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不能向居民发放贷款的金融机构是( )。
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金融机构办理贷款业务不得有下列行为
向关系人发放信用贷款
向法人机构发放贷款
向个体户发放贷款
不能向居民发放贷款的金融机构是
中国建设银行
中国农业发展银行
农村信用合作社
城市商业银行
银行或者其他金融机构工作人员违反规定向关系人发放贷款的依照违法发放贷款罪的规定从重处罚
违法发放贷款罪是指银行或其他金融机构的工作人员违反国家规定发放贷款造成重大损失的行为下列行为中属于违
以优于其他借款人同类贷款的条件而发放贷款
以优惠利率向长期客户发放贷款
不严格审查借款人的偿还能力而发放贷款
不严格审查保证人的偿还能力而发放贷款
对于限制类的新建项目
投资管理部门予以备案，金融机构限制发放贷款
投资管理部门不予审批，金融机构不发放贷款
投资管理部门予以审批，但金融机构不发放贷款
投资管理部门予以审批，但不予备案
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Howshouldoneinvestasumofmoneyintheseclaysofinflation通货膨胀Leftinabankitwillhardlykeepitsvaluehoweverhightheinterestrateis.OnlyabravemanoraveryrichonedarestobuyandsellontheStockMarket.Todayitseemsthatoneofthebestwaystoprotectyoursavingsandevenincreaseyourwealthistobuybeautifulobjectsfromthepast.HereIamgoingtooffersomeadviceoncollectingantiqueclockswhichIpersonallyconsiderareamongthemostinterestingofantiques.Isometimeswonderwhatabeingfromanotherplanetmightreportbackaboutourwayoflife.TheplanetEarthisruledbyamysteriouscreaturethatsitsorstandsinaroomandmakesastrangetickingsound.Ithasafacewithtwelveblackmarksandtwohands.Mencandonothingwithoutitspermissionanditfastensitsyoungroundpeople’swristssothateverywheremengotheyarestillunderitscontrol.ThiscreatureistherealmasterofEarthandmenareitsslaves.Whetherornotweareslavesoftimetodaydependsonourcultureandpersonalitybutitisbelievedthatmanyyearsagokingskeptspecialslavestotellthetime.Certainmenwereverycleveratmeasuringthetimeofdayaccordingtothebeatingoftheirownhearts.Theyweremadetostandinafixedplaceandeveryhourorsowouldshoutthetime.Soitseemsthatthefirstclockswerehumanbeings.Howevermenquicklyfoundmoreconvenientandreliablewaysoftellingthetime.Theylearnedtousetheshadowscastbythesun.Theymarkedthehoursoncandlesusedsandinhour-glassesandinventedwater-clocks.Indeedanyseriousstudentofantiquesshouldspendasmuchtimeaspossiblevisitingpalacesstatelyhomesandmuseumstoseesomeofthefinestexamplesofclocksfromthepast.Antiqueclockscouldbeveryexpensivebutoneofthejoysofcollectingclocksisthatitisstillpossibletofindquitecheaponesforyourownhome.AfterallifyouaregoingtoberuledbythetimewhynotinvestinairantiqueclockandperhapsmakeafutureprofitByquoting引用theremarkofabeingfromanotherplanettheauthorintendsto______.
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Fromthehealthpointofviewwearelivinginamarvelousage.Weareimmunizedfrombirthagainstmanyofthemostdangerousdiseases.Alargenumberofoncefatalillnessescannowbecuredbymoderndrugsandsurgery.Itisalmostcertainthatonedayremedieswillbefoundforthemoststubbornremainingdiseases.Theexpectationoflifehasincreasedenormously.Butthoughthepossibilityoflivingalongandhappylifeisgreaterthaneverbeforeeverydaywewitnesstheincredibleslaughterofmenwomenandchildrenontheroads.Manversusthemotorcar!Itisanever-endingbattlewhichmanislosing.Thousandsofpeopleovertheworldarekilledorhorriblykilledeachyearandwearequietlysittingbackandlettingithappen.Ithasbeenrightlysaidthatwhenamanissittingbehindasteeringwheelhiscarbecomestheextensionofhispersonality.Thereisnodoubtthatthemotorcaroftenbringsoutaman’sveryworstqualities.Peoplewhoarenormallyquietandpleasantmaybecomeunrecognizablewhentheyarebehindasteering-wheel.Theysweartheyareill-manneredandaggressivewillfulastwo-year-oldsandutterlyselfish.Alltheirhiddenfrustrationsdisappointmentsandjealousiesseemtobebroughttothesurfacebytheactofdriving.Thesurprisingthingisthatsocietysmilessobenignlyonthemotoristandseemstocondonehisbehaviour.Everythingisdoneforhisconvenience.Citiesareallowedtobecomealmostuninhabitablebecauseofheavytraffic;townsaremadeuglybyhugecarparks;thecountrysideisdesecratedbyroadnetworks;andthemassannualslaughterbecomesnothingmorethanastatistictobeconvenientlyforgotten.Itishightimeaworldcodewerecreatedtoreducethissenselesswasteofhumanlife.Withregardtodrivingthelawsofsomecountriesarenotoriouslylaxandeventhestrictestarenotstrictenough.Acodewhichwasuniversallyacceptedcouldonlyhaveadramaticallybeneficialeffectontheaccidentrate.Hereareafewexamplesofsomeofthethingsthatmightbedone.Thedrivingtestshouldbestandardizedandmadefarmoredifficultthanitis;allthedriversshouldbemadetotakeatesteverythreeyearsorso;theageatwhichyoungpeopleareallowedtodriveanyvehicleshouldberaisedtoatleast21;allvehiclesshouldbeputthroughstringentannualtestsforsafety.Eventhesmallestamountofalcoholinthebloodcanimpairaperson’sdrivingability.Presentdrinkinganddrivinglawswheretheyexistshouldbemademuchstricter.Maximumandminimumspeedlimitsshouldbeimposedonallroads.GovernmentsshouldlaydownsafetyspecificationsformanufacturersashasbeendoneintheUSA.Alladvertisingstressingpowerandperformanceshouldbebanned.Thesemeasuresmaysoundinordinatelyharsh.Butsurelynothingshouldbeconsideredassevereifitresultsinreducingtheannualtollofhumanlife.Afteralltheworldisforhumanbeingsnotmotorcars.Theattitudeoftheauthoris______.
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Whenyouthinkofthetremendoustechnologicalprogresswehavemadeit’samazinghowlittlewehavedevelopedinotherrespects.WemayspeakcontemptuouslyofthepooroldRomansbecausetheyrelishedtheorgiesofslaughterthatwentonintheirarenas.Wemaydespisethembecausetheymistookthesegoings-onforentertainment.Wemayforgivethemcondescendinglybecausetheylived2000yearsagoandobviouslyknewnobetter.Butareourfeelingsofsuperiorityreallyjustified.AreweanylessbloodthirstyWhydoboxingmatchesforinstanceattractsuchuniversalinterestDon’tthespectatorswhoattendthemhopetheywillseesomeviolenceHumanbeingsremainasbloodthirstyasevertheywere.TheonlydifferencebetweenourselvesandtheRomansisthatwhiletheywerehonestenoughtoadmitthattheyenjoyedwatchinghungrylionstearingpeopleapartandeatingthemalivewefindallsortsofsophisticatedargumentstodefendsportswhichshouldhavebeenbannedlongago;sportswhicharequiteasbarbarousassaypublichangingsorbearbaiting.Itisreallyincrediblethatinthisdayandageweshouldstillallowhuntingorbull-fightingthatweshouldbepreparedtositbackandwatchtwomenbattereachothertopulpinaboxingringthatweshouldberelativelyunmovedbythesightofoneoranumberofracingcarscrashingandburstingintoflames.Letusnotdeceiveourselves.Anytalkofthesportingspiritissheerhypocrisy.Peopletakepartinviolentsportsbecauseofthehighrewardstheybring.Spectatorsarewillingtopayvastsumsofmoneytoseeviolence.Aworldheavy-weightchampionshipmatchforinstanceisfront-pagenews.Millionsofpeoplearedisappointedifabigfightisoverintworoundsinsteadoffifteen.Theyfeeldisappointmentbecausetheyhavebeendeprivedoftheexquisitepleasureofwitnessingprolongedtortureandviolence.WhyshouldwebanviolentsportsifpeopleenjoythemsomuchYoumaywellask.Theanswerissimpletheyareuncivilized.Forcenturiesmanhasbeentryingtoimprovehimselfspirituallyandemotionally—admittedlywithlittlesuccess.Butatleastwenolongertoleratethesightofmadmenbeingcoopedupincagesorpublicfloggingsofanyofthecountlessotherbarbaricpracticeswhichwerecommoninthepast.Prisonsarenolongerthegrimforbiddingplacestheyusedtobe.Socialwelfaresystemsareinoperationinmanypartsoftheworld.Bigeffortsarebeingmadetodistributewealthfairly.Thesechangeshavecomeaboutnotbecausehumanbeingshavesuddenlyandunaccountablyimprovedbutbecausepositivestepsweretakentochangethelaw.Thelawisthebiggestinstrumentofsocialchangethatwehaveanditmayexertgreatcivilizinginfluence.Ifwebanneddangerousandviolentsportswewouldbemovingonestepfurthertoimprovingmankind.Wewouldrecognizethatviolenceisdegradingandunworthyofhumanbeings.Themainideaofthispassageis______.
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Itwasthesummerof1965.DeLucathen17visitedPeterBuckafamilyfriend.BuckaskedDeLucaabouthisplansforthefuture.I’mgoingtocollegebutIneedawaytopayforitDeLucarecallssaying.BucksaidYoushouldopenasandwichshop.Thatafternoontheyagreedtobepartners.Andtheysetagoal.toopen32storesintenyears.AfterdoingsomeresearchBuckwroteacheckfor$1000.DeLucarentedastorefront店面inConnecticutandwhentheycouldn’tcovertheirstart-upcostsBuckkickedinanother$1000.Butbusinessdidn’tgosmoothlyastheyexpected.DeLucasaysAftersixmonthsweweredoingpoorlybutwedidn’tknowhowbadlybecausewedidn’thaveanyfinancialcontrols.AllheandBuckknewwasthattheirsaleswerelowerthantheircosts.DeLucawasmanagingthestoreandgoingtotheUniversityofBridgeportatthesametime.BuckwasworkingathisdayjobasanuclearphysicistinNewYork.They’dmeetMondayeveningsandbrainstormideasforkeepingthebusinessrunning.Weconvincedourselvestoopenasecondstore.WefiguredwecouldtellthepublicWearesosuccessfulweareopeningasecondstore.Andtheydid-inthespringof1966.Stillitwasalotoflearningbytrialanderror.Butthepartnerslearn-as-you-goapproachturnedouttobetheirgreateststrength.EveryFridayDeLucawoulddrivearoundandhand-deliverthecheckstopaytheirsuppliers.Itprobablytookmetwoandahalfhoursanditwasn’tnecessarybutasaresultthesuppliersgottoknowmeverywellandthepersonalrelationshipsestablishedreallyhelpedoutDeLucasays.Andhavingagoalwasalsoimportant.Therearesomanyproblemsthatcangetyoudown.YoujusthavetokeepworkingtowardyourgoalDeLucaadds.DeLucaendedupfoundingSubwaySandwichthemultimillion-dollarrestaurantchain.WhichofthefollowingistrueofBuck
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Itwasthesummerof1965.DeLucathen17visitedPeterBuckafamilyfriend.BuckaskedDeLucaabouthisplansforthefuture.I’mgoingtocollegebutIneedawaytopayforitDeLucarecallssaying.BucksaidYoushouldopenasandwichshop.Thatafternoontheyagreedtobepartners.Andtheysetagoal.toopen32storesintenyears.AfterdoingsomeresearchBuckwroteacheckfor$1000.DeLucarentedastorefront店面inConnecticutandwhentheycouldn’tcovertheirstart-upcostsBuckkickedinanother$1000.Butbusinessdidn’tgosmoothlyastheyexpected.DeLucasaysAftersixmonthsweweredoingpoorlybutwedidn’tknowhowbadlybecausewedidn’thaveanyfinancialcontrols.AllheandBuckknewwasthattheirsaleswerelowerthantheircosts.DeLucawasmanagingthestoreandgoingtotheUniversityofBridgeportatthesametime.BuckwasworkingathisdayjobasanuclearphysicistinNewYork.They’dmeetMondayeveningsandbrainstormideasforkeepingthebusinessrunning.Weconvincedourselvestoopenasecondstore.WefiguredwecouldtellthepublicWearesosuccessfulweareopeningasecondstore.Andtheydid-inthespringof1966.Stillitwasalotoflearningbytrialanderror.Butthepartnerslearn-as-you-goapproachturnedouttobetheirgreateststrength.EveryFridayDeLucawoulddrivearoundandhand-deliverthecheckstopaytheirsuppliers.Itprobablytookmetwoandahalfhoursanditwasn’tnecessarybutasaresultthesuppliersgottoknowmeverywellandthepersonalrelationshipsestablishedreallyhelpedoutDeLucasays.Andhavingagoalwasalsoimportant.Therearesomanyproblemsthatcangetyoudown.YoujusthavetokeepworkingtowardyourgoalDeLucaadds.DeLucaendedupfoundingSubwaySandwichthemultimillion-dollarrestaurantchain.Theydecidedtoopenasecondstorebecausethey______.
Whenyouthinkofthetremendoustechnologicalprogresswehavemadeit’samazinghowlittlewehavedevelopedinotherrespects.WemayspeakcontemptuouslyofthepooroldRomansbecausetheyrelishedtheorgiesofslaughterthatwentonintheirarenas.Wemaydespisethembecausetheymistookthesegoings-onforentertainment.Wemayforgivethemcondescendinglybecausetheylived2000yearsagoandobviouslyknewnobetter.Butareourfeelingsofsuperiorityreallyjustified.AreweanylessbloodthirstyWhydoboxingmatchesforinstanceattractsuchuniversalinterestDon’tthespectatorswhoattendthemhopetheywillseesomeviolenceHumanbeingsremainasbloodthirstyasevertheywere.TheonlydifferencebetweenourselvesandtheRomansisthatwhiletheywerehonestenoughtoadmitthattheyenjoyedwatchinghungrylionstearingpeopleapartandeatingthemalivewefindallsortsofsophisticatedargumentstodefendsportswhichshouldhavebeenbannedlongago;sportswhicharequiteasbarbarousassaypublichangingsorbearbaiting.Itisreallyincrediblethatinthisdayandageweshouldstillallowhuntingorbull-fightingthatweshouldbepreparedtositbackandwatchtwomenbattereachothertopulpinaboxingringthatweshouldberelativelyunmovedbythesightofoneoranumberofracingcarscrashingandburstingintoflames.Letusnotdeceiveourselves.Anytalkofthesportingspiritissheerhypocrisy.Peopletakepartinviolentsportsbecauseofthehighrewardstheybring.Spectatorsarewillingtopayvastsumsofmoneytoseeviolence.Aworldheavy-weightchampionshipmatchforinstanceisfront-pagenews.Millionsofpeoplearedisappointedifabigfightisoverintworoundsinsteadoffifteen.Theyfeeldisappointmentbecausetheyhavebeendeprivedoftheexquisitepleasureofwitnessingprolongedtortureandviolence.WhyshouldwebanviolentsportsifpeopleenjoythemsomuchYoumaywellask.Theanswerissimpletheyareuncivilized.Forcenturiesmanhasbeentryingtoimprovehimselfspirituallyandemotionally—admittedlywithlittlesuccess.Butatleastwenolongertoleratethesightofmadmenbeingcoopedupincagesorpublicfloggingsofanyofthecountlessotherbarbaricpracticeswhichwerecommoninthepast.Prisonsarenolongerthegrimforbiddingplacestheyusedtobe.Socialwelfaresystemsareinoperationinmanypartsoftheworld.Bigeffortsarebeingmadetodistributewealthfairly.Thesechangeshavecomeaboutnotbecausehumanbeingshavesuddenlyandunaccountablyimprovedbutbecausepositivestepsweretakentochangethelaw.Thelawisthebiggestinstrumentofsocialchangethatwehaveanditmayexertgreatcivilizinginfluence.Ifwebanneddangerousandviolentsportswewouldbemovingonestepfurthertoimprovingmankind.Wewouldrecognizethatviolenceisdegradingandunworthyofhumanbeings.Howmanydangeroussportsdoestheauthormentioninthispassage
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