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不同类型的金融机构有不同的运作方式，他们转移与管理风险的方法有哪些
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按照不同的标准可以将金融机构划分为不同的类型以下属于金融机构的分类的是
直接金融机构与间接金融机构
金融调控监管机构与金融运行机构
银行与非银行金融机构
政策性金融机构与商业性金融机构
国有金融机构和非国有金融机构
建设工程项目合同按项目的规模复杂程度等因素的不同可分为不同类型其中与金融机构签订的资金借贷合同是按建
按签约各方的关系
设计价方式
按合同范围大小
按项目实施专业
下列说法正确的有
VaR方法可以测量不同市场因子、不同金融工具构成的复杂证券组合和不同业务部门的总体市场风险暴露
VaR方法不能对不同的金融资产和不同类型的风险进行度量和累积
VaR方法最大的优点就是提供了一个统一的方法来测量风险
VaR方法简单直观地描述了投资者在未来某一时点所面临的市场风险
客户洗钱风险分类管理是指金融机构按照客户涉嫌洗钱风险因素或涉嫌__ 融资活动特征通过等方法将客户划分
识别
分析
判断
归纳
法律风险处置中农村中小金融机构应选取计提法律风险资本的方法其中基本指标法和标准法则对法律风险具有敏感
农村中小金融机构拟任的高级管理人员应当了解拟任职职务的职责熟悉的管理框架盈利模式内控制度具备与拟任职
拟任机构
同类型机构
同行业机构
其他金融机构
政府对金融机构的主要监管措施不包括
对交易所的结构和运作方面的管理
管理其资产和负债的方式
限制金融机构的市场行为
遵守以风险为基础的资本金要求
金融机构申请开办电子银行业务根据电子银行业务的不同类型分别适用审批制备案制和报告制
面对不同类型的风险选择的风险应对方法不包括
自留
规避
匹配
转移
客户洗钱风险分类管理是指金融机构按照客户涉嫌洗钱风险因素 或涉嫌__融资活动特征通过识别分析判断等方
VaR方法使得不同类型资产的风险之间具有可比性成为联系整个企业或机构各个层次的风险分析度量方法
非银行金融机构与商业银行的不同之处在于
资金来源的主要渠道不同
经营方式不同
信用创造功能不同
商业银行受银监会监督管理，而非银行金融机构不受银监会监督管理
资金运用的主要形式不同
各类金融机构的同一类型业务统一由一个监管机构监管不同类型 业务由不同监管机构分别监管这种模式为
机构监管
功能监管
混业监管
目标监管
银行业金融机构应按照原则由独立于前台业务部门的负责风险评估的部门对不同币种不同客户对象不同类型的信用
统一授信
分级审批
审贷分离
差别授信
各类金融机构的不同类型业务由不同监管机构分别监管这种模式 为
机构监管
功能监管
混业监管
目标监管
VaR方法难以测量不同市场因子不同金融工具构成的复杂证券组合和不同业务部门的总体市场风险暴露而且不同
关于VaR方法以下说法正确的有
它可以测量不同市场因子、不同金融工具构成的复杂证券组合和不同业务部门的总体市场风险暴露
VaR方法的最大优点就是提供了一个统一的方法来测量风险
使得不同类型资产的风险之间具有可比性
VaR方法只可用于一种不同的金融产品
金融机构是指农合机构对金融机构的债权根据金融机构的不同属性可分为银行类金融机构风险暴露和非银行类金融
风险暴露
资产业务
债项评级
风险计量
不同的行业不同类型的企业所进行的物流活动的运作方法和重点是相同的
商业银行进行操作风险监测时应当关注不同时期自身关键风险指标的变化同时将自身关键风险指标的变化与同类金
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IntheUnitedStatesthefirstday-nurserywasopenedin1854.Nurserieswereestablishedinvariousareasduringthe1halfofthe19thcentury;mostof2werecharitable.BothinEuropeandintheU.S.thedaynurserymovementreceivedgreat3duringtheFirstWorldWarwhen4ofmanpowercausedtheindustrialemploymentunprecedentednumbersofwomen.InsomeEuropeancountriesnurserieswereestablished5inmunitionsplantsunderdirectgovernmentsponsorship.6thenumberofnurseriesintheU.S.alsorose7thisrisewasaccomplishedwithoutgovernmentaidofanykind.DuringtheyearsfollowingtheFirstWorldWar8FederalStateandlocalgovernmentsgraduallybegantoexerciseameasureofcontrol9theday-nurserieschieflyby10themandbyinspectingandregulatingtheconditionswithinthenurseries. The11oftheSecondWorldWarwasquicklyfollowedbyanincreaseinthenumberofday-nurseriesinalmostallcountriesaswomenwere12calledupontoreplacemeninthefactories.Onthis13theU.S.governmentimmediatelycametothesupportofthenurseryschools14$6000000inJuly1942foranurseryschoolprogramforthechildrenofworkingmothers.ManyStatesandlocalcommunities15thisFederalaid.BytheendofthewarinAugust1945morethan100000childrenwerebeingcared16inday-carecentersreceivingFederal17.SoonafterwardtheFederalgovernment18cutdownitsexpendituresforthispurposeandlater19themcausingasharpdropinthenumberofnurseryschoolsinoperation.Howevertheexpectationthatmostemployedmotherswouldleavetheir20attheendofthewarwasonlypartlyfulfilled. 3
Datasecurityusedtobeallaboutspendingbigbucksonfirewallstodefenddataatthenetworkperimeterandonantivirussoftwaretoprotectindividualcomputers.Internet-basedcomputingorcloudcomputinghaschangedallthatatthesametimeexpandingexponentiallythechancesfordatathievesandhackers. Thecloudcreatesotheropportunitiestoo.ahandfulofsecurityvendorsnowdeliversecurityasaservice--aone-twopunchofhardwareandsoftwarethatmonitorsandmanagesanenterprise’sdatasecurityandbillscustomersonlyforthecomputingpowertheyuse."Foryearssecuritywasaboutbigcompaniespushingtechnologytotheircustomers"saysQualysCEOandfounderPhilippeCourtot."Nowit’saboutthecustomerspullingpreciselywhattheyneedandprovidingthemwiththoseresourcesondemand." QualysaprivatelyheldcompanyinRedwoodShoresCalif.wasamongthefirsttoembracetheservice-orientedmodelin1999.TodayfourdifferentmodulesofQualysGuarditsflagshipofferingareusedbymorethan3500organizationsin85countries.Thecompanyperformsmorethan200millionsecurityauditsperyear. Courtotknowssomethingaboutopportunity.TheFrenchentrepreneurarrivedinSiliconValleyin1987andhasbuiltanumberofcompaniesintobig-timeplayersincludingSignioanelectronic-paymentstart-upthatwaseventuallysoldtoVeriSigninacombineddealformorethan$1billion.AsCEOherebuiltVerityandtransformedcc:Mailaonceunknownfirmof12peopleintoadominante-mailplatformbeforeLotusacquireditin1991."ThroughoutmycareerI’vebeenabletorecognizethatforatechnologytosucceeditmusthaveapurpose"hesays."Technologyitselfhasnovalue.It’swhatyoudowithitthatcounts." UndertheoldparadigmaccordingtoCourtotenterprisesoverspentforstand-alonesecuritydevicesthatbecameunrulyanddifficulttooperateoverthelongtermHesaysQualysattackstheflawsinthisstrategybystreamliningsecurityandtacklingmostoftheservicedeliverythroughthecloud."Wecontroltheinfrastructuresoftwareupdatesqualityassuranceandjustabouteverythinginbetween"hesays.ThefirmunveiledQualysGuardin2000.Afteraninfusionof$25millionfromtheventurefirmTridentCapitalandanother$25millionfromGourtotQualystweakedtheservicetofocusmostlyonvulnerabilitymanagement. Muchofthecompany’scurrentrevenue-salestopped$50millionlastyear--isbeingdrivingbyasetofstandardsestablishedbythePaymentCardIndustrySecurityStandardsCouncilPCISSC."ThePCIstandardhasbeenamajordriverofbusinessforallofthemespeciallyQualys"saysAvivahLitanavicepresidentandanalystatmarket-researchfirmGartner."Wheneveryonehastocomplythere’salotofworktogoaround. What’sCourtot’scontributiontocc:Mail
IntheUnitedStatesthefirstday-nurserywasopenedin1854.Nurserieswereestablishedinvariousareasduringthe1halfofthe19thcentury;mostof2werecharitable.BothinEuropeandintheU.S.thedaynurserymovementreceivedgreat3duringtheFirstWorldWarwhen4ofmanpowercausedtheindustrialemploymentunprecedentednumbersofwomen.InsomeEuropeancountriesnurserieswereestablished5inmunitionsplantsunderdirectgovernmentsponsorship.6thenumberofnurseriesintheU.S.alsorose7thisrisewasaccomplishedwithoutgovernmentaidofanykind.DuringtheyearsfollowingtheFirstWorldWar8FederalStateandlocalgovernmentsgraduallybegantoexerciseameasureofcontrol9theday-nurserieschieflyby10themandbyinspectingandregulatingtheconditionswithinthenurseries. The11oftheSecondWorldWarwasquicklyfollowedbyanincreaseinthenumberofday-nurseriesinalmostallcountriesaswomenwere12calledupontoreplacemeninthefactories.Onthis13theU.S.governmentimmediatelycametothesupportofthenurseryschools14$6000000inJuly1942foranurseryschoolprogramforthechildrenofworkingmothers.ManyStatesandlocalcommunities15thisFederalaid.BytheendofthewarinAugust1945morethan100000childrenwerebeingcared16inday-carecentersreceivingFederal17.SoonafterwardtheFederalgovernment18cutdownitsexpendituresforthispurposeandlater19themcausingasharpdropinthenumberofnurseryschoolsinoperation.Howevertheexpectationthatmostemployedmotherswouldleavetheir20attheendofthewarwasonlypartlyfulfilled. 5
IntheUnitedStatesthefirstday-nurserywasopenedin1854.Nurserieswereestablishedinvariousareasduringthe1halfofthe19thcentury;mostof2werecharitable.BothinEuropeandintheU.S.thedaynurserymovementreceivedgreat3duringtheFirstWorldWarwhen4ofmanpowercausedtheindustrialemploymentunprecedentednumbersofwomen.InsomeEuropeancountriesnurserieswereestablished5inmunitionsplantsunderdirectgovernmentsponsorship.6thenumberofnurseriesintheU.S.alsorose7thisrisewasaccomplishedwithoutgovernmentaidofanykind.DuringtheyearsfollowingtheFirstWorldWar8FederalStateandlocalgovernmentsgraduallybegantoexerciseameasureofcontrol9theday-nurserieschieflyby10themandbyinspectingandregulatingtheconditionswithinthenurseries. The11oftheSecondWorldWarwasquicklyfollowedbyanincreaseinthenumberofday-nurseriesinalmostallcountriesaswomenwere12calledupontoreplacemeninthefactories.Onthis13theU.S.governmentimmediatelycametothesupportofthenurseryschools14$6000000inJuly1942foranurseryschoolprogramforthechildrenofworkingmothers.ManyStatesandlocalcommunities15thisFederalaid.BytheendofthewarinAugust1945morethan100000childrenwerebeingcared16inday-carecentersreceivingFederal17.SoonafterwardtheFederalgovernment18cutdownitsexpendituresforthispurposeandlater19themcausingasharpdropinthenumberofnurseryschoolsinoperation.Howevertheexpectationthatmostemployedmotherswouldleavetheir20attheendofthewarwasonlypartlyfulfilled. 9
IntheUnitedStatesthefirstday-nurserywasopenedin1854.Nurserieswereestablishedinvariousareasduringthe1halfofthe19thcentury;mostof2werecharitable.BothinEuropeandintheU.S.thedaynurserymovementreceivedgreat3duringtheFirstWorldWarwhen4ofmanpowercausedtheindustrialemploymentunprecedentednumbersofwomen.InsomeEuropeancountriesnurserieswereestablished5inmunitionsplantsunderdirectgovernmentsponsorship.6thenumberofnurseriesintheU.S.alsorose7thisrisewasaccomplishedwithoutgovernmentaidofanykind.DuringtheyearsfollowingtheFirstWorldWar8FederalStateandlocalgovernmentsgraduallybegantoexerciseameasureofcontrol9theday-nurserieschieflyby10themandbyinspectingandregulatingtheconditionswithinthenurseries. The11oftheSecondWorldWarwasquicklyfollowedbyanincreaseinthenumberofday-nurseriesinalmostallcountriesaswomenwere12calledupontoreplacemeninthefactories.Onthis13theU.S.governmentimmediatelycametothesupportofthenurseryschools14$6000000inJuly1942foranurseryschoolprogramforthechildrenofworkingmothers.ManyStatesandlocalcommunities15thisFederalaid.BytheendofthewarinAugust1945morethan100000childrenwerebeingcared16inday-carecentersreceivingFederal17.SoonafterwardtheFederalgovernment18cutdownitsexpendituresforthispurposeandlater19themcausingasharpdropinthenumberofnurseryschoolsinoperation.Howevertheexpectationthatmostemployedmotherswouldleavetheir20attheendofthewarwasonlypartlyfulfilled. 1
[A]Mobilityofthiskindmeantalsomobilityofideastheirtransferenceacrossfrontiersandtheirsimultaneousimpactuponmanygroupsofpeople.Thepointoflearningistoshareitwhetherwithstudentsorwithcolleagues;onepresumesthatonlyeccentricshavenointerestinbeingcreditedwithastartlingdiscoveryoranewtechnique.Itmustalsohavebeenreassuringtoknowthatotherpeopleinotherpartsoftheworldwereabouttomakethesamediscoveryorwerethinkingalongthesamelinesandthatonewasnotquitealoneconfrontedbyinquisitionridiculeorneglect.[B]Scholarsandstudentshavealwaysbeengreattravelers.Thecaseforacademicmobilityisnowoftenstatedinimpressivetermsasafundamentalnecessityforeconomicandsocialprogressintheworldbutitiscertainlynothingnew.Seriousstudentswerealwaysreadytogoabroadinsearchofthemoststimulatingteachersandthemostfamousacademies;insearchofthepurestphilosophythemosteffectivemedicinethelikeliestroadtogold.[C]Apartfromthevehicleitselfitisfairlyeasytoidentifythemainfactorswhichhavebroughtabouttherecentexplosioninacademicmovement.Someofthesearepurelyquantitativeandrequirenofurthermention:therearefarmorecentersoflearningandafargreaternumberofscholarsandstudents.[D]ButasthespecializationshaveincreasedinnumberandnarrowedinrangetherehadbeenanoppositemovementtowardsinterdisciplinaryStudies.Theseowemuchtothebeliefthatonecannotproperlyinvestigatetheincrediblycomplexproblemsthrownupbythemodernworldandbyrecentadvancesinourknowledgealongthenarrowfrontofasinglediscipline.ThistrendhasledtoagreatdealOfacademiccontactbetweendisciplinesandafargreateremphasisonthepoolingofspecialistknowledgereflectedinthebroadsubjectschoseninmanyinternationalconferences.[E]Frequentlythesespecializationslieinareaswhereveryrapiddevelopmentsaretakingplaceandalsowheretheresearchneededfordevelopmentsisextremelycostlyandtakesalongtime.Itispreciselyintheseareasthattheadvantagesofcollaborationandsharingofexpertiseappearmostevident.Associatedwiththisisthegrowthofspecialistperiodicalswhichenablescholarstobecomeawareofwhatishappeningindifferentcentersofresearchandtomeeteachotherinconferencesandsymposia.Fromthesemeetingscomethepersonalrelationshipswhichareatthebottomofalmostallformalizedschemesofcooperationandprovidethemwiththeirmostsatisfactorystimulus.[F]Inthetwentiethcenturyandparticularlyinthelast20yearstheoldfootpathsofthewanderingscholarshavebecomevasthighways.Thevehiclewhichhasmadethispossiblehasofcoursebeentheaeroplanemakingcontactbetweenscholarseveninthemostdistantplacesimmediatelyfeasibleandprovidingfortheveryrapidtransmissionofknowledge.[G]Inadditiononemustrecognizetheveryconsiderablemultiplicationofdisciplinesparticularlyinthescienceswhichbywideningthetotalareaofadvancedstudieshasproducedanenormousnumberofspecialistswhoseparticularinterestsarepreciselydefined.Thesepeoplewouldworkinsomeisolationiftheywerenotabletokeepintouchwithsimilarisolatedgroupsinothercountries.作图
IntheUnitedStatesthefirstday-nurserywasopenedin1854.Nurserieswereestablishedinvariousareasduringthe1halfofthe19thcentury;mostof2werecharitable.BothinEuropeandintheU.S.thedaynurserymovementreceivedgreat3duringtheFirstWorldWarwhen4ofmanpowercausedtheindustrialemploymentunprecedentednumbersofwomen.InsomeEuropeancountriesnurserieswereestablished5inmunitionsplantsunderdirectgovernmentsponsorship.6thenumberofnurseriesintheU.S.alsorose7thisrisewasaccomplishedwithoutgovernmentaidofanykind.DuringtheyearsfollowingtheFirstWorldWar8FederalStateandlocalgovernmentsgraduallybegantoexerciseameasureofcontrol9theday-nurserieschieflyby10themandbyinspectingandregulatingtheconditionswithinthenurseries. The11oftheSecondWorldWarwasquicklyfollowedbyanincreaseinthenumberofday-nurseriesinalmostallcountriesaswomenwere12calledupontoreplacemeninthefactories.Onthis13theU.S.governmentimmediatelycametothesupportofthenurseryschools14$6000000inJuly1942foranurseryschoolprogramforthechildrenofworkingmothers.ManyStatesandlocalcommunities15thisFederalaid.BytheendofthewarinAugust1945morethan100000childrenwerebeingcared16inday-carecentersreceivingFederal17.SoonafterwardtheFederalgovernment18cutdownitsexpendituresforthispurposeandlater19themcausingasharpdropinthenumberofnurseryschoolsinoperation.Howevertheexpectationthatmostemployedmotherswouldleavetheir20attheendofthewarwasonlypartlyfulfilled. 7
Formescientificknowledgeisdividedintomathematicalsciencesnaturalsciencesorsciencesdealingwiththenaturalworldphysicalandbiologicalsciencesandsciencesdealingwithmankindpsychologysociologyallthesciencesofculturalachievementseverykindofhistoricalknowledge. Apartfromthesesciencesisphilosophyaboutwhichwewilltalklater.Inthefirstplaceallthisispureortheoreticalknowledgesoughtonlyforthepurposeofunderstandinginordertofulfilltheneedtounderstandthatisintrinsicandcon-substantialtoman.Whatdistinguishesmanfromanimalsisthatheknowsandneedstoknow.Ifmandidnotknowthattheworldexistedandthattheworldwasofacertainkindthathewasintheworldandthathehimselfwasofacertainkindhewouldn’tbeman.Thetechnicalaspectsorapplicationsofknowledgeareequallynecessaryformanandareofthegreatestimportancebecausetheyalsocontributetodefininghimasmanandpermithimtopursuealifeincreasinglymoretrulyhuman. Butevenwhileenjoyingtheresultsoftechnicalprogressmanmustdefendtheprimacyandautonomyofpureknowledge.KnowledgesoughtdirectlyforitspracticalapplicationswillhaveimmediateandforeseeablesuccessbutnotthekindofimportantresultwhoserevolutionaryscopeisforthemostpartunforeseenexceptbytheimaginationoftheUtopians.Letmerecallawell-knownexample.IftheGreekmathematicianshadnotappliedthemselvestotheinvestigationofconicsectionzealouslyandwithouttheleastsuspicionthatitmightsomedaybeusefulitwouldnothavebeenpossiblecenturieslatertonavigatefarfromshore.Thefirstmentostudythenatureofelectricitycouldnotimaginethattheirexperimentscarriedonbecauseomereintellectualcuriositywouldeventuallyleadtomodernelectricaltechnologywithoutwhichwecanscarcelyconceiveocontemporarylife. Pureknowledgeisvaluableforitsownsakebecausethehumanspiritcannotresignitselftoignorance.Butinadditionitisthefoundationforpracticalresultsthatwouldnothavebeenreachedifthisknowledgehadnotbeensoughtdisinterestedly. Thetitlewhichbestexpressestheideaofthistextis
Formescientificknowledgeisdividedintomathematicalsciencesnaturalsciencesorsciencesdealingwiththenaturalworldphysicalandbiologicalsciencesandsciencesdealingwithmankindpsychologysociologyallthesciencesofculturalachievementseverykindofhistoricalknowledge. Apartfromthesesciencesisphilosophyaboutwhichwewilltalklater.Inthefirstplaceallthisispureortheoreticalknowledgesoughtonlyforthepurposeofunderstandinginordertofulfilltheneedtounderstandthatisintrinsicandcon-substantialtoman.Whatdistinguishesmanfromanimalsisthatheknowsandneedstoknow.Ifmandidnotknowthattheworldexistedandthattheworldwasofacertainkindthathewasintheworldandthathehimselfwasofacertainkindhewouldn’tbeman.Thetechnicalaspectsorapplicationsofknowledgeareequallynecessaryformanandareofthegreatestimportancebecausetheyalsocontributetodefininghimasmanandpermithimtopursuealifeincreasinglymoretrulyhuman. Butevenwhileenjoyingtheresultsoftechnicalprogressmanmustdefendtheprimacyandautonomyofpureknowledge.KnowledgesoughtdirectlyforitspracticalapplicationswillhaveimmediateandforeseeablesuccessbutnotthekindofimportantresultwhoserevolutionaryscopeisforthemostpartunforeseenexceptbytheimaginationoftheUtopians.Letmerecallawell-knownexample.IftheGreekmathematicianshadnotappliedthemselvestotheinvestigationofconicsectionzealouslyandwithouttheleastsuspicionthatitmightsomedaybeusefulitwouldnothavebeenpossiblecenturieslatertonavigatefarfromshore.Thefirstmentostudythenatureofelectricitycouldnotimaginethattheirexperimentscarriedonbecauseomereintellectualcuriositywouldeventuallyleadtomodernelectricaltechnologywithoutwhichwecanscarcelyconceiveocontemporarylife. Pureknowledgeisvaluableforitsownsakebecausethehumanspiritcannotresignitselftoignorance.Butinadditionitisthefoundationforpracticalresultsthatwouldnothavebeenreachedifthisknowledgehadnotbeensoughtdisinterestedly. Accordingtothetextthemostimportantadvancesmadebymankindmostprobablystemfrom
[A]Mobilityofthiskindmeantalsomobilityofideastheirtransferenceacrossfrontiersandtheirsimultaneousimpactuponmanygroupsofpeople.Thepointoflearningistoshareitwhetherwithstudentsorwithcolleagues;onepresumesthatonlyeccentricshavenointerestinbeingcreditedwithastartlingdiscoveryoranewtechnique.Itmustalsohavebeenreassuringtoknowthatotherpeopleinotherpartsoftheworldwereabouttomakethesamediscoveryorwerethinkingalongthesamelinesandthatonewasnotquitealoneconfrontedbyinquisitionridiculeorneglect.[B]Scholarsandstudentshavealwaysbeengreattravelers.Thecaseforacademicmobilityisnowoftenstatedinimpressivetermsasafundamentalnecessityforeconomicandsocialprogressintheworldbutitiscertainlynothingnew.Seriousstudentswerealwaysreadytogoabroadinsearchofthemoststimulatingteachersandthemostfamousacademies;insearchofthepurestphilosophythemosteffectivemedicinethelikeliestroadtogold.[C]Apartfromthevehicleitselfitisfairlyeasytoidentifythemainfactorswhichhavebroughtabouttherecentexplosioninacademicmovement.Someofthesearepurelyquantitativeandrequirenofurthermention:therearefarmorecentersoflearningandafargreaternumberofscholarsandstudents.[D]ButasthespecializationshaveincreasedinnumberandnarrowedinrangetherehadbeenanoppositemovementtowardsinterdisciplinaryStudies.Theseowemuchtothebeliefthatonecannotproperlyinvestigatetheincrediblycomplexproblemsthrownupbythemodernworldandbyrecentadvancesinourknowledgealongthenarrowfrontofasinglediscipline.ThistrendhasledtoagreatdealOfacademiccontactbetweendisciplinesandafargreateremphasisonthepoolingofspecialistknowledgereflectedinthebroadsubjectschoseninmanyinternationalconferences.[E]Frequentlythesespecializationslieinareaswhereveryrapiddevelopmentsaretakingplaceandalsowheretheresearchneededfordevelopmentsisextremelycostlyandtakesalongtime.Itispreciselyintheseareasthattheadvantagesofcollaborationandsharingofexpertiseappearmostevident.Associatedwiththisisthegrowthofspecialistperiodicalswhichenablescholarstobecomeawareofwhatishappeningindifferentcentersofresearchandtomeeteachotherinconferencesandsymposia.Fromthesemeetingscomethepersonalrelationshipswhichareatthebottomofalmostallformalizedschemesofcooperationandprovidethemwiththeirmostsatisfactorystimulus.[F]Inthetwentiethcenturyandparticularlyinthelast20yearstheoldfootpathsofthewanderingscholarshavebecomevasthighways.Thevehiclewhichhasmadethispossiblehasofcoursebeentheaeroplanemakingcontactbetweenscholarseveninthemostdistantplacesimmediatelyfeasibleandprovidingfortheveryrapidtransmissionofknowledge.[G]Inadditiononemustrecognizetheveryconsiderablemultiplicationofdisciplinesparticularlyinthescienceswhichbywideningthetotalareaofadvancedstudieshasproducedanenormousnumberofspecialistswhoseparticularinterestsarepreciselydefined.Thesepeoplewouldworkinsomeisolationiftheywerenotabletokeepintouchwithsimilarisolatedgroupsinothercountries.作图
Directions: Youhaveacloseforeignfriend.HeaskedyoutosubscribetoacopyofChinaDailyforhimbecausehewillleaveawayfromChinaforonemonth.Nowwritealettertothecirculationdepartmentofthenewspaper: 1inquiryaboutdetailedinformation 2andexpressingcomplimentaryremarks. Writeyourletterinnolessthan100words.WriteitneatlyonANSWERSHEET2. Donotsignyourownnameattheendoftheletteruse"LiMing"instead. Donotwritetheaddress.
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 3
GloballyrecoveryisgoingslightlybetterthanexpectedaccordingtotheIMFwhichreleaseditslatestWorldEconomicOutlooktoday.Aftershrinkingby0.6%lastyeartheglobaleconomyislikelytoexpandby4.2%in20100.3%fasterthantheIMFprojectedinJanuary.Buteconomicperformanceswillcontinuetovarywidelyaroundtheworld.MuchoftheupwardrevisiontoglobalgrowthcanbeattributedtoabetteroutlookfortheAmericaneconomy.TheIMFreviseditsforecastforAmericaneconomicexpansionin2010up0.4%to3.1%.Therewasnochangebycontrastfortheeuroareawhichalreadyfacedapoorergrowthoutlook.TheEuroareaeconomymayonlygrowby1%in2010and1.5%in2011.AndmuchofthejobofexpansionwillbehandledbyGermanyandFrancewhilesouthernEuropeangrowthcontinuestolag.Spain’seconomywillcontinuetoshrinkin2010. ButtheoutlookisbrighteningformanyemergingeconomiesincludingthoseincentralandeasternEuropeforwhichgrowthforecastswererevisedupby0.8%.DevelopingAsiaisenjoyingastrongrecoveryandtheIMFindicatedthatbothIndiaandBrazilarelikelytoperformmuchbetterthisyearthaninitiallyanticipatednotching赢得growthratesof8.8%and5.5%respectively. Thereportsuggestedthatplannedstimulusmeasuresfor2010shouldbefullyimplementedgiventhefragilityofrecoverybutitalsonotedthatsovereigndebtworrieswillbecomemoresevereastheyearprogresses.DebtissuesarelikelytoproveespeciallyproblematicinEuropewhichhasthehighestdebtratiosandtheslowestexpectedgrowthrates.ThestressedsouthernEuropeannationsareinadamned-if-they-do-damned-if-they-don’tposition.Iflittleactionistakenondebtrisingdebtcostswillchokeofanalreadyweakrecovery.Ifaggressiveactionistakentheblowtoaggregatedemandwilllikewiseunderminegrowth. Aroundtheworldtradeandproductionhaverecoveredstronglybutemploymentremainswellbelowprerecessionlevelsinmostcountries.Labourmarketweaknessishelpingtokeepinflationexpectationsincheck;theIMFforecastsconsumerpriceincreasesindevelopednationsof1.5%in2010and1.4%in2011.Butthereturntostronggrowthisboostingcommoditypricesoncemore.Oilpricesmayincreaseby30%in2010saidtheIMFarise7%largerthanprojectedinJanuary. Theoverallpictureisofaremarkableturnaroundinglobalfortunesgiventhedepthoftherecession.Theyear’sperformanceismuchbetterthanmanywouldhavedaredtohopeearlylastyear.ButinpartsofEuropethefutureissomewhatlesscertainandbecausethatuncertainfuturecouldleadtosovereigndebtcrisesthatcouldpotentiallyrattlefinancialmarketsworldleadersshouldremainvigilant. Theeconomicperformancearoundtheworldwill
Ifthereisonethingscientistshavetohearitisthatthegameisover.Raisedonthebeliefofanendlessvoyageofdiscoverytheyrecoilfromthesuggestionthatmostofthebestthingshavealreadybeenlocated.Iftheyhavetoday’sscientistscanhopetocontributenomorethanafewgracenotestothesymphonyofscience. AbooktobepublishedinBritainthisweekTheEndofSciencearguespersuasivelythatthisisthecase.ItsauthorJohnHorganisaseniorwriterforScientificAmericanmagazinewhohasinterviewedmanyoftoday’sleadingscientistsandsciencephilosophers.TheshockofrealizingthatsciencemightbeovercametohimhesayswhenhewastalkingtoOxfordmathematicianandphysicistSirRogerPenrose. TheEndofScienceprovokedawaveofdenunciationintheUnitedStateslastyear."Thereactionhasbeenoneofcompleteshockanddisbelief"Mr.Horgansays. Therealquestioniswhetheranyremainingunsolvedproblemsofwhichthereareplentylendthemselvestouniversalsolutions.Iftheydonotthenthefocusofscientificdiscoveryisalreadynarrowing.Sincethetriumphsofthe1960s—thegeneticcodeplatetectonicsandthemicrowavebackgroundradiationthatwentalongwaytowardsprovingtheBigBang—genuinescientificrevolutionshavebeenscarce.Morescientistsarenowalivespendingmoremoneyonresearchthatever.Yetmostofthegreatdiscoveriesofthe19thand20thcenturiesweremadebeforetheappearanceofstatesponsorshipwhenthescientificenterprisewasafractionofitspresentsize. Werethescientistswhomadethesediscoveriesbrighterthantoday’sThatseemsunlikely.Afarmorereasonableexplanationisthatfundamentalsciencehasalreadyenteredaperiodofdiminishedreturns."Lookdon’tgetmewrong"saysMrHorgan."Therearelotsofimportantthingsstilltostudyandappliedscienceandengineeringcangoonforever.Ihopewegetacureforcancerandformentaldiseasethoughtherearefewrealsignsofprogress. ThetermtheBigBangprobablyrefersto
WhatisitthatbringsaboutsuchanintimateconnectionbetweenlanguageandthinkingIstherenothinkingwithouttheuseoflanguagenamelyinconceptsandconceptcombinationsforwhichwordsneednotnecessarilycometomindHasnoteveryoneofusstruggledforwordsalthoughtheconnectionbetweenthingswasalreadyclear46Wemightbeinclinedtoattributetotheactofthinkingcompleteindependencefromlanguageiftheindividualformedorwereabletoformhisconceptswithouttheverbalguidanceofhisenvironment.Yetmostlikelythementalshapeofanindividualgrowingupundersuchconditionswouldbeverypoor.Thuswemayconcludethatthementaldevelopmentoftheindividualandhiswayofformingconceptsdependtoahighdegreeuponlanguage.Thismakesusrealizetowhatextentthesamelanguagemeansthesamementality.Inthissensethinkingandlanguagearelinkedtogether.WhatdistinguishesthelanguageofsciencefromlanguagesasweordinarilyunderstandthewordHowisitthatscientificlanguageisinternational47Whatsciencestrivesforisanutmostacutenessandclarityofconceptsasregardstheirmutualrelationandtheircorrespondencetosensorydata.AsanillustrationletustakethelanguageofEuclideangeometryandAlgebra.Theymanipulatewithasmallnumberofindependentlyintroducedconceptsrespectivelysymbolssuchastheintegralnumberthestraightlinethepointaswellaswithsignswhichdesignatethefundamentalconcepts.Thisisthebasisfortheconstructionrespectivelydefinitionofallotherstatementsandconcepts.Theconnectionbetweenconceptsandstatementsontheonehandandthesensorydataontheotherhandisestablishedthroughactsofcountingandmeasuringwhoseperformanceissufficientlywelldetermined.48Thesuper-nationalcharacterofscientificconceptsandscientificlanguageisduetothefactthattheyhavebeensetupbythebestbrainsofallcountriesandalltimes.Insolitudeandyetincooperativeeffortasregardsthefinaleffecttheycreatedthespiritualtoolsforthetechnicalrevolutionswhichhavetransformedthelifeofmankindinthelastcenturies.Theirsystemofconceptshasservedasaguideinthebewilderingchaosofperceptionssothatwelearnedtograspgeneraltruthsfromparticularobservations.WhathopesandfearsdoesthescientificmethodimplyformankindIdonotthinkthatthisistherightwaytoputthequestion.Whateverthistoolinthehandofmanwillproducedependsentirelyonthenatureofthegoalsaliveinthismankind.Oncethesegoalsexistthescientificmethodfurnishesmeanstorealizethem.Yetitcannotfurnishtheverygoals.49Thescientificmethoditselfwouldnothaveledanywhereandit’wouldnotevenhavebeenbornwithoutapassionatestrivingforclearunderstanding.Perfectionofmeansandconfusionofgoalsseem—inmyopinion—tocharacterizeourage.50Ifwedesiresincerelyandpassionatelythesafetythewelfarearidthefreedevelopmentofthetalentsofallmenweshallnotbeinwantofthemeanstoapproachsuchastate.Evenifonlyasmallpartofmankindstrivesforsuchgoalstheirsuperioritywillproveitselfinthelongrun.
GloballyrecoveryisgoingslightlybetterthanexpectedaccordingtotheIMFwhichreleaseditslatestWorldEconomicOutlooktoday.Aftershrinkingby0.6%lastyeartheglobaleconomyislikelytoexpandby4.2%in20100.3%fasterthantheIMFprojectedinJanuary.Buteconomicperformanceswillcontinuetovarywidelyaroundtheworld.MuchoftheupwardrevisiontoglobalgrowthcanbeattributedtoabetteroutlookfortheAmericaneconomy.TheIMFreviseditsforecastforAmericaneconomicexpansionin2010up0.4%to3.1%.Therewasnochangebycontrastfortheeuroareawhichalreadyfacedapoorergrowthoutlook.TheEuroareaeconomymayonlygrowby1%in2010and1.5%in2011.AndmuchofthejobofexpansionwillbehandledbyGermanyandFrancewhilesouthernEuropeangrowthcontinuestolag.Spain’seconomywillcontinuetoshrinkin2010. ButtheoutlookisbrighteningformanyemergingeconomiesincludingthoseincentralandeasternEuropeforwhichgrowthforecastswererevisedupby0.8%.DevelopingAsiaisenjoyingastrongrecoveryandtheIMFindicatedthatbothIndiaandBrazilarelikelytoperformmuchbetterthisyearthaninitiallyanticipatednotching赢得growthratesof8.8%and5.5%respectively. Thereportsuggestedthatplannedstimulusmeasuresfor2010shouldbefullyimplementedgiventhefragilityofrecoverybutitalsonotedthatsovereigndebtworrieswillbecomemoresevereastheyearprogresses.DebtissuesarelikelytoproveespeciallyproblematicinEuropewhichhasthehighestdebtratiosandtheslowestexpectedgrowthrates.ThestressedsouthernEuropeannationsareinadamned-if-they-do-damned-if-they-don’tposition.Iflittleactionistakenondebtrisingdebtcostswillchokeofanalreadyweakrecovery.Ifaggressiveactionistakentheblowtoaggregatedemandwilllikewiseunderminegrowth. Aroundtheworldtradeandproductionhaverecoveredstronglybutemploymentremainswellbelowprerecessionlevelsinmostcountries.Labourmarketweaknessishelpingtokeepinflationexpectationsincheck;theIMFforecastsconsumerpriceincreasesindevelopednationsof1.5%in2010and1.4%in2011.Butthereturntostronggrowthisboostingcommoditypricesoncemore.Oilpricesmayincreaseby30%in2010saidtheIMFarise7%largerthanprojectedinJanuary. Theoverallpictureisofaremarkableturnaroundinglobalfortunesgiventhedepthoftherecession.Theyear’sperformanceismuchbetterthanmanywouldhavedaredtohopeearlylastyear.ButinpartsofEuropethefutureissomewhatlesscertainandbecausethatuncertainfuturecouldleadtosovereigndebtcrisesthatcouldpotentiallyrattlefinancialmarketsworldleadersshouldremainvigilant. Bysayingdamned-if-they-do-damned-if-they-don’tLine4Paragraph3theauthormeans
Datasecurityusedtobeallaboutspendingbigbucksonfirewallstodefenddataatthenetworkperimeterandonantivirussoftwaretoprotectindividualcomputers.Internet-basedcomputingorcloudcomputinghaschangedallthatatthesametimeexpandingexponentiallythechancesfordatathievesandhackers. Thecloudcreatesotheropportunitiestoo.ahandfulofsecurityvendorsnowdeliversecurityasaservice--aone-twopunchofhardwareandsoftwarethatmonitorsandmanagesanenterprise’sdatasecurityandbillscustomersonlyforthecomputingpowertheyuse."Foryearssecuritywasaboutbigcompaniespushingtechnologytotheircustomers"saysQualysCEOandfounderPhilippeCourtot."Nowit’saboutthecustomerspullingpreciselywhattheyneedandprovidingthemwiththoseresourcesondemand." QualysaprivatelyheldcompanyinRedwoodShoresCalif.wasamongthefirsttoembracetheservice-orientedmodelin1999.TodayfourdifferentmodulesofQualysGuarditsflagshipofferingareusedbymorethan3500organizationsin85countries.Thecompanyperformsmorethan200millionsecurityauditsperyear. Courtotknowssomethingaboutopportunity.TheFrenchentrepreneurarrivedinSiliconValleyin1987andhasbuiltanumberofcompaniesintobig-timeplayersincludingSignioanelectronic-paymentstart-upthatwaseventuallysoldtoVeriSigninacombineddealformorethan$1billion.AsCEOherebuiltVerityandtransformedcc:Mailaonceunknownfirmof12peopleintoadominante-mailplatformbeforeLotusacquireditin1991."ThroughoutmycareerI’vebeenabletorecognizethatforatechnologytosucceeditmusthaveapurpose"hesays."Technologyitselfhasnovalue.It’swhatyoudowithitthatcounts." UndertheoldparadigmaccordingtoCourtotenterprisesoverspentforstand-alonesecuritydevicesthatbecameunrulyanddifficulttooperateoverthelongtermHesaysQualysattackstheflawsinthisstrategybystreamliningsecurityandtacklingmostoftheservicedeliverythroughthecloud."Wecontroltheinfrastructuresoftwareupdatesqualityassuranceandjustabouteverythinginbetween"hesays.ThefirmunveiledQualysGuardin2000.Afteraninfusionof$25millionfromtheventurefirmTridentCapitalandanother$25millionfromGourtotQualystweakedtheservicetofocusmostlyonvulnerabilitymanagement. Muchofthecompany’scurrentrevenue-salestopped$50millionlastyear--isbeingdrivingbyasetofstandardsestablishedbythePaymentCardIndustrySecurityStandardsCouncilPCISSC."ThePCIstandardhasbeenamajordriverofbusinessforallofthemespeciallyQualys"saysAvivahLitanavicepresidentandanalystatmarket-researchfirmGartner."Wheneveryonehastocomplythere’salotofworktogoaround. Thetraditionalwaytoensuredatasecurityisby
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 15
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 9
Ifthereisonethingscientistshavetohearitisthatthegameisover.Raisedonthebeliefofanendlessvoyageofdiscoverytheyrecoilfromthesuggestionthatmostofthebestthingshavealreadybeenlocated.Iftheyhavetoday’sscientistscanhopetocontributenomorethanafewgracenotestothesymphonyofscience. AbooktobepublishedinBritainthisweekTheEndofSciencearguespersuasivelythatthisisthecase.ItsauthorJohnHorganisaseniorwriterforScientificAmericanmagazinewhohasinterviewedmanyoftoday’sleadingscientistsandsciencephilosophers.TheshockofrealizingthatsciencemightbeovercametohimhesayswhenhewastalkingtoOxfordmathematicianandphysicistSirRogerPenrose. TheEndofScienceprovokedawaveofdenunciationintheUnitedStateslastyear."Thereactionhasbeenoneofcompleteshockanddisbelief"Mr.Horgansays. Therealquestioniswhetheranyremainingunsolvedproblemsofwhichthereareplentylendthemselvestouniversalsolutions.Iftheydonotthenthefocusofscientificdiscoveryisalreadynarrowing.Sincethetriumphsofthe1960s—thegeneticcodeplatetectonicsandthemicrowavebackgroundradiationthatwentalongwaytowardsprovingtheBigBang—genuinescientificrevolutionshavebeenscarce.Morescientistsarenowalivespendingmoremoneyonresearchthatever.Yetmostofthegreatdiscoveriesofthe19thand20thcenturiesweremadebeforetheappearanceofstatesponsorshipwhenthescientificenterprisewasafractionofitspresentsize. Werethescientistswhomadethesediscoveriesbrighterthantoday’sThatseemsunlikely.Afarmorereasonableexplanationisthatfundamentalsciencehasalreadyenteredaperiodofdiminishedreturns."Lookdon’tgetmewrong"saysMrHorgan."Therearelotsofimportantthingsstilltostudyandappliedscienceandengineeringcangoonforever.Ihopewegetacureforcancerandformentaldiseasethoughtherearefewrealsignsofprogress. JohnHorgan. Ⅰ.haspublishedabookentitledTheEndofScience Ⅱ.hasbeenworkingasaneditorofScientificAmerican Ⅲ.hasbeenworkingmanyyearsasaliterarycritic Ⅳ.isworkingasasciencewriter
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 13
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 5
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 19
[A]Mobilityofthiskindmeantalsomobilityofideastheirtransferenceacrossfrontiersandtheirsimultaneousimpactuponmanygroupsofpeople.Thepointoflearningistoshareitwhetherwithstudentsorwithcolleagues;onepresumesthatonlyeccentricshavenointerestinbeingcreditedwithastartlingdiscoveryoranewtechnique.Itmustalsohavebeenreassuringtoknowthatotherpeopleinotherpartsoftheworldwereabouttomakethesamediscoveryorwerethinkingalongthesamelinesandthatonewasnotquitealoneconfrontedbyinquisitionridiculeorneglect.[B]Scholarsandstudentshavealwaysbeengreattravelers.Thecaseforacademicmobilityisnowoftenstatedinimpressivetermsasafundamentalnecessityforeconomicandsocialprogressintheworldbutitiscertainlynothingnew.Seriousstudentswerealwaysreadytogoabroadinsearchofthemoststimulatingteachersandthemostfamousacademies;insearchofthepurestphilosophythemosteffectivemedicinethelikeliestroadtogold.[C]Apartfromthevehicleitselfitisfairlyeasytoidentifythemainfactorswhichhavebroughtabouttherecentexplosioninacademicmovement.Someofthesearepurelyquantitativeandrequirenofurthermention:therearefarmorecentersoflearningandafargreaternumberofscholarsandstudents.[D]ButasthespecializationshaveincreasedinnumberandnarrowedinrangetherehadbeenanoppositemovementtowardsinterdisciplinaryStudies.Theseowemuchtothebeliefthatonecannotproperlyinvestigatetheincrediblycomplexproblemsthrownupbythemodernworldandbyrecentadvancesinourknowledgealongthenarrowfrontofasinglediscipline.ThistrendhasledtoagreatdealOfacademiccontactbetweendisciplinesandafargreateremphasisonthepoolingofspecialistknowledgereflectedinthebroadsubjectschoseninmanyinternationalconferences.[E]Frequentlythesespecializationslieinareaswhereveryrapiddevelopmentsaretakingplaceandalsowheretheresearchneededfordevelopmentsisextremelycostlyandtakesalongtime.Itispreciselyintheseareasthattheadvantagesofcollaborationandsharingofexpertiseappearmostevident.Associatedwiththisisthegrowthofspecialistperiodicalswhichenablescholarstobecomeawareofwhatishappeningindifferentcentersofresearchandtomeeteachotherinconferencesandsymposia.Fromthesemeetingscomethepersonalrelationshipswhichareatthebottomofalmostallformalizedschemesofcooperationandprovidethemwiththeirmostsatisfactorystimulus.[F]Inthetwentiethcenturyandparticularlyinthelast20yearstheoldfootpathsofthewanderingscholarshavebecomevasthighways.Thevehiclewhichhasmadethispossiblehasofcoursebeentheaeroplanemakingcontactbetweenscholarseveninthemostdistantplacesimmediatelyfeasibleandprovidingfortheveryrapidtransmissionofknowledge.[G]Inadditiononemustrecognizetheveryconsiderablemultiplicationofdisciplinesparticularlyinthescienceswhichbywideningthetotalareaofadvancedstudieshasproducedanenormousnumberofspecialistswhoseparticularinterestsarepreciselydefined.Thesepeoplewouldworkinsomeisolationiftheywerenotabletokeepintouchwithsimilarisolatedgroupsinothercountries.作图
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 7
Formescientificknowledgeisdividedintomathematicalsciencesnaturalsciencesorsciencesdealingwiththenaturalworldphysicalandbiologicalsciencesandsciencesdealingwithmankindpsychologysociologyallthesciencesofculturalachievementseverykindofhistoricalknowledge. Apartfromthesesciencesisphilosophyaboutwhichwewilltalklater.Inthefirstplaceallthisispureortheoreticalknowledgesoughtonlyforthepurposeofunderstandinginordertofulfilltheneedtounderstandthatisintrinsicandcon-substantialtoman.Whatdistinguishesmanfromanimalsisthatheknowsandneedstoknow.Ifmandidnotknowthattheworldexistedandthattheworldwasofacertainkindthathewasintheworldandthathehimselfwasofacertainkindhewouldn’tbeman.Thetechnicalaspectsorapplicationsofknowledgeareequallynecessaryformanandareofthegreatestimportancebecausetheyalsocontributetodefininghimasmanandpermithimtopursuealifeincreasinglymoretrulyhuman. Butevenwhileenjoyingtheresultsoftechnicalprogressmanmustdefendtheprimacyandautonomyofpureknowledge.KnowledgesoughtdirectlyforitspracticalapplicationswillhaveimmediateandforeseeablesuccessbutnotthekindofimportantresultwhoserevolutionaryscopeisforthemostpartunforeseenexceptbytheimaginationoftheUtopians.Letmerecallawell-knownexample.IftheGreekmathematicianshadnotappliedthemselvestotheinvestigationofconicsectionzealouslyandwithouttheleastsuspicionthatitmightsomedaybeusefulitwouldnothavebeenpossiblecenturieslatertonavigatefarfromshore.Thefirstmentostudythenatureofelectricitycouldnotimaginethattheirexperimentscarriedonbecauseomereintellectualcuriositywouldeventuallyleadtomodernelectricaltechnologywithoutwhichwecanscarcelyconceiveocontemporarylife. Pureknowledgeisvaluableforitsownsakebecausethehumanspiritcannotresignitselftoignorance.Butinadditionitisthefoundationforpracticalresultsthatwouldnothavebeenreachedifthisknowledgehadnotbeensoughtdisinterestedly. Theauthordoesnotincludeamongthesciencesthestudyof
WhatisitthatbringsaboutsuchanintimateconnectionbetweenlanguageandthinkingIstherenothinkingwithouttheuseoflanguagenamelyinconceptsandconceptcombinationsforwhichwordsneednotnecessarilycometomindHasnoteveryoneofusstruggledforwordsalthoughtheconnectionbetweenthingswasalreadyclear46Wemightbeinclinedtoattributetotheactofthinkingcompleteindependencefromlanguageiftheindividualformedorwereabletoformhisconceptswithouttheverbalguidanceofhisenvironment.Yetmostlikelythementalshapeofanindividualgrowingupundersuchconditionswouldbeverypoor.Thuswemayconcludethatthementaldevelopmentoftheindividualandhiswayofformingconceptsdependtoahighdegreeuponlanguage.Thismakesusrealizetowhatextentthesamelanguagemeansthesamementality.Inthissensethinkingandlanguagearelinkedtogether.WhatdistinguishesthelanguageofsciencefromlanguagesasweordinarilyunderstandthewordHowisitthatscientificlanguageisinternational47Whatsciencestrivesforisanutmostacutenessandclarityofconceptsasregardstheirmutualrelationandtheircorrespondencetosensorydata.AsanillustrationletustakethelanguageofEuclideangeometryandAlgebra.Theymanipulatewithasmallnumberofindependentlyintroducedconceptsrespectivelysymbolssuchastheintegralnumberthestraightlinethepointaswellaswithsignswhichdesignatethefundamentalconcepts.Thisisthebasisfortheconstructionrespectivelydefinitionofallotherstatementsandconcepts.Theconnectionbetweenconceptsandstatementsontheonehandandthesensorydataontheotherhandisestablishedthroughactsofcountingandmeasuringwhoseperformanceissufficientlywelldetermined.48Thesuper-nationalcharacterofscientificconceptsandscientificlanguageisduetothefactthattheyhavebeensetupbythebestbrainsofallcountriesandalltimes.Insolitudeandyetincooperativeeffortasregardsthefinaleffecttheycreatedthespiritualtoolsforthetechnicalrevolutionswhichhavetransformedthelifeofmankindinthelastcenturies.Theirsystemofconceptshasservedasaguideinthebewilderingchaosofperceptionssothatwelearnedtograspgeneraltruthsfromparticularobservations.WhathopesandfearsdoesthescientificmethodimplyformankindIdonotthinkthatthisistherightwaytoputthequestion.Whateverthistoolinthehandofmanwillproducedependsentirelyonthenatureofthegoalsaliveinthismankind.Oncethesegoalsexistthescientificmethodfurnishesmeanstorealizethem.Yetitcannotfurnishtheverygoals.49Thescientificmethoditselfwouldnothaveledanywhereandit’wouldnotevenhavebeenbornwithoutapassionatestrivingforclearunderstanding.Perfectionofmeansandconfusionofgoalsseem—inmyopinion—tocharacterizeourage.50Ifwedesiresincerelyandpassionatelythesafetythewelfarearidthefreedevelopmentofthetalentsofallmenweshallnotbeinwantofthemeanstoapproachsuchastate.Evenifonlyasmallpartofmankindstrivesforsuchgoalstheirsuperioritywillproveitselfinthelongrun.
Datasecurityusedtobeallaboutspendingbigbucksonfirewallstodefenddataatthenetworkperimeterandonantivirussoftwaretoprotectindividualcomputers.Internet-basedcomputingorcloudcomputinghaschangedallthatatthesametimeexpandingexponentiallythechancesfordatathievesandhackers. Thecloudcreatesotheropportunitiestoo.ahandfulofsecurityvendorsnowdeliversecurityasaservice--aone-twopunchofhardwareandsoftwarethatmonitorsandmanagesanenterprise’sdatasecurityandbillscustomersonlyforthecomputingpowertheyuse."Foryearssecuritywasaboutbigcompaniespushingtechnologytotheircustomers"saysQualysCEOandfounderPhilippeCourtot."Nowit’saboutthecustomerspullingpreciselywhattheyneedandprovidingthemwiththoseresourcesondemand." QualysaprivatelyheldcompanyinRedwoodShoresCalif.wasamongthefirsttoembracetheservice-orientedmodelin1999.TodayfourdifferentmodulesofQualysGuarditsflagshipofferingareusedbymorethan3500organizationsin85countries.Thecompanyperformsmorethan200millionsecurityauditsperyear. Courtotknowssomethingaboutopportunity.TheFrenchentrepreneurarrivedinSiliconValleyin1987andhasbuiltanumberofcompaniesintobig-timeplayersincludingSignioanelectronic-paymentstart-upthatwaseventuallysoldtoVeriSigninacombineddealformorethan$1billion.AsCEOherebuiltVerityandtransformedcc:Mailaonceunknownfirmof12peopleintoadominante-mailplatformbeforeLotusacquireditin1991."ThroughoutmycareerI’vebeenabletorecognizethatforatechnologytosucceeditmusthaveapurpose"hesays."Technologyitselfhasnovalue.It’swhatyoudowithitthatcounts." UndertheoldparadigmaccordingtoCourtotenterprisesoverspentforstand-alonesecuritydevicesthatbecameunrulyanddifficulttooperateoverthelongtermHesaysQualysattackstheflawsinthisstrategybystreamliningsecurityandtacklingmostoftheservicedeliverythroughthecloud."Wecontroltheinfrastructuresoftwareupdatesqualityassuranceandjustabouteverythinginbetween"hesays.ThefirmunveiledQualysGuardin2000.Afteraninfusionof$25millionfromtheventurefirmTridentCapitalandanother$25millionfromGourtotQualystweakedtheservicetofocusmostlyonvulnerabilitymanagement. Muchofthecompany’scurrentrevenue-salestopped$50millionlastyear--isbeingdrivingbyasetofstandardsestablishedbythePaymentCardIndustrySecurityStandardsCouncilPCISSC."ThePCIstandardhasbeenamajordriverofbusinessforallofthemespeciallyQualys"saysAvivahLitanavicepresidentandanalystatmarket-researchfirmGartner."Wheneveryonehastocomplythere’salotofworktogoaround. Theauthor’sattitudetowardsthePCIstandardis
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 17
WhatdoyouthinkofAmericanhealthcaresystemMostpeoplewouldbe1bythehighqualityofmedicine2tomostAmericans.Thereisalotofspecializationagreatdealof3totheindividuala4amountofadvancedtechnicalequipmentand5effortnottomakemistakesbecauseofthefinancialriskwhichdoctorsandhospitalsmust6inthecourtsifthey7thingsbadly. ButtheAmericansareinamess.Totheproblemisthewayin8healthcareisorganizedand9.10topubicbeliefitisnotjustafreecompetitionsystem.Totheprivatesystemhasbeenjoinedalargepublicsystembecauseprivatecarewassimplynot11thelessfortunateandtheelderly. Butevenwiththishugepublicpartofthesystem12thisyearwilleatup84.5billiondollars—morethan10percentoftheU.S.Budget—alargenumberofAmericansareleft13.Theseincludeabouthalfthe11millionunemployedandthosewhofailtomeetthestrictlimits14incomefixedbyagovernmenttryingtomakesavingswhereitcan. Thebasicproblemhoweveristhatthereisnocentralcontrol15thehealthsystem.Thereisno16towhatdoctorsandhospitalschargefortheirservicesotherthanwhatthepublicisabletopay.Thenumberofdoctorshasshotupandpriceshaveclimbed.Whenfacedwithtoothacheasickchildoraheartattackalltheunfortunatepersonsconcernedcandoistopay17.Twothirdsofthepopulationare18bymedicalinsurance.Doctorschargeasmuchastheywant19thattheinsurancecompanywillpaythebill. TherisingcostofmedicineintheU.S.A.isamongthemostworryingproblemsfacingthecountry.In1981thecountry’shealthbillclimbed15.9percent—abouttwiceasfastasprices20general. 11
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