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These are goods insured( )all risks.

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driving short distances in hot weather  having their car insured for £ 20  driving slowly at all times  making sure their car is in good working order  
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insurer;policy holder  insurer;the insured  the insured;insurer policy holder;insurer  
surprise  are surprising  are surprised  are surprise  
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The ship insured is not allowed to sail or navigate without pilots.  The ship insured is not allowed to carry out commercial towing.  The ship insured is not allowed to undertake salvage services.  The ship insured is not allowed to be towed when in need of assistance"  
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