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Financialengineersdon’’twearwhitelabcoats.Theydon’’texperimentonratsorperformgaschromatography气相层析.Theirrawmaterial-money-isn’’tasshowyaswhatbiologistsandphysicistsinvestigate.Buttheinnovationstheyproducewillcontributejustasmuchtoeconomicgrowth. Maybemoreinfactbecausewithoutthescienceoffinanceallothersciencesarejustabunchofneatconcepts.Ideasbegintotributetohumanbettermentwhenthey’’refinanced-byventurecapitalstockofferingsloansorbuyouts.Asmoothlyoperatingfinancialsystemshowersmoneyongoodideas.Equallyimportantitcutsofffundingtotiredideasandtiredcompaniessotheirassetscanbeemployedmoreefficientlyelsewhere. Inthe21stcenturyeconomyinnovationinfinancewillincreaseinconcertwiththeincreaseincompetition.Partlybecauseofderegulationandglobalizationcompetitionshouldgettougherandmarginsthinner.Asproductssuchashomemortgageloansbecomecommoditizedfinancial-servicecompanieswillbeforcedtogetmorecreative. Financialtechnologywillkeepfeedingoffinformationtechnology.Thesecrettosuccesswillbeastrongsoftwareplatformwhichwilllowerthecostofgeneralserviceswhilemakingitpossibletocreatehigh-marginvariationsaswell.Afewcompaniesthatgetitrightcanspinawayfromtherestandbecomestrongerandstronger. Inthenewworldoffinancesizecounts.Bigcompaniesenjoyeconomiesofscaleandnamerecognitionandtheycanbesaferbecausetheirbetsarespreadacrossmoreregionsandmarketsegments.ThevalueofU.S.bankmergersinthefirsthalfof1998wasgreaterthanthatofthethreepreviousyearscombined.Themergersareoccurringacrossindustriesaswell. Attheotherextremewillbespecialiststhatsurvivebydoingonethingeitherverycheaplyorexceptionallywell.Byofferinglowerpricesorbetterservicespecialistswilldisciplinethefinancialsupermarkets;thebigguysknowtheircustomerscanwalkawayiftheygetarawdeal.Thereisnowaywearegoingtomaximizeashort-termtransactionalbenefitattheriskofdestroyingalong-termrelationshipsaysChaseManhattanCorp.Vice-ChairmanJosephG.Sponholz. Predictablythebiggestwinnersfromfinancialinnovationwillbecompaniesandfamiliesthathavecomplexfinances.Banksalreadyshowsignsoflosinginterestinpeoplewhowantjustplaincheckingaccounts. Butasincomesandwealthrisemorepeoplewillfindthemselvesthrustintotheroleofassetmanagers.Businessestoowillhavetobecomemoresophisticated-ifonlytokeeppacewithfinanciallyinnovativerivals. Companiesorfamiliesmayfailinfinancingifthey
为当代中国一切进步奠定根本政治前提和制度基础的是
Whenanewmovementinartattainsacertainfashionitisadvisabletofindoutwhatitsadvocatesareaimingatforhoweverfarfetchedandunreasonabletheirprinciplesmayseemtodayitispossiblethatinyearstocometheymayberegardedasnormal.WithregardtoFuturistpoetryhoweverthecaseisratherdifficultforwhateverFuturistpoetrymaybe--evenadmittingthatthetheoryonwhichitisbasedmayberight--itcanhardlybeclassedasLiterature. ThisinbriefiswhattheFuturistsays:foracenturypastconditionsoflifehavebeenconditionallyspeedinguptillnowweliveinaworldofnoiseandviolenceandspeed.Consequentlyourfeelingsthoughtsandemotionshaveundergoneacorrespondingchange.ThisspeedingupoflifesaystheFuturistrequiresanewformofexpression.Wemustspeedupourliteraturetooifwewanttointerpretmodernstress.Wemustpouroutalargestreamofessentialwordsunhamperedbystopsorqualifyingadjectivesorfiniteverbs.Insteadofdescribingsoundswemustmakeupwordsthatimitatethem;wemustusemanysizesoftypeanddifferentcoloredinksonthesamepageandshortenorlengthenwordsatwill. Certainlytheirdescriptionsofbattlesareconfused.ButitisalittleupsettingtoreadintheexplanatorynotesthatacertainlinedescribesafightbetweenaTurkishandaBulgarianofficeronabridgeoffwhichtheybothfallintotheriver--andthentofindthatthelineconsistsofthenoiseoftheirfallingandtheweightsoftheofficers:Pluff!Pluff!Ahundredandeighty-fivekilograms. ThisthoughitfulfillsthelawsandrequirementsofFuturistpoetrycanhardlybeclassedasLiterature.Allthesamenothinkingmancanrefusetoaccepttheirfirstproposition:thatagreatchangeinouremotionallifecallsforachangeofexpression.Thewholequestionisreallythis:haveweessentiallychanged TheauthorbelievesthatFuturistpoetryis__________.
Historiansaredetectivessearchingouttheevidenceofthepastintheirpursuitofhistory.Thisisachallengingandfrequentlyengagingquest1itsownbutevidencemustbeturnedto2.Primarysourcesthatareuncovered3manyformsthatvary4thequestionsaskedandtheperiodstudiedbutwrittenrecordsare5historiansusemorethananyother.Thehistoriandoesnot6evidenceinthemannerofcourtsoflawwherequestionsofadmissibilityandtruthversusfalsehoodare7.Thehistorian’’suseofevidenceismuchmore8Determininghowandwithwhatend9mindanypieceofevidencecameintoexistencearethefirsttasks10thehistorianintheinternalcriticismofhistoricalsources.Itisimportanttoknowforinstancewho11aparticularcensusandwithwhatinstructionsor12acorrespondentwasaddressingafriendorfoecolleagueoropponent. Formanyyearshistoriansdividedevidenceintothetwo13ofprimaryandsecondarysources.Theformerwereconsideredasany14orartifactfromtheperiod15studythelatterasdescriptionsorreconstructionsbasedonprimarysources.Thefunctionofthehistorianitwas16wastoconvertprimarysourcesintosecondarysources.This17misleads.Whathavebeencalledsecondarysourcesamnothistoricalsourcesatallbut18thatrevealthehistorian’’spointofview.Allevidenceusedbythehistorianwasaprimarysourceatthetimeitwas19anditisalwayspartialandincomplete.Thereinliespartofthe20ofhistory.
国有经济的主导地位和作用应当主要体现在
Whatoursocietysuffersfrommosttodayistheabsenceofconsensusaboutwhatitandlifeinitoughttobe.Suchconsensuscannotbegainedfromsociety’’spresentstageorfromfantasiesaboutwhatitoughttobe.Forthatthepresentistoocloseandtoodiversifiedandthefuturetoouncertaintomakebelievableclaimsaboutit.AconsensusinthepresenthencecanbeachievedonlythroughasharedunderstandingofthepastasHomer’’sepics史诗informedthosewholivedcenturieslaterwhatitmeanttobeGreekandbywhatimagesandidealstheyweretolivetheirlivesandorganizetheirsocieties. Mostsocietiesderiveconsensusfromalonghistoryalanguagealltheirownacommonreligioncommonancestry.Themythsbywhichtheylivearebasedonallofthese.ButtheUnitedStatesisacountryofimmigrantscomingfromagreatvarietyofnations.Latelyithasbeenemphasizedthatanasocialnarcissistic自我陶醉的personalityhasbecomecharacteristicofAmericansandthatitisthistypeofpersonalitythatmakesforthelackofwell-beingbecauseitpreventsusfromachievingconsensusthatwouldcounteractatendencytowithdrawintoprivateworlds.InhisstudyofnarcissismChristopherLaschsaysthatmodernmantorturedbyself-consciousnessturnstonewtherapiesnottofreehimselfofhispersonalworriesbuttofindmeaningandpurposeinlifetofindsomethingtolivefor.Thereiswidespreaddistressbecausenationalmoralehasdeclinedandwehavelostanearliersenseofnationalvisionandpurpose. Contrarytorigidreligionsorpoliticalbeliefsasarefoundintotalitarian极权主义的societiesourcultureisoneofgreatindividualdifferencesatleastinprincipleandintheory.Butthisleadstodisunityevenchaos.Americansbelieveinthevalueofdiversitybutjustbecauseoursisasocietybasedonindividualdiversityitneedsconsensusaboutsomedominatingideasmorethansocietiesbasedonuniformoriginoftheircitizens.Henceifwearetohaveconsensusitmustbebasedonamyth―avision―aboutacommonexperienceaconquestthatmadeusAmericansasthemythabouttheconquestofTroyformedtheGreeks.Onlyacommonmythcanofferrelieffromthefearthatlifeiswithoutmeaningorpurpose.Mythspermitustoexamineourplaceintheworldbycomparingittoasharedidea.Mythsaresharedfantasiesthatformthetiethatbindstheindividualtoothermembersofhisgroup.Suchmythshelptowardofffeelingsofisolationguiltanxietyandpurposelessness―inshorttheycombatisolationandthebreakdownofsocialstandardsandvalues. Homer’’sepicsmentionedinParagraph1exemplifiesthefactthat
Sincethedawnofhumaningenuitypeoplehavedevisedevermorecunningtoolstocopewithworkthatisdangerousboringburdensomeorjustplainnasty.Thatcompulsionhasresultedinrobotics―thescienceofconferringvarioushumancapabilitiesonmachines.Andifscientistshaveyettocreatethemechanicalversionofsciencefictiontheyhavebeguntocomeclose. Asaresultthemodemworldisincreasinglypopulatedbyintelligentgizmoswhosepresencewebarelynoticebutwhoseuniversalexistencehasremovedmuchhumanlabor.Ourfactorieshumtotherhythmofrobotassemblyarms.Ourbankingisdoneatautomatedtellerterminalsthatthankuswithmechanicalpolitenessforthetransaction.Oursubwaytrainsarecontrolledbytirelessrobot-drivers.Andthankstothecontinualminiaturizationofelectronicsandmicro-mechanicstherearealreadyrobotsystemsthatcanperformsomekindsofbrainandbonesurgerywithsubmillimeteraccuracy―fargreaterprecisionthanhighlyskilledphysicianscanachievewiththeirhandsalone. Butifrobotsaretoreachthenextstageoflaborsavingutilitytheywillhavetooperatewithlesshumansupervisionandbeabletomakeatleastafewdecisionsforthemselves―goalsthatposearealchallenge.WhileweknowhowtotellarobottohandleaspecificerrorsaysDaveLaverymanagerofaroboticsprogramatNASAwecan’’tyetgivearobotenough’’commonsense’’toreliablyinteractwithadynamicworld. Indeedthequestfortrueartificialintelligencehasproducedverymixedresults.Despiteaspellofinitialoptimisminthe1960sand1970swhenitappearedthattransistorcircuitsandmicroprocessorsmightbeabletocopytheactionofthehumanbrainbytheyear2010researcherslatelyhavebeguntoextendthatforecastbydecadesifnotcenturies. Whattheyfoundinattemptingtomodelthoughtisthatthehumanbrain’’sroughlyonehundredbillionnervecellsaremuchmoretalented―andhumanperceptionfarmorecomplicated―thanpreviouslyimagined.Theyhavebuiltrobotsthatcanrecognizetheerrorofamachinepanelbyafractionofamillimeterinacontrolledfactoryenvironment.Butthehumanmindcanglimpsearapidlychangingsceneandimmediatelydisregardthe98percentthatisirrelevantinstantaneouslyfocusingonthemonkeyatthesideofawindingforestroadorthesinglesuspiciousfaceinabigcrowd.ThemostadvancedcomputersystemsonEarthcan’’tapproachthatkindofabilityandneuroscientistsstilldon’’tknowquitehowwedoit.
中国人民解放军历史上首次成建制较大规模远距离多军兵种参加联合军演的代号是
中国民族资产阶级在社会主义改造时期仍有两面性其表现为
社会主义经济制度与社会主义初级阶段的基本经济制度的关系是
社会主义精神文明建设的核心部分和灵魂是
Atthestartofthe20thcenturyimmigrantlaborandinnovationhelpedturntheU.S.intoapowerfulmanufacturingnation.Todayforeign-bornengineersjamthecorridorsofSiliconValleyhelpingAmerica’’sinformation-technologyboom.Andasthe21stcenturydawnsyetanotherwaveofimmigrantswillonceagainhelptransformtheeconomy. 46DuringthenextdecadeexceptingachangeingovernmentpolicynearlyamillionimmigrantsareexpectedtoarriveintheU.S.everyyearmostofwhombothlegalandillegalwillcontinuetocomefromLatinAmericaandSoutheastAsiabuteveryforeignlandwillberepresented. Asdomesticbirthratesstagnateonlyforeign-bornworkerwillkeepthelaborpoolgrowing.By2006infactimmigrantswillaccountforhalfofallnewU.S.workers;overthenext30yearstheirsharewillriseto60%. 47EvenatcurrentlevelsofimmigrationaccordingtotheLaborDept.thenumberofpeopleavailabletoworkwillincreasebyamere0.8%peryearbetween1996and2006-halftherateofthepreviousdecade.WithoutimmigrantsaccordingtoanewstudytheU.S.workforcewouldactuallybegintoshrinkby2015. 48It’’snotallaboutsheernumbersofcourse:ToliftproductivityandspurgrowthimmigrantsmustprovidecreativityentrepreneurialenergyorsimpleinitiativethatAmericacouldn’’tfindotherwise.IfallyoudidwasbringinpeoplewhoareexactlythesameasthosewehaveheretherewouldbenoeconomicbenefitsaysRandCorp.economistJamesP.SmithYou’’djusthavemorepeople. Justascrucialthearrayofeducationandskillsimmigrantsbringcouldfitneatlywiththesupplyofjobsoverthenextdecade.AccordingtoLindaLevineattheCongressionalResearchService60%ofthejobscreatedthrough2005willrequiresomepost-secondaryeducation.Butsheaddslow-skilljobswillstillrepresentabouthalfoftotalemployment.49Yetimmigrantsalsoare50%morelikelythanAmericanstohaveagraduatedegreeandanunbelievable23%ofU.S.residentsholdingPhDsinscienceandengineeringareforeign-bornaccordingtotheNationalScienceFoundation. Indeedforeign-bornworkershaveshownanextraordinaryabilitytoassimilateandflourish.Certainlysomelessskilledworkerswillremainatthebottomeconomicrungalltheirlives.50Yetotherswillcatchupquicklyandwithinadecadeoftheirarrivalthewell-educatedwillgofrommakingbarelyhalfthatofnative-bornAmericansincomparableworktonearly90%accordingtoarecentstudy. Thatofcoursewillraiseimmigrants’’livingstandards.Moreimportantitwillhelpdriveinnovationandentrepreneurshipkeyenginesofthe21stCenturyEconomy.
Sincethedawnofhumaningenuitypeoplehavedevisedevermorecunningtoolstocopewithworkthatisdangerousboringburdensomeorjustplainnasty.Thatcompulsionhasresultedinrobotics―thescienceofconferringvarioushumancapabilitiesonmachines.Andifscientistshaveyettocreatethemechanicalversionofsciencefictiontheyhavebeguntocomeclose. Asaresultthemodemworldisincreasinglypopulatedbyintelligentgizmoswhosepresencewebarelynoticebutwhoseuniversalexistencehasremovedmuchhumanlabor.Ourfactorieshumtotherhythmofrobotassemblyarms.Ourbankingisdoneatautomatedtellerterminalsthatthankuswithmechanicalpolitenessforthetransaction.Oursubwaytrainsarecontrolledbytirelessrobot-drivers.Andthankstothecontinualminiaturizationofelectronicsandmicro-mechanicstherearealreadyrobotsystemsthatcanperformsomekindsofbrainandbonesurgerywithsubmillimeteraccuracy―fargreaterprecisionthanhighlyskilledphysicianscanachievewiththeirhandsalone. Butifrobotsaretoreachthenextstageoflaborsavingutilitytheywillhavetooperatewithlesshumansupervisionandbeabletomakeatleastafewdecisionsforthemselves―goalsthatposearealchallenge.WhileweknowhowtotellarobottohandleaspecificerrorsaysDaveLaverymanagerofaroboticsprogramatNASAwecan’’tyetgivearobotenough’’commonsense’’toreliablyinteractwithadynamicworld. Indeedthequestfortrueartificialintelligencehasproducedverymixedresults.Despiteaspellofinitialoptimisminthe1960sand1970swhenitappearedthattransistorcircuitsandmicroprocessorsmightbeabletocopytheactionofthehumanbrainbytheyear2010researcherslatelyhavebeguntoextendthatforecastbydecadesifnotcenturies. Whattheyfoundinattemptingtomodelthoughtisthatthehumanbrain’’sroughlyonehundredbillionnervecellsaremuchmoretalented―andhumanperceptionfarmorecomplicated―thanpreviouslyimagined.Theyhavebuiltrobotsthatcanrecognizetheerrorofamachinepanelbyafractionofamillimeterinacontrolledfactoryenvironment.Butthehumanmindcanglimpsearapidlychangingsceneandimmediatelydisregardthe98percentthatisirrelevantinstantaneouslyfocusingonthemonkeyatthesideofawindingforestroadorthesinglesuspiciousfaceinabigcrowd.ThemostadvancedcomputersystemsonEarthcan’’tapproachthatkindofabilityandneuroscientistsstilldon’’tknowquitehowwedoit.
Whatoursocietysuffersfrommosttodayistheabsenceofconsensusaboutwhatitandlifeinitoughttobe.Suchconsensuscannotbegainedfromsociety’’spresentstageorfromfantasiesaboutwhatitoughttobe.Forthatthepresentistoocloseandtoodiversifiedandthefuturetoouncertaintomakebelievableclaimsaboutit.AconsensusinthepresenthencecanbeachievedonlythroughasharedunderstandingofthepastasHomer’’sepics史诗informedthosewholivedcenturieslaterwhatitmeanttobeGreekandbywhatimagesandidealstheyweretolivetheirlivesandorganizetheirsocieties. Mostsocietiesderiveconsensusfromalonghistoryalanguagealltheirownacommonreligioncommonancestry.Themythsbywhichtheylivearebasedonallofthese.ButtheUnitedStatesisacountryofimmigrantscomingfromagreatvarietyofnations.Latelyithasbeenemphasizedthatanasocialnarcissistic自我陶醉的personalityhasbecomecharacteristicofAmericansandthatitisthistypeofpersonalitythatmakesforthelackofwell-beingbecauseitpreventsusfromachievingconsensusthatwouldcounteractatendencytowithdrawintoprivateworlds.InhisstudyofnarcissismChristopherLaschsaysthatmodernmantorturedbyself-consciousnessturnstonewtherapiesnottofreehimselfofhispersonalworriesbuttofindmeaningandpurposeinlifetofindsomethingtolivefor.Thereiswidespreaddistressbecausenationalmoralehasdeclinedandwehavelostanearliersenseofnationalvisionandpurpose. Contrarytorigidreligionsorpoliticalbeliefsasarefoundintotalitarian极权主义的societiesourcultureisoneofgreatindividualdifferencesatleastinprincipleandintheory.Butthisleadstodisunityevenchaos.Americansbelieveinthevalueofdiversitybutjustbecauseoursisasocietybasedonindividualdiversityitneedsconsensusaboutsomedominatingideasmorethansocietiesbasedonuniformoriginoftheircitizens.Henceifwearetohaveconsensusitmustbebasedonamyth―avision―aboutacommonexperienceaconquestthatmadeusAmericansasthemythabouttheconquestofTroyformedtheGreeks.Onlyacommonmythcanofferrelieffromthefearthatlifeiswithoutmeaningorpurpose.Mythspermitustoexamineourplaceintheworldbycomparingittoasharedidea.Mythsaresharedfantasiesthatformthetiethatbindstheindividualtoothermembersofhisgroup.Suchmythshelptowardofffeelingsofisolationguiltanxietyandpurposelessness―inshorttheycombatisolationandthebreakdownofsocialstandardsandvalues. TheasocialpersonalityofAmericansresultsfrom
中国__的成立使中国革命面貌从此焕然一新焕然一新之新在
杰出人物的某些主张之所以能够实现最根本的原因是
YouwanttobuyaCADComputerAidDesignsoftwareyousawinaconference.Writealettertothemanufacturertoaskfor: 1detaileddescriptionofthesoftware 2paymentoptionsanddiscountsand 3timeandcostofdelivery. Youshouldwriteabout100wordsonANSWERSHEET2.Donotsignyourownnameattheendoftheletter.UseLiMinginstead.Youdonotneedtowritetheaddress.10points
Whenanewmovementinartattainsacertainfashionitisadvisabletofindoutwhatitsadvocatesareaimingatforhoweverfarfetchedandunreasonabletheirprinciplesmayseemtodayitispossiblethatinyearstocometheymayberegardedasnormal.WithregardtoFuturistpoetryhoweverthecaseisratherdifficultforwhateverFuturistpoetrymaybe--evenadmittingthatthetheoryonwhichitisbasedmayberight--itcanhardlybeclassedasLiterature. ThisinbriefiswhattheFuturistsays:foracenturypastconditionsoflifehavebeenconditionallyspeedinguptillnowweliveinaworldofnoiseandviolenceandspeed.Consequentlyourfeelingsthoughtsandemotionshaveundergoneacorrespondingchange.ThisspeedingupoflifesaystheFuturistrequiresanewformofexpression.Wemustspeedupourliteraturetooifwewanttointerpretmodernstress.Wemustpouroutalargestreamofessentialwordsunhamperedbystopsorqualifyingadjectivesorfiniteverbs.Insteadofdescribingsoundswemustmakeupwordsthatimitatethem;wemustusemanysizesoftypeanddifferentcoloredinksonthesamepageandshortenorlengthenwordsatwill. Certainlytheirdescriptionsofbattlesareconfused.ButitisalittleupsettingtoreadintheexplanatorynotesthatacertainlinedescribesafightbetweenaTurkishandaBulgarianofficeronabridgeoffwhichtheybothfallintotheriver--andthentofindthatthelineconsistsofthenoiseoftheirfallingandtheweightsoftheofficers:Pluff!Pluff!Ahundredandeighty-fivekilograms. ThisthoughitfulfillsthelawsandrequirementsofFuturistpoetrycanhardlybeclassedasLiterature.Allthesamenothinkingmancanrefusetoaccepttheirfirstproposition:thatagreatchangeinouremotionallifecallsforachangeofexpression.Thewholequestionisreallythis:haveweessentiallychanged Whenanovelliteraryideaappearspeopleshouldtryto__________.
全面抗战爆发后中国__在政策和策略上做的调整有
__首次明确地把农业轻工业重工业三者的关系提到工业化道路的高度加以考查的报告是
Financialengineersdon’’twearwhitelabcoats.Theydon’’texperimentonratsorperformgaschromatography气相层析.Theirrawmaterial-money-isn’’tasshowyaswhatbiologistsandphysicistsinvestigate.Buttheinnovationstheyproducewillcontributejustasmuchtoeconomicgrowth. Maybemoreinfactbecausewithoutthescienceoffinanceallothersciencesarejustabunchofneatconcepts.Ideasbegintotributetohumanbettermentwhenthey’’refinanced-byventurecapitalstockofferingsloansorbuyouts.Asmoothlyoperatingfinancialsystemshowersmoneyongoodideas.Equallyimportantitcutsofffundingtotiredideasandtiredcompaniessotheirassetscanbeemployedmoreefficientlyelsewhere. Inthe21stcenturyeconomyinnovationinfinancewillincreaseinconcertwiththeincreaseincompetition.Partlybecauseofderegulationandglobalizationcompetitionshouldgettougherandmarginsthinner.Asproductssuchashomemortgageloansbecomecommoditizedfinancial-servicecompanieswillbeforcedtogetmorecreative. Financialtechnologywillkeepfeedingoffinformationtechnology.Thesecrettosuccesswillbeastrongsoftwareplatformwhichwilllowerthecostofgeneralserviceswhilemakingitpossibletocreatehigh-marginvariationsaswell.Afewcompaniesthatgetitrightcanspinawayfromtherestandbecomestrongerandstronger. Inthenewworldoffinancesizecounts.Bigcompaniesenjoyeconomiesofscaleandnamerecognitionandtheycanbesaferbecausetheirbetsarespreadacrossmoreregionsandmarketsegments.ThevalueofU.S.bankmergersinthefirsthalfof1998wasgreaterthanthatofthethreepreviousyearscombined.Themergersareoccurringacrossindustriesaswell. Attheotherextremewillbespecialiststhatsurvivebydoingonethingeitherverycheaplyorexceptionallywell.Byofferinglowerpricesorbetterservicespecialistswilldisciplinethefinancialsupermarkets;thebigguysknowtheircustomerscanwalkawayiftheygetarawdeal.Thereisnowaywearegoingtomaximizeashort-termtransactionalbenefitattheriskofdestroyingalong-termrelationshipsaysChaseManhattanCorp.Vice-ChairmanJosephG.Sponholz. Predictablythebiggestwinnersfromfinancialinnovationwillbecompaniesandfamiliesthathavecomplexfinances.Banksalreadyshowsignsoflosinginterestinpeoplewhowantjustplaincheckingaccounts. Butasincomesandwealthrisemorepeoplewillfindthemselvesthrustintotheroleofassetmanagers.Businessestoowillhavetobecomemoresophisticated-ifonlytokeeppacewithfinanciallyinnovativerivals. Thestartlinggrowthofbankmergersindicatesthat
1Interpretthefollowingpictures. 2Predictthetendencyoftobaccoconsumptionandgiveyourreasons.
Historiansaredetectivessearchingouttheevidenceofthepastintheirpursuitofhistory.Thisisachallengingandfrequentlyengagingquest1itsownbutevidencemustbeturnedto2.Primarysourcesthatareuncovered3manyformsthatvary4thequestionsaskedandtheperiodstudiedbutwrittenrecordsare5historiansusemorethananyother.Thehistoriandoesnot6evidenceinthemannerofcourtsoflawwherequestionsofadmissibilityandtruthversusfalsehoodare7.Thehistorian’’suseofevidenceismuchmore8Determininghowandwithwhatend9mindanypieceofevidencecameintoexistencearethefirsttasks10thehistorianintheinternalcriticismofhistoricalsources.Itisimportanttoknowforinstancewho11aparticularcensusandwithwhatinstructionsor12acorrespondentwasaddressingafriendorfoecolleagueoropponent. Formanyyearshistoriansdividedevidenceintothetwo13ofprimaryandsecondarysources.Theformerwereconsideredasany14orartifactfromtheperiod15studythelatterasdescriptionsorreconstructionsbasedonprimarysources.Thefunctionofthehistorianitwas16wastoconvertprimarysourcesintosecondarysources.This17misleads.Whathavebeencalledsecondarysourcesamnothistoricalsourcesatallbut18thatrevealthehistorian’’spointofview.Allevidenceusedbythehistorianwasaprimarysourceatthetimeitwas19anditisalwayspartialandincomplete.Thereinliespartofthe20ofhistory.
Atthestartofthe20thcenturyimmigrantlaborandinnovationhelpedturntheU.S.intoapowerfulmanufacturingnation.Todayforeign-bornengineersjamthecorridorsofSiliconValleyhelpingAmerica’’sinformation-technologyboom.Andasthe21stcenturydawnsyetanotherwaveofimmigrantswillonceagainhelptransformtheeconomy. 46DuringthenextdecadeexceptingachangeingovernmentpolicynearlyamillionimmigrantsareexpectedtoarriveintheU.S.everyyearmostofwhombothlegalandillegalwillcontinuetocomefromLatinAmericaandSoutheastAsiabuteveryforeignlandwillberepresented. Asdomesticbirthratesstagnateonlyforeign-bornworkerwillkeepthelaborpoolgrowing.By2006infactimmigrantswillaccountforhalfofallnewU.S.workers;overthenext30yearstheirsharewillriseto60%. 47EvenatcurrentlevelsofimmigrationaccordingtotheLaborDept.thenumberofpeopleavailabletoworkwillincreasebyamere0.8%peryearbetween1996and2006-halftherateofthepreviousdecade.WithoutimmigrantsaccordingtoanewstudytheU.S.workforcewouldactuallybegintoshrinkby2015. 48It’’snotallaboutsheernumbersofcourse:ToliftproductivityandspurgrowthimmigrantsmustprovidecreativityentrepreneurialenergyorsimpleinitiativethatAmericacouldn’’tfindotherwise.IfallyoudidwasbringinpeoplewhoareexactlythesameasthosewehaveheretherewouldbenoeconomicbenefitsaysRandCorp.economistJamesP.SmithYou’’djusthavemorepeople. Justascrucialthearrayofeducationandskillsimmigrantsbringcouldfitneatlywiththesupplyofjobsoverthenextdecade.AccordingtoLindaLevineattheCongressionalResearchService60%ofthejobscreatedthrough2005willrequiresomepost-secondaryeducation.Butsheaddslow-skilljobswillstillrepresentabouthalfoftotalemployment.49Yetimmigrantsalsoare50%morelikelythanAmericanstohaveagraduatedegreeandanunbelievable23%ofU.S.residentsholdingPhDsinscienceandengineeringareforeign-bornaccordingtotheNationalScienceFoundation. Indeedforeign-bornworkershaveshownanextraordinaryabilitytoassimilateandflourish.Certainlysomelessskilledworkerswillremainatthebottomeconomicrungalltheirlives.50Yetotherswillcatchupquicklyandwithinadecadeoftheirarrivalthewell-educatedwillgofrommakingbarelyhalfthatofnative-bornAmericansincomparableworktonearly90%accordingtoarecentstudy. Thatofcoursewillraiseimmigrants’’livingstandards.Moreimportantitwillhelpdriveinnovationandentrepreneurshipkeyenginesofthe21stCenturyEconomy.
金属能导电铜是金属因此铜能导电这属于
2007年3月24日联合国安理会以一致赞成的表决结果通过关于伊朗核问题的1747号决议下列不属于决议内容的是
Historiansaredetectivessearchingouttheevidenceofthepastintheirpursuitofhistory.Thisisachallengingandfrequentlyengagingquest1itsownbutevidencemustbeturnedto2.Primarysourcesthatareuncovered3manyformsthatvary4thequestionsaskedandtheperiodstudiedbutwrittenrecordsare5historiansusemorethananyother.Thehistoriandoesnot6evidenceinthemannerofcourtsoflawwherequestionsofadmissibilityandtruthversusfalsehoodare7.Thehistorian’’suseofevidenceismuchmore8Determininghowandwithwhatend9mindanypieceofevidencecameintoexistencearethefirsttasks10thehistorianintheinternalcriticismofhistoricalsources.Itisimportanttoknowforinstancewho11aparticularcensusandwithwhatinstructionsor12acorrespondentwasaddressingafriendorfoecolleagueoropponent. Formanyyearshistoriansdividedevidenceintothetwo13ofprimaryandsecondarysources.Theformerwereconsideredasany14orartifactfromtheperiod15studythelatterasdescriptionsorreconstructionsbasedonprimarysources.Thefunctionofthehistorianitwas16wastoconvertprimarysourcesintosecondarysources.This17misleads.Whathavebeencalledsecondarysourcesamnothistoricalsourcesatallbut18thatrevealthehistorian’’spointofview.Allevidenceusedbythehistorianwasaprimarysourceatthetimeitwas19anditisalwayspartialandincomplete.Thereinliespartofthe20ofhistory.
Financialengineersdon’’twearwhitelabcoats.Theydon’’texperimentonratsorperformgaschromatography气相层析.Theirrawmaterial-money-isn’’tasshowyaswhatbiologistsandphysicistsinvestigate.Buttheinnovationstheyproducewillcontributejustasmuchtoeconomicgrowth. Maybemoreinfactbecausewithoutthescienceoffinanceallothersciencesarejustabunchofneatconcepts.Ideasbegintotributetohumanbettermentwhenthey’’refinanced-byventurecapitalstockofferingsloansorbuyouts.Asmoothlyoperatingfinancialsystemshowersmoneyongoodideas.Equallyimportantitcutsofffundingtotiredideasandtiredcompaniessotheirassetscanbeemployedmoreefficientlyelsewhere. Inthe21stcenturyeconomyinnovationinfinancewillincreaseinconcertwiththeincreaseincompetition.Partlybecauseofderegulationandglobalizationcompetitionshouldgettougherandmarginsthinner.Asproductssuchashomemortgageloansbecomecommoditizedfinancial-servicecompanieswillbeforcedtogetmorecreative. Financialtechnologywillkeepfeedingoffinformationtechnology.Thesecrettosuccesswillbeastrongsoftwareplatformwhichwilllowerthecostofgeneralserviceswhilemakingitpossibletocreatehigh-marginvariationsaswell.Afewcompaniesthatgetitrightcanspinawayfromtherestandbecomestrongerandstronger. Inthenewworldoffinancesizecounts.Bigcompaniesenjoyeconomiesofscaleandnamerecognitionandtheycanbesaferbecausetheirbetsarespreadacrossmoreregionsandmarketsegments.ThevalueofU.S.bankmergersinthefirsthalfof1998wasgreaterthanthatofthethreepreviousyearscombined.Themergersareoccurringacrossindustriesaswell. Attheotherextremewillbespecialiststhatsurvivebydoingonethingeitherverycheaplyorexceptionallywell.Byofferinglowerpricesorbetterservicespecialistswilldisciplinethefinancialsupermarkets;thebigguysknowtheircustomerscanwalkawayiftheygetarawdeal.Thereisnowaywearegoingtomaximizeashort-termtransactionalbenefitattheriskofdestroyingalong-termrelationshipsaysChaseManhattanCorp.Vice-ChairmanJosephG.Sponholz. Predictablythebiggestwinnersfromfinancialinnovationwillbecompaniesandfamiliesthathavecomplexfinances.Banksalreadyshowsignsoflosinginterestinpeoplewhowantjustplaincheckingaccounts. Butasincomesandwealthrisemorepeoplewillfindthemselvesthrustintotheroleofassetmanagers.Businessestoowillhavetobecomemoresophisticated-ifonlytokeeppacewithfinanciallyinnovativerivals. .Incomparisonwithnaturalscientistsfinancialengineers
尊重实践尊重群众是实事求是思想路线的根本体现这是因为
可持续发展的主要原则有
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