustomerstatusasoutlinedinourinformationpackage.Pleasesendthecompletedformbyfax416538-2099totheattentionof"ThePreferredCustomerCardAdministrator"ortothefollowingaddress: "ThePreferredCustomerCardAdministrator" TrinitySpa1HazeltreeLaneTorontoON Pleaseallowtwoweeksforproperprocessing.IfyouhaveanyquestionsorcommentspleasesendanemailtoPCCA@trinityspa.org.WearelookingforwardtowelcomingyouasaPreferredCustomer. TrinitySpaPreferredCustomerCardApplicationForm PersonalInformation FirstName:Sally Surname:Hancock Pleasecheck:Mr.Mrs.√Miss.Ms.Dr.Other DateofBirth:October161976 MailingAddress:345UniversityStreetSuite305 TorontoOnCanadaM5M-3B9 PreferredServices: 1.Facialmassage 2.Aromatherapy 3.AcuChi Homephone:755-4900 BusinessPhone:243-2840. Fax.No.areacode:416-243-0400 E-mail:sally@pj.com CARDPICKUPMETHOD √Pickupatcustomerservicecenter Bymail SallyHancockMondaySeptember252006 SignatureofapplicantDate Howcansomeonemakefurtherinquiries
NewVacationPolicy Allvacationdaysmustbetakenwithinthecalendaryearwithwrittenrequestssubmittedandapprovedbyyourdirectsupervisors: 1.Allnewemployeesareentitledto3weeks’paidvacationperyear. 2.Anyemployeeontheirprobationaryperiodwillnotbeincludedunderpolicyuntilhis/her3monthsisup. 3.Allvocationrequestsmustbemadeinwritingatleast2weeksinadvanceofyourrequesteddates.Thesewillbeapprovedatthediscretionofyoursupervisoraccordingtoyourdepartmentalworkloadrequirements. 4.Allvacationdaysmustbetakenwithinthecalendaryear.Otherwiseyouwilllosethem. 5.Onlyonepersonperindividualdepartmentmaybeawayonvacationforaperiodofaweekormoretoensuresufficientstaffingisavailableineachdepartment. 6.Employeeswillreceiveanextraweekofvacationtimeforevery5yearsofadditionalservice. 7.Amaximumoftwoweeks’vacationatonetimemaybetaken.Certainrequestsforlongerperiodofvacationmaybeconsideredforexceptionalcircumstances.Pleaseseeyoursupervisorifthisisapplicable. 8.Westronglyencourageallouremployeestospreadoutyourvacationdaysandenjoythemselves. VacationRequestMemo To:SallyBensonSupervisorHumanResources From:MaryBlack Date:January52007 Re:VacationRequestforJanuary25-February82007 Sally ThisisamemotogiveyouadvancenoticeofmyrequestformyupcomingvacationdaysofJanuary25-February8. AswritteninthevacationpolicyIamprovidingamplenoticeofmyrequesteddays.Sohopefulthese2weekswillbeokaytobeawayfromtheoffice.Weareplanningafamilyreunionwhichhadbeenplannedforthelastcoupleofyears. IknowthatIhavejustrecentlyjoinedthecompanyandnormallywouldneedtowaituntilmyprobationaryperiodisoverbeforetakinganyvacationdays.HoweverasyoumayrecallthisrequestforsomeadvancedayswasdiscussedandagreedtoinournegotiationmeetingsinlateNovember. Thankyouforyourunderstanding.Iwillmakesurethatmyworkiscoveredtoavoidanydisruptioninmyprojects. Mary Whichofthefollowinginformationistrue
MaintainYourJazzaxDVDPlayer ThereareafewmeasuresthatyoucantaketoensurethatyourJazzaxDVDplayerstaysintopconditionforaslongaspossible.Forthebestperformancepleaseabidebythefollowingguidelines: ...Storethemachineonaflatsurfaceandinadryarea. ...Toprotecttheelectricalcircuitdonotleavethemachineonstandbyforlongperiods. Unplugitfromtheelectricaloutletwhenyouknowyouwillnotbeusingitinthenearfuture. ...Alwaysusetheejectbuttonwhenopeningandclosingthemachine.Handlingthemachinemanuallymaycausedamagetothecomponents. ...Ifthemachinebecomesdustyordirtycleanitgentlywithadampcloth.Donotuseanychemicalagents. TheJazzaxDVDPlayersisunderwarrantyforamaximumof3years.IfyouexperienceanyproblemswiththemachinevisittheJazzaxwebsiteforcommontroubleshootingproblemsandadvice.OriftheinformationonthewebsitedoesnotmeetyourneedsyoucancalltheJazzaxservicecenterat1-800555-0786andoneofourtechnicianswillcomeandtakecareofit. Whatcancustomersreceivefromtheservicecenter
NewVacationPolicy Allvacationdaysmustbetakenwithinthecalendaryearwithwrittenrequestssubmittedandapprovedbyyourdirectsupervisors: 1.Allnewemployeesareentitledto3weeks’paidvacationperyear. 2.Anyemployeeontheirprobationaryperiodwillnotbeincludedunderpolicyuntilhis/her3monthsisup. 3.Allvocationrequestsmustbemadeinwritingatleast2weeksinadvanceofyourrequesteddates.Thesewillbeapprovedatthediscretionofyoursupervisoraccordingtoyourdepartmentalworkloadrequirements. 4.Allvacationdaysmustbetakenwithinthecalendaryear.Otherwiseyouwilllosethem. 5.Onlyonepersonperindividualdepartmentmaybeawayonvacationforaperiodofaweekormoretoensuresufficientstaffingisavailableineachdepartment. 6.Employeeswillreceiveanextraweekofvacationtimeforevery5yearsofadditionalservice. 7.Amaximumoftwoweeks’vacationatonetimemaybetaken.Certainrequestsforlongerperiodofvacationmaybeconsideredforexceptionalcircumstances.Pleaseseeyoursupervisorifthisisapplicable. 8.Westronglyencourageallouremployeestospreadoutyourvacationdaysandenjoythemselves. VacationRequestMemo To:SallyBensonSupervisorHumanResources From:MaryBlack Date:January52007 Re:VacationRequestforJanuary25-February82007 Sally ThisisamemotogiveyouadvancenoticeofmyrequestformyupcomingvacationdaysofJanuary25-February8. AswritteninthevacationpolicyIamprovidingamplenoticeofmyrequesteddays.Sohopefulthese2weekswillbeokaytobeawayfromtheoffice.Weareplanningafamilyreunionwhichhadbeenplannedforthelastcoupleofyears. IknowthatIhavejustrecentlyjoinedthecompanyandnormallywouldneedtowaituntilmyprobationaryperiodisoverbeforetakinganyvacationdays.HoweverasyoumayrecallthisrequestforsomeadvancedayswasdiscussedandagreedtoinournegotiationmeetingsinlateNovember. Thankyouforyourunderstanding.Iwillmakesurethatmyworkiscoveredtoavoidanydisruptioninmyprojects. Mary WhydidMarywritethememo
Ms.LongispreparingformeetingwiththeexecutivesfromWesternTechnologyInstituteonThursday.
attendingaconferenceonregionaldevelopmenttodaythemayorwillholdapressconferencetodiscusstheelection.
PropertyMarketDownturn Overthefirstquarterof24yeartherehasonlybeen$50millionofturnoverinthelocalrealestatemarket.Thiscomparesunfavorablewiththe$90millionrecordedatthesametimelastyear. BeverleyHauritzthechairoftheProfessionalRealtyAssociationtoldreportersthatshewasnotsurprisedbythefigureswhichshebelievesarearesultoftheglobalfinancialcrisis.25sheisanticipatinganevenbiggerdecreasenextquarterasinvestorslooktoreducespendingevenfurther. Althoughtherehasbeentalkamong26thatpropertypricesmaycontinuefallingthroughouttherestoftheyearMs.Hauritzremainsconfidentthatthepropertymarketwillbegintopickupagaininthefuture.Herpredictionisthatpriceswillreturntotheirpreviouslevelsbytheendoftheyear. 25
Theaccountingdepartmentwillaninternalauditintothecompany’sexpenditureoverthelasttwoquarters.
WithNetwiseBankyouwillnotbechargedanyadditionalfeesforonlinebanking.
DearBusinessLeader TheWaltonChamberofCommercecordiallyinvitesyoutoaspecialfunctionontheeveningofNovember23rd.CharltonGreigpreviousCEOofIHBSecuritieswilldeliveratalkattheexclusiveMarleyboneClub.Mr.GreighaswonanumberofbusinessawardsincludingtheprestigiousWorldCommerceFederationGoldStar.Attheeventhewillsharehisamazingpersonalstorywithyououtlininghowheovercameachildhoodofpovertytobecomealeadingbusinessexecutive.Hewillalsoexpresshisopinionsonsomeofthemostimportantissuesinbusinesstoday.InadditionattendeeswillalsohavetheopportunitytochatwithMr.Greigoverdinnerafterwards. Bearinmindthatspaceatthispremiereventisextremelylimited.TheMarleyboneClubhasroomforonly50attendeessopleasecontacttheWaltonChamberofCommercesecretaryMaryEastat021990-779assoonaspossibleifyouareinterestedinattending.Entrytotheeventcosts$250perperson.Athree-coursedinnerisincludedinthepriceofadmission. Welookforwardtoseeingyouthere! TheWaltonChamberofCommerce WhatwilltakeplaceonNovember23rd
Theskiseasonisoversomanypeoplewillheaduptothemountainsthisweekendforonelasttime.
OnbehalfoftheworkplaceissuescommitteeIwouldliketoremindyouallabouttheimportanceofenergyconservation.Byreducingourenergyusageintheofficewecannotonlysavethousandsofdollarsonelectricitybillsbutwecanalsohelptheenvironment.Moreoverbeingenergyefficientwillhelpboostourimageinthecommunity. Atlastmonth’smeetingoftheworkplaceissuescommitteewecameupwithalistofsimplemeasuresthatindividualemployeescantaketohelpconserveenergy.Pleasereadthefollowingideasandtrytoputthemintopractice! ...Switchoffyourcomputerandmonitorwhenyoutakeyourlunchbreak. ...Donotuseascreensaveronyourcomputer. ...Leavetheblindsopensothatartificiallightingcanbekepttoaminimum. ...Dressappropriatelyfortheconditionssoastoreduceusageofheatingandairconditioning. ...Takethestairsratherthantheelevatorwheneverpossible. Thelistisanexcellentstartbutitisfarfromexhaustive.Ifyouhaveanysuggestionstoaddpleasedoso.Whetheryouareaseniormanagerorajuniorofficeclerkyourinputisequallyvaluable!Youcanpostsuggestionsontheworkplaceissueswebpageonthecompanyintranet.Wewillthendiscussyoursuggestionsatnextmonth’smeetingoftheworkplaceissuescommittee. Kindregards BethanyWillets Howcanreaderscontributeideas
TheFormicaFamilyandCommunityClubareproudtobringyoutheannualFormicaSeasonofFun.BeginningonFebruary3andfinishingonFebruary23theSeasonofFunprovideslocalresidentswithafantastic27ofexcitingandeducationalevents. TheprogramincludesaTeddyBears’picnicatHoldenParkanAdventurePlaygroundChallengeatthesamevenuefreestreettheaterinthecentralcityandaCommunityFunrunthroughtheViraMarineReserve. 28ofthescheduledeventswillbeopentoall-comers.Howeverthoseinterestedintheplaygroundchallengewillneedtoregisterinadvancebecausespaceislimited.TofindoutmoreabouttheprogramforthisupcomingfestivalvisittheFormicaFamilyandCommunityClubwebsiteand29onthelinktotheFormicaSeasonofFun. Welookforwardtoseeingyouallthere. 29
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